Ferratum shall have the right to business relationship between Ferratum and the Customer shall be governed by Finnish law. This Credit Agreement does not limit the Customer’s rights under the Finnish Consumer Protection Act. The Customer may only bring proceedings against Ferratum in the Member State of the European Union where the Customer is domiciled or in the country of establishment of Ferratum. Ferratum may bring proceedings against the Customer in the Member State of the European Union where the Customer is domiciled. Both parties may bring a counter-claim in the court where the original claim is pending. This Credit Agreement shall govern the relationship between the Parties and shall replace and supersede any other prior agreement or arrangement between the Parties with respect to any Credit, interest and fees due thereon to the Creditor under a revolving credit facility.
