Common use of Access and corrections Clause in Contracts

Access and corrections. You may access your personal information and credit information held by American Express, and advise if you think it is inaccurate, incomplete or out-of-date. You may do so by contacting: The Privacy Officer American Express Australia Limited GPO Box 1582 Sydney NSW 2001 Phone: 0000 000 000 How we store your personal information American Express stores personal information in a combination of secure computer storage facilities and paper based files and other records. American Express has taken a number of steps to protect the personal information we hold from misuse, loss and unauthorised access, modification or disclosure. American Express uses generally accepted technology and security so that we are satisfied that your information is transmitted safely to us through the internet or other electronic means. American Express will take reasonable steps to securely destroy or permanently de-identify personal information when we no longer need it. Information about other persons If you provide personal information about someone else to American Express, you must make sure that the individual has seen, understood and agreed to: • their personal information being collected, used and disclosed by American Express in accordance with this notice • their ability to access that information in accordance with the Privacy Act 1988 and to advise American Express if they think the information is inaccurate, incomplete or out-of-date • the contact details of the American Express privacy officer. Postal Address American Express Australia Limited Card Member Services GPO Box 1582 Sydney NSW 2001 Lost or Stolen Cards in Australia Telephone 0000 000 000 Overseas Report your loss or theft to the nearest American Express Travel Service location Account Enquiries Telephone: 0000 000 000 (in Australia) Please have your Card number ready and key in when prompted American Express Business Flexible Payment Option (FPO) Agreement Effective from October 2019 INTRODUCTION This document along with the FPO Financial Table make up the agreement for your use of the Flexible Payment Option (FPO) facility on your Linked account. It replaces any previous agreement provided to you in relation to your use of FPO. You and your mean the person to whom a Linked account was issued and who is enabled to use FPO in accordance with this agreement but does not include an Employee Card Member. We, us and our mean American Express Australia Limited (ABN 92 108 952 085). Business means the business entity (whether a company, partnership, sole trader, association or other organisation) which is liable to us, jointly and severally with you for all Charges on your Linked account and whose name may appear on the Card with your name. Card means any card or other account access device we issue for the purpose of accessing your Linked account. Charge means all transactions made using a card or otherwise charged to your Linked account, and includes purchases, fees, commissions, interest, taxes and all other amounts you have agreed to pay us or are liable for under this agreement. Linked account means your business charge card account with us. Linked account agreement means the conditions which govern the use of your Linked account. By using the FPO facility on your Linked account, you agree to the terms of this agreement. Please read this agreement thoroughly and keep it for your reference. You agree that it is your responsibility and you agree to ensure that any Employee Card Members are aware of these terms. Please see the “Employee Card Members” section of your Linked account agreement for additional details. This agreement contains a limitation of liability clause which limits our responsibility and liability. Please refer to the “Limitation of Liability” section of this agreement for additional details. About your Flexible Payment Option Facility Your FPO facility may only be used in conjunction with your Linked account. Despite anything to the contrary in the Linked account agreement, FPO is a feature on your Linked account which permits you to carry forward a portion of your monthly statement balance when you want to, up to a maximum of your FPO limit. FPO Limit We will at our discretion and in compliance with applicable law, decide and inform you of the FPO limit applicable to your FPO facility. Any transactions that exceed your FPO limit will be due in full in accordance with your Linked account agreement. Changes by you: You may request, and we may agree, in our discretion and subject to you providing the information we request, to increase your FPO limit at any time. You may request, and we will agree to reduce your FPO limit at any time.

