English Version Prevails. In case of any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
English Version Prevails. We have provided a Chinese language translation of these Conditions of Issue for reference. If there is any inconsistency between the English and issuing bank or financial services company will inform you whether any of these services will be offered on your Bank Issued Octopus. In
English Version Prevails. In case of any inconsistency between the English and Chinese versions of these Terms and
English Version Prevails. We have provided a Chinese language translation of these Conditions of Issue for reference only. If there is any inconsistency or discrepancy between the English version and any Chinese version(s), the English version shall prevail.
English Version Prevails. In case of any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail. 中国建设银行 (亚洲） 2019 年 1 月 China Construction Bank (Asia)
I nterest Rates and Interest Charges Annualised Percentage Rate (APR) For a loan amount of HKD100,000: The APR is calculated according to the standard of Hong Kong Association of Banks and rounded to two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualised rate. The actual APR may vary for individual customer and the final interest rate will be subject to credit condition of the customer. For details of the interest rate, please contact our staff or refer to our website. Annualised Overdue / Default Interest Rate 36% Any arrears of loan instalment due will be subject to a default interest of 3% per month on the total monthly instalment amount. Default interest is charged daily and calculated on the basis of 365 days per year. No minimum amount of default interest will be applied. Handling Fee Not applicable Late Payment Fee and Charge HKD300 per month if the monthly repayment amount is not paid in full when due. Prepayment / Early Settlement Fee / Redemption Fee Not applicable Returned Cheque / Rejected Autopay Charge Not applicable Loan Confirmation Letter Copy HKD 200 per letter Request for Repayment Schedule HKD 100 per request Certificate of Balance HKD 100 per account • Minimum loan amount is HKD100,000; maximum loan amount is HKD2,000,000 or 12 times monthly salary (whichever is lower) and must be in multiples of HKD 10,000. • Repayment Period is 12, 18, 24 months. • The Bank uses the Rule of 78 for the apportionment of interest and principal for each monthly repayment of the loan. Customer may refer to xxxx://xxx.xxxx.xxx.xxx/faq/en for an illustrative example of such.
J anuary 2019