GENERAL PRINCIPLES. Content of these Terms and Conditions and Credit card application form and agreement shall form a Credit contract (hereinafter referred to as "the Contract") between Viet Capital Commercial Joint Stock Bank and the Cardholder. By signing Credit card application form and agreement, the Cardholder and Viet Capital Commercial Joint Stock Bank agree to accept all regulations specified in these Terms and Conditions. The Cardholder shall assume responsibility for considering and carefully reading content in these Terms and Conditions before applying for Card opening and use.
