Common use of a Cash Advance Clause in Contracts

a Cash Advance. If a bill payment is made from the Card Account or a Cardholder Account at an ATB Branch, or if permitted by ATB, at an ABM or via ATB’s online service, such payment will be treated as a Cash Advance. Bill payments made by pre-authorized charges to the Card Account or Cardholder Account or via a merchant’s website on the Internet will be treated as Purchases. Cards may be used either by a Cardholder presenting the Card to a merchant, or without physical presentation of the Card to a merchant (such as by mail order, internet, telephone or any other electronic means) and in any such case, the Cardholder will be deemed to have entered into the transaction as if the Cardholder physically presented the Card. ATB will record all transactions (Purchases and Cash Advances) related to the use of, or in connection with, a Card or Cheque, or both, as well as all applicable interest, service charges, fees, credits, and adjustments relating to such Card or Cheque on the Cardholder Account assigned to that Card or to the Card Account. All transactions posted to each Cardholder Account (or to the Card Account) shall constitute a charge to the Card Account. Goods or services which have been obtained with the Card may not be returned for a cash refund. A Card must only be used by the Cardholder in whose name it has been issued. Each transaction made on the Card Account and on the Cardholder Accounts will be only for commercial or business purposes. The Card must not be used for any illegal, improper or unlawful purpose. ATB reserves the right to refuse authorizations for any transactions from time to time without advance notice if we suspect unauthorized use of the Card or Cardholder Account.

a Cash Advance. If a bill xxxx payment is made from the Card Account or a Cardholder Account at an ATB Branch, or if permitted by ATB, at an ABM or via ATB’s online service, such payment will be treated as a Cash Advance. Bill Xxxx payments made by pre-authorized charges to the Card Account or Cardholder Account or via a merchant’s website on the Internet will be treated as Purchases. Cards may be used either by a Cardholder presenting the Card to a merchant, or without physical presentation of the Card to a merchant (such as by mail order, internet, telephone or any other electronic means) and in any such case, the Cardholder will be deemed to have entered into the transaction as if the Cardholder physically presented the Card. ATB will record all transactions (Purchases and Cash Advances) related to the use of, or in connection with, a Card or Cheque, or both, as well as all applicable interest, service charges, fees, credits, and adjustments relating to such Card or Cheque on the Cardholder Account assigned to that Card or to the Card Account. All transactions posted to each Cardholder Account (or to the Card Account) shall constitute a charge to the Card Account. Goods or services which have been obtained with the Card may not be returned for a cash refund. A Card must only be used by the Cardholder in whose name it has been issued. Each transaction made on the Card Account and on the Cardholder Accounts will be only for commercial or business purposes. The Card must not be used for any illegal, improper or unlawful purpose. ATB reserves the right to refuse authorizations for any transactions from time to time without advance notice if we suspect unauthorized use of the Card or Cardholder Account.