英文版本为准. 若本条款及细则之中文及英文版本出现歧异，一概以英文版本为准。 TERMS AND CONDITIONS OF CCB (ASIA) PERSONAL LOAN FOR EMPLOYEES OF CHINA’S STATE-OWNED ENTERPRISES IN TAX SEASON
1. ACCEPTANCE OF TERMS AND CONDITIONS Submission of an application by the applicant (“Applicant”) for personal instalment loan (“Loan”) (“Loan Application”) offered by China Construction Bank (Asia) Corporation Limited (“Bank”) is deemed to be an acceptance by the Applicant of the terms and conditions (“Terms and Conditions”) set out herein.
2. APPROVAL IS CONDITIONAL The final approval of the Loan Application is subject to the Bank being satisfied with the Applicant’s credit record, including other financial facilities of the Applicant with the Bank (if any) remaining in good standing at all times. The Bank has the absolute rights in approving or rejecting the Loan Application, deciding any approved loan amount, monthly repayment amount, and the deadline for submitting Loan Application. The Loan Application is non- transferable.
3. NO CHANGE AFTER APPLICATION The Applicant may not change or withdraw any Loan Application without the approval by the Bank once it is duly received by the Bank.
4. APPLICATION OUTCOME NOTIFICATION Approval of the Loan Application and Loan amount is subject to the absolute discretion of the Bank. The Bank will notify the Applicant either by phone or in writing about the outcome of the Loan Application with the contact number and correspondence address as provided by the Applicant in the Loan Application. The Bank is not required to provide the Applicant any reasons or explanation for any rejection or other decision made in relation to the Loan Application.
5. HANDLING FEES If the Loan Application is approved, the Bank will charge the successful Applicant (the “Borrower”) a handling fee as stipulated in loan confirmation letter (“Loan Confirmation Letter”). The handling fee will be payable on top of the approved loan amount (“Loan Amount”) and aggregated with the Loan Amount as the Total Loan Amount.
6. LOAN DISBURSEMENT After approval, the Bank will disburse the Loan Amount by crediting the same into the bank account designated by the Borrower in the Loan Application (“Designated Account”). No loan disbursement will be effected by the Bank on a Saturday or a general holiday (as defined in the General Holidays Ordinance Chapter 149 of the Laws of Hong Kong) (“General Holiday”). Unless otherwise determined by the Bank, the Loan Confirmation Letter setting out the terms of the Loan will be s...
