Up to 1,760,938 Shares (subject to increase up to 2,025,078 Shares) Polonia Bancorp, Inc. (a Maryland corporation) Common Stock (par value $0.01 per share) AGENCY AGREEMENT August , 2012Agency Agreement • August 6th, 2012 • Polonia Bancorp Inc • Savings institution, federally chartered • New York
FORM OF ESOP LOAN AGREEMENTEsop Loan Agreement • September 9th, 2011 • Polonia Bancorp Inc • Pennsylvania
THIS LOAN AGREEMENT (“Loan Agreement”) is made and entered into as of the [#] day of [month, year], by and between the POLONIA BANK EMPLOYEE STOCK OWNERSHIP PLAN TRUST (“Borrower”), a trust forming part of the Polonia Bank Employee Stock Ownership Plan (“ESOP”); and POLONIA BANCORP, INC. (“Lender”), a corporation organized and existing under the laws of Maryland.
JOSEPH T. SVETIK EMPLOYMENT AGREEMENTEmployment Agreement • May 20th, 2015 • Polonia Bancorp Inc • Savings institution, federally chartered • Pennsylvania
THIS AGREEMENT is entered into on the 19th day of May, 2015 (the “Agreement”), by and between POLONIA BANK, a federally chartered savings association (“Bank”), and JOSEPH T. SVETIK (the “Executive”).
FORM OF RESTRICTED STOCK AWARD AGREEMENTAward Agreement • August 21st, 2013 • Polonia Bancorp Inc • Savings institution, federally chartered
This Award Agreement is provided to [name] (the “Participant”) by Polonia Bancorp, Inc. (the “Company”) as of [date] (the “Grant Date”), the date the Board of Directors (the “Committee”) awarded the Participant a Restricted Stock Award pursuant to the Polonia Bancorp, Inc. 2013 Equity Incentive Plan (the “2013 Plan”), subject to the terms and conditions of the 2013 Plan and this Award Agreement:
AMENDMENT TO THE OCTOBER 2014 AGREEMENT BY AND BETWEEN Polonia Bank, Huntingdon Valley, Pennsylvania and The Comptroller of the CurrencyOctober 2014 Agreement • November 13th, 2015 • Polonia Bancorp Inc • Savings institution, federally chartered
Polonia Bank, Huntingdon Valley, Pennsylvania (“Bank”) and the Comptroller of the Currency of the United States (“Comptroller”) wish to protect the interests of the depositors, other customers, and shareholders of the Bank, and, toward that end, wish the Bank to operate safely and soundly and in accordance with all applicable laws, rules and regulations.
AGREEMENT BY AND BETWEEN Polonia Bank Huntingdon Valley, Pennsylvania and The Comptroller of the CurrencyAgreement by And • October 27th, 2014 • Polonia Bancorp Inc • Savings institution, federally chartered
The Comptroller of the Currency of the United States ("Comptroller"), through his national bank examiners and other staff of the Office of the Comptroller of the Currency ("OCC"), has conducted an examination of Polonia Bank, Huntingdon Valley, Pennsylvania ("Bank") and has found unsafe or unsound banking practices relating to strategic planning, asset/liability management, interest rate risk, earnings, and internal controls.
