Examples of Loan Book in a sentence
In the event of any further deterioration in the quality of our Company's Loan Book as per Ind AS, there could be further adverse impact on its results of operations.
If our Company continues to grow its Loan Book as per Ind AS and asset base, it will be required to raise additional Tier I and Tier II Capital in order to continue to meet applicable capital adequacy ratios with respect to its business.
If our Company grows its Loan Book as per Ind AS too rapidly or fails to make proper assessments of credit risks associated with new customers, a higher percentage of our Company’s loans may become non-performing, which would have a negative impact on the quality of our Company’s assets, its financial condition and cash flows.
OurCompany’s Gross NPAs was ` 4,015.82 million as on March 31, 2018 (which constituted 1.82 per cent, of our Company's total Loan Book as per IGAAP) while the Company's Net NPAs were ` 1,626.22 million in financial year 2018.Moreover, as our Company's Loan Book as per Ind AS matures, our Company may experience increased defaults in principal or interest repayments.
As at September 30, 2018, our Company's total Loan Book as per Ind AS was ` 2,70,956.24 million.
If our Company grows its Loan Book too rapidly or fails to make proper assessments of credit risks associated with new customers, a higher percentage of our Company’s loans may become non-performing, which would have a negative impact on the quality of our Company’s assets and its financial condition.
Customer defaults could also adversely affect our Company's levels of NPAs and provisions made for its NPAs, which could in turn adversely affect our Company's operations, cash flows and profitability.The Stage 3 Assets as on September 30, 2018 was ` 5,067.48 million and Stage 3 Provision stood at `3052.55 million (which constituted 1.87 per cent, of our Company's total Loan Book as per Ind AS.
If our Company is unable to effectively monitor credit appraisal, portfolio monitoring and recovery processes and the related deterioration in the credit quality of its Loan Book as per Ind AS, the proportion of Stage 3 Assets in its Loan Book as per Ind AScould increase, which may, in turn, have a material adverse effect on our Company's business, financial condition, cash flows results of operation and future financial performance.
The CAGR of the total Loan Book as per IGAAP of our Company was 37.84 %, from fiscal year 2014 to fiscal year 2018.
All other assets costing <$6,500 are expensed when incurred The depreciable amount of plant and equipment, I.T., computer assets and furniture and fittings are depreciated over the useful lives of the assets to the organization commencing from the time the asset is held ready for useDepreciation of an asset can be no greater than $5,000 per annumEquipment to be removed from the premises, or allocated to Representatives will be recorded in the Loan Book.