Your insured car definition
Your insured car means any non-owned car or utility trailer provided that you have the express or implied permission of that owner to use the car. No coverage shall apply for you while operating a car owned by or furnished or available for the regular use of you, a resident or relative of the household in which you reside.
Your insured car means:
a. Any car described on the Declarations Page and any car you own which replaces the car described on the Declarations Page. If you want coverage to apply to a replacement car you must notify us within 30 days of its acquisition.
b. Any additional car of which you acquire ownership during the policy period provided we insure all your other cars, and:
1. For coverage to apply under Part I, Liability to Others, you must notify us within 30 days of its acquisition.
2. For coverage to apply under Part III, Damage to Your Car, you must have notified us of your intent to insure the additional car prior to the loss.
c. Any utility trailer you own. For coverage under Part III, Damage to Your Car, to apply the trailer must have been added to the policy prior to the loss. However, your insured car does not mean a car used in business or commercial activities unless that use is disclosed and the policy endorsed to provide the coverage under those circumstances.
Your insured car means any private passenger car or utility car described in the policy declarations, a replacement vehicle, a substitute vehicle, a rental vehicle, an additional vehicle, and a utility trailer owned by an insured or attached to an insured’s vehicle. “Private passenger car” means “a four wheel land motor vehicle of the private passenger or station wagon type[,] actually licensed for use upon public highways[,] *** [and] a motor home[ ] *** not used for business purposes.”
More Definitions of Your insured car
Your insured car means your insured car, as defined in the Definitions Section of your policy, but only if that car is owned by you.
Your insured car means:
a. Any car described on the Declarations Page and any car you replace it with subject to the following criteria. The replacement car will have the same coverage as the car it replaces. However, if the car being replaced had coverage under Part V – Car Damage, such coverage will apply to the replacement car only during the first 20 days after you become the owner unless you notify us within that 20-day period that you want us to extend coverage beyond the initial 20 days.
b. Any additional car that you acquire ownership of during the policy period. You must, however, notify us within 20 days of its acquisition and pay any additional premium due. If you notify us more than 20 days after acquiring an additional car, any coverage we provide will begin at the time you notify us. An additional car will have the broadest coverage we provide for any car shown on the Declarations Page. If no car listed on the Declarations Page has coverage under Part V – Car Damage, this coverage will be added to the additional car at the time and date you notify us.
c. A temporary vehicle but only for Part I – Liability to Others.
Your insured car means:
(a) Any non-owned private passenger car or utility car, or
(b) Any newly acquired private passenger car, utility car or utility trailer for a period not to exceed seventy-two (72) hours from the date of purchase.
Your insured car. Provision (c.) is deleted and replaced by the following:
Your insured car means:
a. Any car described on the Declarations Page and any car you replace it with subject to the following criteria. The replacement car will have the same coverage as the car it replaces. However, you must notify us within 20 days after the date you become the owner of the car in order to:
i. add coverage under Part V – Car Damage; or
ii. continue existing coverage under Part V – Car Damage.
b. Any additional car that you acquire ownership of during the policy period. You must, however, notify us within 20 days of its acquisition and pay any additional premium due. If you notify us more than 20 days after acquiring an additional car, any coverage we provide will begin at the time you notify us. An additional car will have the broadest coverage we provide for any car shown on the Declarations Page.
c. A temporary vehicle but only for Part I – Liability to Others.