Insured events. 2.1. Events that will endanger the physical safety of the insured at the holiday destination and therefore continuation of travel cannot be reasonably expected. Even events that are listed under points 6.1.7. and
Insured events. The exhaustive list of insured events is set out in the conditions of the individual insurance products (additional insurance conditions). An extension analogously to similar events not listed shall be excluded. Warning! The insurer will pay only for occurrence of events in the scope of the selected insurance product and only when premium of the relevant product has been fully paid.
Insured events. 1.1. The following insurance is provided in accordance with the limit provided by the insurance package - Treatment costs for initial assistance and direct pain relief (also decompression chamber) (at the place the insured stays abroad), - Transport of patient or repatriation costs, cost of search and rescue activities, - Invalidity, - Repatriation costs in the event of death, - in the event of acute illnesses and accidents of the insured which occur during travel abroad.
1.2. Where no valid social insurance exists in Hungary or if subrogation fails by virtue of the documents to be furnished by the insured, a 20% deductible is deducted from the amount reimbursed for treatment costs or, if payment was made in advance, a repayment is required.
Insured events. Unforeseen and acute illness or accident of the insureds dog travelling travelling with him abroad, with the necessity of veterinarian treatment.
Insured events. Items taken on the journey by the insured or items purchased for personal requirements in the course of travel, subject to the following provisions: - Theft and robbery, if the police are notified within 48 hours at the relevant public security office; - Damage where proof is furnished of negligent third-party intervention; - Loss during transport in the area of accountability of a third party if there is confirmation from the originator; - Delayed delivery to the holiday destination by a public transport company commissioned with the transport.
Insured events. The failure to catch the flight/sailing for reasons for which the insured is not to blame within the scope of the booked travel package - caused by proved delay of the public means of transport (e.g. train, taxi) if the minimum connecting time has been taken into consideration when choosing the public means of transport. - caused by an accident with the private automotive when using it for getting to the airport/harbour.
Insured events. An event insured against applies if the booked arrival at the airport/railway station in the insured's home country is delayed (with proof of this provided) and as a result of this the return journey from the airport/railway station to the insured's place of residence is not possible or cannot be reasonably expected in accordance with the original plan without an overnight stay.
Insured events. Damage of the ski equipment during a ski accident or theft of the ski equipment if ski equipment is locked in a room not open to the public. - Unforeseen blockade of more than 50% of the ski trails of the skiing region at the holiday destination, during the ski season. - Blockade of the streets leading to the holiday destination in the skiing region because of an avalanche. - Damage of the ski clothes in hospital due to medical necessities.
Insured events. 2.1. Sudden serious illness, reaction to inoculation (only for prescribed inoculations), injury in an accident or the death of the insured. An illness is considered to be serious if it results in mandatory incapacity to travel and work. Please see the exclusions listed in point 1.2 of the general conditions of insurance for all lines of insurance.
2.2. A deterioration of an existing organic complaint of the Insured equivalent to point 2.1. Please see the exclusions listed in point 1.2 of the general conditions of insurance for all lines of insurance.
2.3. Pregnancy of the insured, if pregnancy has been ascertained and confirmed after the insurance has been taken out and travel booked.
2.4. Unexpected termination of employment by the employer. No insurance cover exists in the event of termination of employment or termination of an employment contract by mutual consent or cancellation of insurance on account of exceptional work-related situations.
2.6. Service of a petition for divorce by the spouse of the insured.
Insured events. An insured event exists if the insured causes a loss to persons or another person's property during travel and a claim is made against him where he is liable for damages; more specifically
1.1. Arising from the hazards of daily life, with the exception of the risk of a business, professional or commercial activity;
1.2. Relating to the keeping and use of bicycles;
1.3. Relating to non-professional sporting activity (excluding hunting);