Codess ss. Covered Loan 26-1151.01 et seq. Effective for loans closed on or after January 28, 2003 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- Florida Fair Lending Act, Fla. Stat. Ann.ss.ss. High Cost Home Loan 494.0078 et seq. Effective October 2, 2002 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code High Cost Home Loan Mar. 6, 0000) Xxx.xx.xx.0-0X-0 xt seq. Effective October 1, 2002 - March 6, 2003 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- Georgia as amended (Mar. Georgia Fair Lending Act, Ga. Code High Cost Home Loan 7, 2003 - current) Ann.ss.ss.7-6A-1 et seq. Effective for loans closex xn or after March 7, 2003 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- HOEPA Section 32 Home Ownership and Equity Protection High Cost Loan Act of 1994, 15 U.S.C.ss.1639, 12 C.F.R.ss.ss.226.32 and 226.34 Effective October 1, 1995, amendments October 1, 2002 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- Illinois High Risk Home Loan Act, Ill. Comp. High Risk Home Loan Stat. tit. 815,ss.ss.137/5 et seq. Effective January 1, 2004 (prior to this date, regulations under Residential Mortgage License Act effective from May 14, 2001) ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- Kansas Consumer Credit Code, Kan. Stat. Ann. High Loan to Value ss.ss.16a-1-101 et seq. Consumer Loan (id.ss. 16a-0-007) and; Sections 16a-1-301 and 16a-3-207 became effective April 14, 1999; Section 16a-3-308a became effective July 1, 1999 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------...
Codess ss.3801 et seq., as the same may be amended from time to time.
Codess. 26.02. This Section is hereby amended to read as follows: THE 12/00 CREDIT AGREEMENT, AS AMENDED HEREBY, AND THE OTHER FACILITIES PAPERS TOGETHER CONSTITUTE A WRITTEN LOAN AGREEMENT WHICH REPRESENTS THE FINAL AGREEMENT BETWEEN THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES. (The remainder of this page is blank; unnumbered counterpart signature pages follow.) EXECUTED as of December 21, 2001. By the Companies: AMERICAN BUSINESS CREDIT, INC. By: ----------------------------------------- Name: --------------------------------------- Title: -------------------------------------- HOMEAMERICAN CREDIT, INC. doing business as UPLAND MORTGAGE By: ----------------------------------------- Name: --------------------------------------- Title: -------------------------------------- AMERICAN BUSINESS MORTGAGE SERVICES, INC. By: ----------------------------------------- Name: --------------------------------------- Title: -------------------------------------- By the Parent/Guarantor AMERICAN BUSINESS FINANCIAL SERVICES, INC. By: ----------------------------------------- Name: --------------------------------------- Title: -------------------------------------- Unnumbered counterpart signature page to 12/01 Amendment to Senior Secured Credit Agreement among American Business Credit, Inc. and certain affiliates and JPMorgan Chase Bank, as Agent and as a Lender By the Agent and a Lender: JPMORGAN CHASE BANK, as the Agent and as a Lender By: ----------------------------------------- Name: --------------------------------------- Title: -------------------------------------- --------------------------------------------------------------------------------
Codess ss. Covered Loan 26-1151.01 et seq. -- --- Effective for loans closed on or after January 28, 2003 Florida Fair Lending Act, Fla. Stat. Ann.ss.ss. High Cost Xxxx Xxxx 494.0078 et seq. -- --- Effective October 2, 2002 Georgia (Oct. 1, 2002 - Georgia Faix Xxxxxxx Xxx, Xx. Xxxx Xxxx Xxxx Home Loan Mar. 6, 2003) Ann.ss.ss.7-6A-1 et seq. -- --- Effective October 1, 2002 - March 6, 2003 Georgia as amended (Mar. Georgia Fair Lending Act, Ga. Code High Cost Home Loan 7, 2003 - current) Ann.ss.ss.7-6A-1 et seq. -- --- Effective for loans closed on or after March 7, 2003 HOEPA Sexxxxx 00 Home Ownership and