Access and corrections. You may access your personal information and credit information held by American Express, and advise if you think it is inaccurate, incomplete or out-out- of-date. You may do so by contacting: The Privacy Officer American Express Australia Limited GPO Box 1582 Sydney NSW 2001 Phone: 0000 000 000 How we store your personal information American Express stores personal information in a combination of secure computer storage facilities and paper based files and other records. American Express has taken a number of steps to protect the personal information we hold from misuse, loss and unauthorised access, modification or disclosure. American Express uses generally accepted technology and security so that we are satisfied that your information is transmitted safely to us through the internet or other electronic means. American Express will take reasonable steps to securely destroy or permanently de-identify personal information when we no longer need it. Information about other persons If you provide personal information about someone else to American Express, you must make sure that the individual has seen, understood and agreed to: • their personal information being collected, used and disclosed by American Express in accordance with this notice • their ability to access that information in accordance with the Privacy Act 1988 and to advise American Express if they think the information is inaccurate, incomplete or out-of-date • the contact details of the American Express privacy officer. Postal Address officer Further Information For more information about our privacy policy, to arrange access to your personal information, to advise us if you think your personal information is inaccurate, incomplete or out of date or to enquire generally about privacy matters, contact: The Privacy Officer American Express Australia Limited GPO Box 1582 Sydney NSW 2001 Phone: 0000 000 000 This page has been left blank intentionally. American Express® Australia Limited Card Member Services GPO Box 1582 Sydney NSW 2001 Lost or Stolen Cards in In Australia Telephone 0000 000 000 Overseas Report your loss or theft to the nearest American Express Travel Service location Account Enquiries Telephone: In Australia Telephone 0000 000 000 (in Australia) Please have your Card number ready and key in when prompted American Express Business Flexible Payment Option (FPO) Agreement Effective from October 2019 INTRODUCTION This document along with the FPO Financial Table make up the agreement for your use of the Flexible Payment Option (FPO) facility on your Linked account. It replaces any previous agreement provided to you in relation to your use of FPO. You and your mean the person to whom a Linked account was issued and who is enabled to use FPO in accordance with this agreement but does not include an Employee Card Member. We, us and our mean American Express Australia Limited (ABN 92 108 952 085). Business means the business entity (whether a company, partnership, sole trader, association or other organisation) which is liable to us, jointly and severally with you for all Charges on your Linked account and whose name may appear on the Card with your name. Card means any card or other account access device we issue for the purpose ® Registered Trademark of accessing your Linked account. Charge means all transactions made using a card or otherwise charged to your Linked account, and includes purchases, fees, commissions, interest, taxes and all other amounts you have agreed to pay us or are liable for under this agreement. Linked account means your business charge card account with us. Linked account agreement means the conditions which govern the use of your Linked account. By using the FPO facility on your Linked account, you agree to the terms of this agreement. Please read this agreement thoroughly and keep it for your reference. You agree that it is your responsibility and you agree to ensure that any Employee Card Members are aware of these terms. Please see the “Employee Card Members” section of your Linked account agreement for additional details. This agreement contains a limitation of liability clause which limits our responsibility and liability. Please refer to the “Limitation of Liability” section of this agreement for additional details. About your Flexible Payment Option Facility Your FPO facility may only be used in conjunction with your Linked account. Despite anything to the contrary in the Linked account agreement, FPO is a feature on your Linked account which permits you to carry forward a portion of your monthly statement balance when you want to, up to a maximum of your FPO limit. FPO Limit We will at our discretion and in compliance with applicable law, decide and inform you of the FPO limit applicable to your FPO facility. Any transactions that exceed your FPO limit will be due in full in accordance with your Linked account agreement. Changes by you: You may request, and we may agree, in our discretion and subject to you providing the information we request, to increase your FPO limit at any time. You may request, and we will agree to reduce your FPO limit at any timeAmerican Express Company.

