Exhibit 16 Sample Contracts

EXHIBIT 16 AGREEMENT PURSUANT TO RULE 13d-1(k)(1)(iii) CONCERNING JOINT SCHEDULE 13D FILING The undersigned each agree, in connection with the sale by F.S. Warrant, L.P. of an aggregate of 650,000 shares of Common Stock, par value of $.01 per share,...
Exhibit 16 • May 25th, 1999 • F S Warrant L P • Semiconductors & related devices

The undersigned each agree, in connection with the sale by F.S. Warrant, L.P. of an aggregate of 650,000 shares of Common Stock, par value of $.01 per share, of Optek Technology, Inc., a Delaware corporation, on May 12 and May 13, 1999: (i) that an Amended Statement on Schedule 13D (the "Amended Statement") shall be filed jointly by all of them pursuant to Section 13(d) of the Securities Exchange Act of 1934 (the "Exchange Act") and (ii) that the Amended Statement is filed on behalf of each of them. The undersigned acknowledge their respective responsibilities with respect to the Amended Statement as set forth in Rule 13d-1(k)(1)(iii) promulgated under the Exchange Act.

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Exhibit 16 [McGladrey & Pullen, LLP Letterhead] November 6, 2001 AF Bankshares, Inc. P.O. Box 26 West Jefferson, North Carolina 28694 Securities and Exchange Commission Washington, DC 20549 We were previously the independent accountants for AF...
Exhibit 16 • November 9th, 2001 • Af Bankshares Inc • Blank checks

We were previously the independent accountants for AF Bankshares, Inc., and on August 3, 2001, we reported on the consolidated financial statements of AF Bankshares, Inc. and subsidiaries as of and for the years ended June 30, 2001 and 2000. On August 3, 2001, the Board of Directors of AF Bankshares, Inc. declined to reappoint us as the independent accountants of AF Bankshares, Inc. for the fiscal year ended June 30, 2002.

READ THIS CONTRACT CAREFULLY. This is a legal contract between you and us. RIGHT TO EXAMINE AND RETURN THIS CONTRACT
Exhibit 16 • April 2nd, 2021 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance

You may return this Contract by mailing or delivering it to our Customer Service Center at the address shown above or to the producer through whom you purchased it within twenty days (or thirty days if this is a replacement contract as defined by applicable state regulation) after the date you receive it. If so returned, we will promptly pay you any portion of the Premium paid and not previously Surrendered as of the date the returned Contract is received by us. If you are unsure whether your Contract is a replacement contract, please contact us at our Customer Service Center at the phone number or address set forth above.

PRINCIPAL UNDERWRITING AGREEMENT
Exhibit 16 • April 2nd, 2021 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance • Connecticut

THIS UNDERWRITING AGREEMENT (“Agreement”) is effective as of the 17th day of November, 2006, by and between ING Life Insurance and Annuity Company (“ILIAC”), on its own behalf and on behalf of its nonunitized separate accounts for modified guaranteed annuity contracts (“MGA Accounts”), and on behalf of Variable Annuity Accounts B, C, F, G and I, Separate Account D, and Variable Life Accounts B and C (separate accounts of ILIAC (Variable Annuity Accounts B, C, F, G and I, Separate Account D and Variable Life Accounts B and C hereinafter collectively referred to as the “Accounts”)), and ING Financial Advisers, LLC (the “Underwriter”).

Annuitant Owner [THOMAS J. DOE] [JOHN Q. DOE] Initial Premium Annuity Option Annuity Commencement Date [$10,000] [LIFE 10-YEAR CERTAIN] [JANUARY 1, 2053] Separate Account(s) Contract Number [SEPARATE ACCOUNT B AND THE FIXED ACCOUNT] [123456]
Exhibit 16 • February 5th, 2018 • VOYA INSURANCE & ANNUITY Co • Life insurance

When a distribution is made from an investment portfolio underlying a Variable Separate Account Division in which reinvestment is not available, we will allocate the amount of the distribution to the [Liquid Asset Division] unless you specify otherwise.

EXHIBIT 16.0 ------------ September 22, 1997 Mr. Clifford Neuman Neuman & Drennen, LLC Temple-Bowron House 1507 Pine Street Boulder, CO 80302
Exhibit 16 • February 25th, 1998 • Versailles Capital Corp /Co • Blank checks

As you noted in your letter, my former firm, whose name was different than what you referred to, is, by definition, no longer in existence. Therefore it is impossible to respond to your request.

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