Common use of Severe illness Clause in Contracts

Severe illness. A sudden, unexpected, adverse change in the health conditions of the Insured – an acute illness – which, with the lack of urgent medical help or specialised medical treatment, might cause further deterioration in health or death. The Insurer shall not bear the obligation of the provision of serv- ices with regard to complaints or illnesses that had already existed within six months prior to the commencement of the trip and occurred as a result of an accident or illness requiring medical treatment. The Insurer’s services shall apply in the case of an accident or severe illness of the Insured. The medical duty manager to be called on the emergency number of the assistance shall make a decision from medical aspects concerning the type and form of the Insurer, as a result of consultation with the treating physi- cian of the Insured.

Severe illness. A sudden, unexpected, adverse change in the health conditions of the Insured – an acute illness – which, with the lack of urgent medical help or specialised medical treatment, might cause further deterioration in health or death. The Insurer shall not bear the obligation of the provision provi- sion of serv- ices services with regard to complaints or illnesses that had already existed within six months prior to the commencement of the trip and occurred as a result of an accident or illness requiring medical treatmenttreat- ment. The Insurer’s services shall apply in the case of an accident or severe illness of the Insured. The medical duty manager to be called on the emergency number of the assistance shall make a decision from medical aspects concerning the type and form of the Insurer, as a result of consultation with the treating physi- cian physician of the Insured.