Loan to deposit ratio definition

Loan to deposit ratio means a ratio calculated with the numerator equal to the net credit loan portfolio (chapter 5.2 of the Bank of Spain’s public format balance sheet) and the denominator equal to the customer deposits and debt instruments sold to retail customers net of repo transactions and wholesale funding.
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Loan to deposit ratio means total loans and advances to customers net of impairment (excluding assets held for sale to NAMA) / total customer deposits;
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Loan to deposit ratio means the Bank’s loans held for investment, before reserves, as a percent of the Bank’s total deposits.
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Examples of Loan to deposit ratio in a sentence

  • Loan to deposit ratio was higher than the prudential requirement of 80 percent.

  • Loan to deposit ratio is calculated as at 30 June 2011, 30 June 2010 and 31 December 2010.

  • NYS CCLS Anchor Standard 7.Gather relevant information from multiple print and digital sources, assess the credibility and accuracy of each source, and integrate the information while avoiding plagiarism.

  • Effect of Loan to deposit ratio on Liquidity risk managementFor the analysis of objective two, secondary sources of data were used.

  • NPLit= β0 + β1 (LTD)it + β2(LGR)it + β3(ROA)it +εit (1) Where; NPL= nonperforming loan ratio in year t LTD= represent Loan to deposit ratio of bank 'i’ in year t LGR=represent loan growth rateROA= return on asset of in year t β0= an intercept, β1, β2, β3, β4, = estimated coefficient of explanatory variables 'i’ in year t εit= the error term for error terms for intentionally/unintentionally omitted or added variables.

  • Loan to deposit ratio is calculated as loans and advances and Islamic financing, net / customer deposits and Islamic customer deposits.

  • Figure 2: Overview of the Linked Open Vocabularies Ar- chitecture.

  • Loan to deposit ratio indicates the percentage of the total deposit locked into non -liquid asset.

  • Marozva (2015) also employed the ratio of Loan to deposit ratio as a proxy for funding liquidity risk.

  • Correlation is significant at the 0.05 level (2-tailed).From the results in Table 12, Pearson correlation coefficient (r=-.708) between Loan to deposit ratio and Liquidity risk management was negative and above -0.5. Therefore, Loan to deposit ratio has a strong negative relationship (r=-.708) with Liquidity risk management.

Related to Loan to deposit ratio

  • Original Loan-to-Value Ratio With respect to any Mortgage Loan, the ratio of the principal balance of such Mortgage Loan at origination, or such other date as is specified, to the Original Value of the related Mortgage Property.

  • Loan to Value means the Net Interest Bearing Debt to the Value of the Properties in accordance with the most recent Valuation.

  • Liquidity Ratio means the ratio of Liquidity to all Indebtedness to Bank.

  • Revolving Interest Rate means an interest rate per annum equal to (a) the sum of the Alternate Base Rate plus the Applicable Margin with respect to Domestic Rate Loans and (b) the sum of the Eurodollar Rate plus the Applicable Margin with respect to Eurodollar Rate Loans.

  • Minimum Interest Rate With respect to each Adjustable Rate Mortgage Loan, a rate that is set forth on the Mortgage Loan Schedule and in the related Mortgage Note and is the minimum interest rate to which the Mortgage Interest Rate on such Mortgage Loan may be decreased.

  • Weighted Average Advance Rate means, as of any date of determination with respect to all Eligible Collateral Obligations included in the Adjusted Aggregate Eligible Collateral Obligation Balance, the number obtained by (i) summing the products obtained by multiplying (a) the Advance Rate of each such Eligible Collateral Obligation by (b) such Eligible Collateral Obligation’s contribution to the Adjusted Aggregate Eligible Collateral Obligation Balance and (ii) dividing such sum by the Adjusted Aggregate Eligible Collateral Obligation Balance.

  • Total loan amount means the principal of a loan minus those points and fees that are included in the principal amount of the loan. For open-end loans, the total loan amount must be calculated using the total line of credit allowed under the residential mortgage loan at closing. [PL 2011, c. 427, Pt. A, §15 (NEW).]

  • Applicable Interest Rate means the rate of interest prescribed under the Act from time to time;

  • Maximum Advance Rate means 80.0%.

  • Loan Amount has the meaning specified in Section 7.06(b) of the Indenture.

  • Interest Coverage Ratio means, as of any date, the ratio of (a) Consolidated EBITDA to (b) Consolidated Interest Expense, in each case for the Test Period as of such date.

  • Maximum Advance Amount shall not exceed Five Hundred Thousand Dollars ($500,000) or two hundred (200%) percent of the average daily volume based on the trailing ten (10) days preceding the Drawdown Notice date whichever is of a larger value.