Equity Protection High Cost Loan Act of 1994, 15 U.S.C.ss.1639, 12 C.F.R. ss.ss. 226.32 and 226.30 Effective October 1, 1995, amendments October 1, 2002 Illinois High Risk Home Loan Act, Ill. Comp. High Risk Home Loan Stat. tit. 815,ss.ss.137/5 et seq. -- --- Effective January 1, 2004 (prior to this date, regulations under Residential Mortgage License Act effective from May 14, 2001) Kansas Consumer Credit Code, Kan. Stat. Ann. High Loan to Vaxxx ss.ss.16a-1-101 et seq. Consumer Loan (id.ss. 16a-3-207) and; Sections 16a-1-301 and 16a-3-207 became effective April 14, 1999; Section 16a-3-308a became effective July 1, 1999 High APR Consumer Loan (id.ss.16a-3-308a) Kentucky 2003 KY H.B. 287 - High Cost Home Loan High Cost Home Loan Act, Ky. Rev. Stat.ss.ss.360.100 et seq. Effective June 24, 2003 Maine Truth in Lending, Me. Rev. Stat. tit. High Rate High Fee 9-A,ss.ss.8-101 et seq. Mortgage Effective September 29, 1995 and as amended from time to time Massachusetts Part 40 and Part 32, 209 C.M.R.ss.ss. High Cxxx Xxxx Xxan 32.00 et seq. and 209 C.M.R.ss.ss.40.01 -- --- et seq. -- --- Effective March 22, 2001 and amended from time to time Nevada Assembly Bill No. 284, Nev. Rev. Xxxt. Home Loan ss.ss.598D.010 et seq. -- --- Effective October 1, 2003 New Jersey New Jersey Home Ownership Security Act High Cost Home Loan of 2002, N.J. Rev. Stat.ss.ss.46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 New Mexico Home Loan Protection Act, N.M. Rev. High Cost Home Loan Stat. ss.ss. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 New York N.Y. Banking Law Article 6-l High Cost Home Loan Effective for applications made on or after April 1, 2003 North Carolina Restrictions and Limitations on High High Cost Home Loan Cost Home Loans, N.C. Gen. Stat.ss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003...
Codess ss. Xovered Loan 26-1151.01
Codess. 3801 et seq., as it may be amended from time to time, and is validly existing and in good standing under the laws of the State of Delaware, and the Seller is a national banking association, organized and is validly existing under the laws of the United States of America, and each of the Registrants has all requisite trust power, authority and legal right to own its respective properties and conduct its respective business as described in the Registration Statement and the Prospectus and to execute, deliver and perform the transactions contemplated by the Underwriting Agreements, the Pooling and Servicing Agreement, the First Tier Receivables Purchase Agreement, the Second Tier Receivables Purchase Agreement and the Loan Agreement (collectively the "Specified Agreements"), to which each is a party, and to authorize the authentication, execution and issuance of the Certificates and the issuance of the Collateral Interest.
Codess. 3801 et seq., as it may be amended from time to time, and is validly existing and in good standing under the laws of the State of Delaware, is duly qualified to do business and is in good standing under the laws of each jurisdiction other than where the failure to be so qualified would not have a material adverse effect on the Transferor's business, and has full trust power and authority to own its properties, to conduct its business as described in the Registration Statement and the Prospectus, to enter into and perform its obligations under the Specified Agreements, to execute the Certificates and to consummate the transactions contemplated hereby and thereby;
Codess. 338(h)(10) Election.................................. 64 10.2 Termination of Prior Tax Sharing Agreements................. 65 10.3 Pre-Closing Taxes........................................... 66 10.4 Tax Periods Beginning Before and Ending After the Closing Date..................................... 66 10.5
Codess ss.. 3801 et seq., as the sxxx xxx xe amended from time to time.
Codess. 32-2-7, et seq.; or
