Agreement Between Polonia Bank and the Comptroller of the Currency Sample Contracts

AGREEMENT BY AND BETWEEN Polonia Bank Huntingdon Valley, Pennsylvania and The Comptroller of the Currency
Agreement Between Polonia Bank and the Comptroller of the Currency • October 27th, 2014 • Polonia Bancorp Inc • Savings institution, federally chartered

The Comptroller of the Currency of the United States ("Comptroller"), through his national bank examiners and other staff of the Office of the Comptroller of the Currency ("OCC"), has conducted an examination of Polonia Bank, Huntingdon Valley, Pennsylvania ("Bank") and has found unsafe or unsound banking practices relating to strategic planning, asset/liability management, interest rate risk, earnings, and internal controls.

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