วนที่ xxxxCredit Agreement • July 10th, 2017
ปัญหาเกี่ยวกับสัญญาสินเชื่อของธนาคารอิสลามแห่งประเทศไทย Credit Agreement Problems of Islamic Bank of Thailand รุ่งโรจน์ เขียวอินต๊ะ1*และศิรภา จ˚าปาทอง2Credit Agreement • May 1st, 2015
Act B.E.2545 (2002), under the supervision of the Ministry of Finance, with the registered capital of 1,000 million Baht. Islamic Bank is focused on creation of banking products and services to satisfy a specific group of customers’ requirement under the strict Islamic moral code. On the other hand, it is a commercial bank which has a general objective, namely, to create the most profits as required by the investors. Islamic Bank of Thailand is a recently established bank and now widely mushroomed. However, due to the banking procedure of Islamic Bank of Thailand is complex and different from normal commercial banks, for example, no interest is charged, but replaced by a profit margin which yields a high rate and compensations as well as other differences. The research results found that, it was found that the credit agreement used in the Bank’s operation has some limitations out of sanction of the Civil and Commercial Code and the Exchange Commission’s announcements on contract and ot