Use of Card. (a) The Principal Cardmember is liable to RHB Bankfor all transactions carried out by the Principal Cardmember and any Supplementary Cardmember using the Principal Card and any Supplementary Card respectively and for all related charges billed to the Card Account.
(b) The Principal Cardmember continues to be liable for such transactions and charges even though the Principal Card and/or any Supplementary Card has/have been cancelled and/or this Agreement has been terminated.
(a) A Supplementary Cardmember is only liable to RHB Bank on all transactions carried out by such Supplementary Cardmember using his/her Supplementary Card and for all charges billed to the Card Account related to such Supplementary Card.
(b) The Supplementary Cardmember continues to be liable for such transactions and charges even though such Supplementary Card has been cancelled and/or this Agreement has been terminated.
(a) Purchase from any authorised Merchant:
(i) Cardmember must ensure that the transaction amount is correct before authorising the transaction;
(ii) Cardmember must enter the PIN when prompted;
(iii) Cardmember may also use the Card to make Contactless Transaction through a contactless reader of which the maximum transaction amount per transaction is capped at RM250.00 or any other limit that may be permitted by RHB Bank from time to time; or
(iv) Cardmember must sign a sales draft or cash withdrwal draft prepared by the Authorised Merchant and/or VISA Member Bank or MasterCard Member Bank as the case may be.
(b) RHB Bank may, and is unconditionally authorised by the Cardmember to, purchase from the Merchant and/or VISA Member Bank or MasterCard Member Bank such sales drafts and cash withdrawal drafts and debit the Cardmember’s relevant Card Account for the amount paid by RHB Bank for such purchase.
3.4 In addition to Clause 3.3, the Cardmember unconditionally authorises RHB Bank :-
(a) to purchase his/her unsigned sales drafts or cash withdrawal drafts; and
(b) to debit his/her Card Account for the payments made by RHB Bank for such purchase, if RHB Bank determines, based on satisfactory documentary evidence, that the omission is due to:-
(i) the nature of the transaction; or
(ii) an oversight on the part of the Cardmember, the Merchant and/or VISA Member Bank or MasterCard Member Bank. Unless there is any manifest error, any such determination by RHB Bank will be binding and conclusive on the Cardmember.
3.5 Unless there is any manifest error, RHB Bank may treat it...
Use of Card. PIN
1.1. RECEIPT OF CARD/PIN Once your application for a Card is approved, we shall send you a Card and a Personal Identification Number (PIN) to be used in conjunction with your Card. Please sign your Card upon receiving it.
Use of Card. 6.1 On receipt of the Credit Card, You must immediately sign on the signature panel on the reverse of the Credit Card.
6.2 The Card may be used only for bonafide personal or official purchase of goods and/or services.
6.3 Cardmember must sign and/or collect the charge slip, cash advance slip, or mail order coupon at the time of incurring the Charge. Failure to sign a charge slip will not discharge Cardmember of the liability for the Charges. Cardmember must retain their copy of the charge slips for at least six months. Upon Your request, the Bank, at its sole discretion, may provide copies of charge slips, subject to payment of an additional charge at the prevailing rate.
6.4 The Bank, at any time, may without prior notice or stating any reason whatsoever refuse authorization for a Charge at a Merchant Establishment and/or restrict or defer the Cardmember’s ability to use the Card and/or suspend or cancel the Card. The Bank may through an ATM, Merchant Establishment or by itself may repossess/retain the Credit Card/seek immediate payment in partial or full of the Credit Card outstanding if it reasonably believes that it is necessary to do so for proper management of credit or business risk or if the Card or the Card Account is being misused or likely to be misused. Cardmember agree to the above without any protest or demur.
6.5 Any charge slip or other payment requisition received by the Bank for any transaction on the Card Account for payment shall be conclusive proof that the amount recorded on such charge slip or other requisition was incurred by the use of the Card by the Cardmember. Where a charge slip or voucher is not available viz. mail order or telephone order or electronic commerce (e.g. internet), and you dispute that transaction, Cardmember will first clear the outstanding on the Card and shall resolve the dispute directly with the concerned Merchant Establishment. The Bank shall not be liable, in any manner whatsoever for the same.
