Credit counseling definition

Credit counseling means the provision of counseling and advice on managing household finances, including but not limited to managing credit and debt, budgeting, and personal savings.
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Credit counseling. I understand that this credit counseling service is to assist me with my credit needs, but, does not guarantee that I will be able to improve my credit situation. I understand that in order to provide service, my Housing Counselor will need to be aware of, and discuss with me, information about my employment, financial situation, credit history, family and related matters. I authorize my Housing Counselor to disclose this information to relevant parties (i.e. lenders, HUD, my real estate agent) if he or she feels that such disclosure will improve my housing. I further authorize my mortgage company, their representative, my real estate agent, potential lenders, HUD, VA and any other entities with information about my housing and financial situation to disclose such information to Northeast Denver Housing Center, upon NDHC’ S request. I also understand that, other than disclosures intended to improve my housing situation, all personal information that I provide to Northeast Denver Housing Center will be kept confidential, and that no information about me will be discussed with anyone not directly involved in my efforts to improve my housing situation. I am also not obligated to receive, purchase or utilize any other services offered by Northeast Denver Housing Center, or its exclusive partners, in order to receive housing counseling services. By signing below, I verify that the information provided is true and accurate to the best of my knowledge. Client Signature Date Housing Counselor Date Client Signature Date Address, City, State, Zip code The Department of Housing and Urban Development – Community Development Block Grant funds have been awarded to fund Northeast Denver Housing Center program. Federal regulations require the program to provide benefit to low and moderate-income persons. All questions on this document must be completed. The form must be acknowledged and signed.
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Credit counseling means any guidance or educational
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Examples of Credit counseling in a sentence

  • Credit counseling" means the provision of counseling and advice on managing household finances, including but not limited to managing credit and debt, budgeting, and personal savings.

  • Credit counseling or Chapter 7 bankruptcy is not useful for him for a number of reasons.

  • Credit counseling organizations offer education regarding personal finances to people to have encountered financial difficulties.

  • Credit counseling services can also be of assistance when trying to repair or rebuild your credit.

  • Credit counseling agencies (“CCAs”) historically were nonprofit organizations that worked as liaisons between consumers and creditors to negotiate “debt management plans” (“DMPs”).

  • Plantation, FL 33313Emmanuel Hetzler954-377-9219emishaikoff@consolidatedcredit.org www.eventbrite.com/o/consolidated- credit-16673678418English, SpanishDebt Management Credit counseling Corp.1100 S PowerlineRoad, Suite #101, Deerfield Beach, FL 33442Alexa Severino+1 (866) 724-3328 , ext.

  • Credit counseling organizations handle your most sensitive financial information.

  • Credit counseling agencies similarly support the ban on advance fees for debt settlement companies.

  • Credit counseling will not be useful for consumers 3 and 4 primarily because every dollar spent on paying unsecured debt increases the risk that they will lose secured property, such as their homes or cars.the convenience associated with a DMP is wiped out if consumers have to contact creditors on their own.The low overall retention rates cited above indicate that a number of consumers who will not benefit from a DMP are nonetheless irresponsibly steered into these plans.

  • Credit counseling services can also be of assistance when trying to repair or rebuild your credit.A down payment is the amount of money that you pay at the time of purchase toward the price of your home.


More Definitions of Credit counseling

Credit counseling means a service provided by an organization or counselor certified and trained in the areas of consumer credit, money and debt management, and budgeting.
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Credit counseling means providing financial advice to a consumer about the consumer’s finances or credit.
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Credit counseling means any guidance or educational program or advice offered by a provider for the purpose of fostering the responsible use of credit and debt management.
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Credit counseling means providing financial advice to a consumer about his finances or credit.
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Related to Credit counseling

  • Patient counseling means the written and oral communication by the pharmacist or pharmacy intern of information, to the patient or caregiver, in order to ensure proper use of drugs, devices, and dietary supplements.

  • Parent counseling and training means assisting parents in understanding the special needs of their child and providing parents with information about child development, and helping parents to acquire the necessary skills that will allow them to support the implementation of their child's IEP.

  • Rehabilitation counseling services means services provided by qualified personnel in individual or group sessions that focus specifically on career development, employment preparation, achieving independence, and integration in the workplace and community of a student with a disability. The term also includes vocational rehabilitation services provided to a student with disabilities by vocational rehabilitation programs funded under the Rehabilitation Act of 1973, as amended.

  • Counseling means one or more consultations as necessary between a state licensed psychiatrist or psychologist and a patient for the purpose of determining that the patient is capable and not suffering from a psychiatric or psychological disorder or depression causing impaired judgment.

  • Specified Insurance Company means any Entity that is an insurance company (or the holding company of an insurance company) that issues, or is obligated to make payments with respect to, a Cash Value Insurance Contract or an Annuity Contract.

  • Professional counselor means a person who practices counseling as defined in § 54.1-3500.

  • Co-Lead Counsel means the firms of Xxxxxx Xxxxxxx LLP, and Xxxxxxxxxx Xxxxxxx LLP.

  • Placement Agent Counsel means Pxxxx Cxxxxxx LLP with offices located at 7 Xxxxx Xxxxxx, Xxx Xxxx, Xxx Xxxx 00000.

  • Alternative Compliance Payment or "ACP" means a payment of a certain dollar amount per megawatt hour, which a Retail Electricity Supplier may submit in lieu of supplying the minimum percentage of RECs required under Section 3.3.4 of this Regulation.

  • Company U.S. Counsel means Xxxxxx Xxxxxx Xxxxxxxxx Xxxx and Xxxx LLP, with offices located at 00 Xxxxx Xxxxxx, Xxxxxx, Xxxxxxxxxxxxx 00000.

  • Secondary protective barrier means a barrier sufficient to attenuate the stray radiation to the required degree.

  • Residential facility for persons with a disability means a residence:

  • Most serious offense means any of the following felonies

  • Chief Pretrial Services Officer (i.e., CPSO) means the individual appointed by the court to supervise the work of the court’s pretrial services staff. For the purpose of the contract, the “Chief Probation Officer” acts as the contract administrator on behalf of the Director of the Administrative Office of the United States Courts.

  • Pretrial Services Officer (i.e., USPSO) means the individual appointed by a United States District Court to provide pretrial release investigations, recommendations and supervision services for that court. “Pretrial Services Officer” refers to the individual responsible for the direct supervision of a client receiving drug/alcohol testing and/or treatment and/or mental health treatment services.

  • Psychiatric residential treatment facility means a facility which

  • Patent Counsel means the DOE Counsel for Intellectual Property assisting the DOE Contracting activity.

  • Solar alternative compliance payment or "SACP" means a

  • Non-Administrator Ambulatory Surgical Facility means an Ambulatory Surgical Facility which does not meet the definition of an Administrator Ambulatory Surgical Facility.

  • Election Assistance Commission means the commission established by Public

  • Provider election officer means an election officer who enters into a contract or

  • Lead Counsel means the law firm of Xxxxxxxxx Xxxxxxxx Xxxxxx & Xxxxxxxxx LLP.

  • Statewide popular election means a general election in which votes are cast for

  • Counseling services means services provided by qualified social workers, psychologists, guidance counselors, or other qualified personnel.

  • Community Developmental Disability Program (CDDP means an entity that is responsible for planning and delivery of services for individuals with developmental disabilities in a specific geographic service area of the state operated by or under a contract with the Division or a local mental health authority.

  • Presidential Primary Election means the election established in Chapter 9, Part