Commercial Customers. A commercial customer is a customer who is not a consumer. If you are dealing with us in a commercial capacity (not as a consumer) then you are under a duty of fair representation. You are required to disclose every matter which you know, or ought to know, that would influence the decision or judgement of an underwriter in deciding whether to insure the risk and on what terms. If you are unsure if something should be relevant or disclosed, you should always disclose it.
Commercial Customers. Non-Consumer Disclosure of Information It is essential that you should bring to our attention any material alteration in risk such as changes of address or use of premises. Any failure to disclose material information may invalidate your claim and render your policy void. If you are ever in doubt about whether or not something needs to be disclosed, the safest course of action is to disclose it. Please contact us if you have any questions. Consumer protection – Investor compensation NFP Ireland is a member of the Investment Compensation Scheme, which provides certain remedies to eligible clients on default by the firm. The main details of the operation and conditions of the Scheme are as follows:
Commercial Customers. You will be invoiced on completion of the work. The Total Due on the invoice is payable within 14 days of the date of the invoice. If you do not pay the Total Due within this time you must pay an administration charge of £5 and interest will accrue on the outstanding amount at the prevailing rate plus 5% per annum until payment is received in full.
Commercial Customers. The Customer may rescind one or both of the Agreement(s) without penalty by providing SEG with notice within three
Commercial Customers. It is important that you understand your duty to disclose all materially important information, fully, completely and accurately to us and your insurers, not only when you take out your insurance, but also throughout the term of your arrangement, at the annual renewal or at any other time when changes occur. Materially important information is any information that could influence an insurer’s decision to accept your risk, or indeed the cost of your insurance. E.g. Previous losses or claims incurred by you, criminal convictions (including personal convictions). General risk information to include construction of a building, accurate sums insured etc. If you are in doubt about how much information to provide or do not understand the question please ask.
Commercial Customers. If you are a business insured (i.e., an insured who has bought insurance wholly or mainly for purposes related to their trade, business or profession) the business has a duty to make a fair presentation of the risk to the insurer. This entails disclosing to the insurer every material circumstance which you know or ought to know. You should conduct a reasonable search to ascertain all material facts within your organisation, making enquiries of senior management and other relevant individuals where necessary. You must make accessible to us members of your senior management (or the most appropriate persons) to provide accurate, complete and timely information to enable us to fulfil our obligations to make a fair presentation of your risk to insurers. The disclosure should be made in a clear and accessible way. This duty to make a fair presentation applies before your cover is placed, when it is renewed and any time that it is varied. Your policy wording may also provide that this duty continues for the duration of the policy. A circumstance is material if it would influence an insurer’s judgment in determining whether to accept the risk, or the terms of the insurance (including premium). If you are in any doubt whether a circumstance is material, we recommend that it should be disclosed. Failure to disclose a material circumstance may entitle an insurer to impose different terms on your cover or proportionately reduce the amount of any claim payable. In some circumstances an insurer will be entitled to avoid the policy from inception and in this event any claims under the policy would not be paid. Failure to Disclose a Material Fact Insurers have differing remedies depending upon the nature of the non-disclosure and what would have happened had you fairly presented the risk: Deliberate or reckless presentation of the risk: Insurers are entitled to avoid the policy and retain all premiums Failure to present the risk fairly but this was not deliberate or reckless: This depends on how the insurers would have dealt with the policy had the risk been fairly presented. If they can demonstrate that they would have not provided the policy they are entitled to avoid the policy and no claims would be payable. You would be entitled to a refund of the premium. If insurers would have provided the policy but on different terms, those terms will be applied to the policy from inception. If insurers would have provided the policy and charged an increased premium, claim settle...
Commercial Customers. Company may charge Commercial Bin and Cart Customers for Bulky Waste pickups at rates that do not exceed those in the Approved Rate Schedule, based on the number and type of items. Timing and place of pickup shall be arranged so traffic and sidewalks are not obstructed prior to or during pickup.
Commercial Customers. Commercial Customers shall be provided with Solid Waste Service as frequently as negotiated with the Commercial Customer but in no event less that once per week, to collect the Solid Waste that has been placed, kept or accumulated in Bins; an exception is where the facility self-hauls and provides proof to the City that all waste materials are being properly disposed or diverted according to applicable law. Waste Management will work with each Commercial Customer to customize the appropriate level of service. Commercial Customers will have the option to select the appropriate cart size or 2, 3, 4, and 6-cubic yard bins for Solid Waste collection. The 6-cubic yard bins will not have wheels.
Commercial Customers o We will not offer to or accept from our existing or potential commercial customers cash gifts of any amount or non-monetary gifts or gratuities with a fair market value of more than $50. o Reasonable business entertainment is permitted, including traditional promotional events, as long as what is offered is consistent with usual business practice, cannot be construed as a bribe or payoff, is not in violation of any law and will not embarrass Our Relationship with our Customers the company or ourselves if disclosed publicly. o In those instances where giving or accepting gifts or gratuities is unavoidable, employees will consult with the Compliance Officer or Corporate Legal Counsel prior to providing or accepting any gifts or gratuities with a fair market value of more than $50. Foreign Government Customers and Public Officials o The Company may be restricted from giving meals, gifts, gratuities, entertainment, or other things of value to personnel of foreign governments and foreign public officials by the Foreign Corrupt Practices Act and by laws of foreign countries. o Employees must discuss such situations with the Compliance Officer or Corporate Legal Counsel prior to making any gifts or providing any gratuities of more than $50. We Make Contract Terms Clear & Concise o Howmet will communicate clearly and precisely so that we and our customers share a common understanding of the terms of our contracts, including performance criteria, costs, and schedules. o When we are involved in proposals, bid preparations, or contract negotiations, we must be certain that all statements, communications, and representations to prospective customers are accurate and truthful. Once awarded, all contracts must be performed in compliance with specifications and requirements. o When the conditions of a government customer inquiry or purchase order require that we submit and certify cost and pricing data, we will comply to the best of our ability. Our submittal will be a full disclosure of complete and accurate cost data, current to the date of price negotiation and agreement. It will include only those costs that are reasonable and clearly allowable or perceived in good faith to be allowable by the applicable regulations. We Follow Accurate Billing Procedures o Howmet will reflect accurate invoice prices and terms for all products sold or services rendered. We Safeguard the Property of Others o Howmet protects the tangible and intellectual property of those with whom we...
Commercial Customers. Customers; (2) Residential Customers that use Mechanical Containers; and (3) Customers that receive Collection Service for Construction and Demolition Waste. On or before September 30, 202119, the Contractor shall confirm in writing to the Administrator that: (a) the Contractor has at least one hundred fifty (50) (100) Garbage Carts, and fifty one hundred (50) one hundred (100) Recycle Carts, one hundred (100) blue recycling bins and one hundred (100) blue and orange recycling bins in inventory at its local equipment yard at all times; (b) the Collection Garbage Containers, CartsContainers, Carts and Recycle Carts in inventory have been provided in the sizes and numbers requested approved by the Administrator; and (c) the Contractor has delivered notice to all Residential and Commercial Customers in compliance with the requirements in Section 35. 1