6.6 Surcharge may be levied on purchase of certain products and services as notified by the Bank from time to time. Payment of surcharge is mandatory and the same may vary from time to time. Surcharge on Transactions at Petrol Pumps shall be 2.5% of transaction amount subject to a minimum of Rs.10/-. Surcharge on purchase/cancellation of Railway tickets shall be IRCTC service charge + 1.8% of transaction amount
6.7 The Bank will not be responsible if any Merchant Establishment refuses to accept the Card or levies a ...
Use of Card. PIN/SECURITY PROCEDURE
2.1. RECEIPT OF CARD/PIN/ACTIVATION OF SECURITY PROCEDURES
a. Once your application for a Card is approved, we shall send you a Card and a Personal Identification Number (PIN) to be used in conjunction with your Card. Upon receipt of your Card, you should sign the Card and comply with such card activation procedures as may be prescribed by us. You shall not disclose the PIN or any Security Procedure to any other person and should change the PIN from time to time for security reasons. If you intend to use your Card in connection with any Digital Payment Service, you must comply with such Security Procedure(s) we may designate for card activation, security and other procedures as may be prescribed by us from time to time. You shall be solely responsible for obtaining at your cost any Enabled Devices, software and/or telecommunications or other services necessary for the use of any Digital Payment Service. If you are a Supplementary Cardmember, you may be subject to further activation, security and other procedures in relation to any Digital Payment Service as may be prescribed by us from time to time.
b. By activating any Card, and/or completing any activation procedure for any Tokenised Card, Enabled Device or Digital Payment Service, you agree to be bound by the terms and conditions of this Agreement, the Terms and conditions governing Electronic Banking Services and any other terms we may designate as applicable in respect of such Card and/or Digital Payment Service, as the case may be and to be liable for all transactions made by or through the same.
Use of Card. Credit for purchases from a merchant or a cash advance from a participating financial institution may be obtained by Holder or an authorized user of Holder’s card presenting one of Holder’s cards to the merchant or participating financial institution and , if requested by providing the proper identifying information and signing the appropriate drafts. Failure to sign a draft does not relieve the Holder of liability for purchases made or cash received. The use of this card for illegal transactions is prohibited. The card may also be used to obtain cash advances from certain automated equipment provided it is used with Holder’s correct Personal Identification Number (“PIN”) issued to Holder. Holder may perform cash advance withdrawals totaling not more than $500 each day from compatible ATM terminals. Terminals or terminal operators may have other limits on the amounts or frequency of cash withdrawals. Holder will not be liable for the unauthorized use of the card or PIN issued to Holder which occurs before Issuer receives notification orally or in writing of loss, theft or possible unauthorized use of card or PIN. Lost or stolen cards or PINS should be reported immediately to Issuer by notifying Customer Service, P.O. 2208, Grand Rapids, MI 00000- 0000, and Telephone (000) 000-0000.
Use of Card. You may use your card to carry out the transactions described in the Disclosure Statement under the heading “Transfer Types and Limitations”. We may agree with you in the future that other transactions can be carried out using your card and, in such event, we will notify you as to those transactions. You agree not to use your card to effectuate any transaction which is unlawful under applicable law, such as unlawful gambling.
Use of Card. Use of the card signifies agreement to the current conditions set forth by the financial institution.
Use of Card. You may only buy goods or services from businesses displaying the Visa sign (“Merchant”), or borrow cash from the Credit Union or other institutions displaying such signs. You must follow any reasonable and proper procedures by those honoring the Card. In order for the Card to be valid, it must be signed by the Cardholder or Authorized User. The Cardholder must be a Credit Union member. By signing, activating, using, or allowing another person to use the Card, you agree to this Agreement and are responsible for all authorized transactions and cash advances made by the use of this Card. Activating Your Card: You must activate your Card by calling 0-000-000-0000. The Card is not valid until it has been activated.
Use of Card. If the PIN is disclosed or known to any other person or the Card is used by any other person, you must not use the PIN and/or the Card until we issue a replacement PIN and/or Card to you. If you recover the lost or stolen Card, you must not use it and must immediately return the said Card to us cut in half.
