Return to the Netherlands by air-ambulance. If the insured is sick or injured and cannot travel in any other way (e.g. by passenger plane, ambulance car or taxi) in connection with his health, the Company shall reimburse the return journey to the Netherlands by air-ambulance. Returning in this manner shall only be insured if it is medically necessary and the Company has given prior permission. The medical necessity of returning by air-ambulance is assessed by the doctor engaged by the Company, in consultation with the attending doctor abroad. The term ‘medical necessity’ shall at any rate apply if the life of the insured can be saved or if the risk of disability can be reduced and/or disability can be prevented by returning the insured by air-ambulance. If the Insured is entitled to the reimbursement of a return trip by air- ambulance, he shall not be entitled to the reimbursement of additional travel costs as described in Article 3. However, the transport costs from the foreign hospital to the airport and from the Dutch airport to the hospital (including the costs of medical supervision) shall be reimbursed. If the insurance has been taken out and/or has come into effect whilst the insured was already receiving medical treatment outside of the Netherlands, said costs will not be reimbursed.
