Exhibit (4)(a) IRA Annuity MERRILL LYNCH LIFE INSURANCE COMPANY Final 05-02-02 Home Office: Little Rock, Arkansas Service Center: P. O. Box 44222 Jacksonville, Florida 32231-4222 MERRILL LYNCH LIFE INSURANCE COMPANY will make periodic annuity payments...Ira Annuity Contract • June 25th, 2002 • Merrill Lynch Life Variable Annuity Separate Account D