Access and corrections. You may access your personal information and credit information held by American Express, and advise if you think it is inaccurate, incomplete or out-out- of-date. You may do so by contacting: The Privacy Officer American Express Australia Limited GPO Box 1582 Sydney NSW 2001 Phone: 0000 000 000 How we store your personal information American Express stores personal information in a combination of secure computer storage facilities and paper based files and other records. American Express has taken a number of steps to protect the personal information we hold from misuse, loss and unauthorised access, modification or disclosure. American Express uses generally accepted technology and security so that we are satisfied that your information is transmitted safely to us through the internet or other electronic means. American Express will take reasonable steps to securely destroy or permanently de-identify personal information when we no longer need it. Information about other persons If you provide personal information about someone else to American Express, you must make sure that the individual has seen, understood and agreed to: • their personal information being collected, used and disclosed by American Express in accordance with this notice • their ability to access that information in accordance with the Privacy Act 1988 and to advise American Express if they think the information is inaccurate, incomplete or out-of-date • the contact details of the American Express privacy officer. Postal Address This page has been intentionally left blank. This page has been intentionally left blank. American Express Express® Australia Limited Card Member Services GPO Box 1582 Sydney NSW 2001 Lost or Stolen Cards in In Australia Telephone 0000 000 000 Overseas Report your loss or theft to the nearest American Express Travel Service location Account Enquiries Telephone: In Australia Telephone 0000 000 000 (in Australia) Please have your Card number ready and key in when prompted American Express Business Flexible Payment Option (FPO) Agreement Effective from October 2019 INTRODUCTION This document along with the FPO Financial Table make up the agreement for your use of the Flexible Payment Option (FPO) facility on your Linked account. It replaces any previous agreement provided to you in relation to your use of FPO. You and your mean the person to whom a Linked account was issued and who is enabled to use FPO in accordance with this agreement but does not include an Employee Card Member. We, us and our mean xxxxxxxxxxxxxxx.xxx.xx/xxxxxxxx American Express Australia Limited (ABN 92 108 952 085). Business means the business entity (whether a company, partnership, sole trader, association or other organisation) which is liable to us, jointly and severally with you for all Charges on your Linked account and whose name may appear on the Card with your name. Card means any card or other account access device we issue for the purpose ® Registered Trademark of accessing your Linked account. Charge means all transactions made using a card or otherwise charged to your Linked account, and includes purchases, fees, commissions, interest, taxes and all other amounts you have agreed to pay us or are liable for under this agreement. Linked account means your business charge card account with us. Linked account agreement means the conditions which govern the use of your Linked account. By using the FPO facility on your Linked account, you agree to the terms of this agreement. Please read this agreement thoroughly and keep it for your reference. You agree that it is your responsibility and you agree to ensure that any Employee Card Members are aware of these terms. Please see the “Employee Card Members” section of your Linked account agreement for additional details. This agreement contains a limitation of liability clause which limits our responsibility and liability. Please refer to the “Limitation of Liability” section of this agreement for additional details. About your Flexible Payment Option Facility Your FPO facility may only be used in conjunction with your Linked account. Despite anything to the contrary in the Linked account agreement, FPO is a feature on your Linked account which permits you to carry forward a portion of your monthly statement balance when you want to, up to a maximum of your FPO limit. FPO Limit We will at our discretion and in compliance with applicable law, decide and inform you of the FPO limit applicable to your FPO facility. Any transactions that exceed your FPO limit will be due in full in accordance with your Linked account agreement. Changes by you: You may request, and we may agree, in our discretion and subject to you providing the information we request, to increase your FPO limit at any time. You may request, and we will agree to reduce your FPO limit at any timeAmerican Express Company.

Access and corrections. You may access your personal information and credit information held by American Express, and advise if you think it is inaccurate, incomplete or out-of-date. You may do so by contacting: The Privacy Officer American Express Australia Limited GPO Box 1582 Sydney NSW 2001 Phone: 0000 000 000 How we store your personal information American Express stores personal information in a combination of secure computer storage facilities and paper based files and other records. American Express has taken a number of steps to protect the personal information we hold from misuse, loss and unauthorised access, modification or disclosure. American Express uses generally accepted technology and security so that we are satisfied that your information is transmitted safely to us through the internet or other electronic means. American Express will take reasonable steps to securely destroy or permanently de-identify personal information when we no longer need it. Information about other persons If you provide personal information about someone else to American Express, you must make sure that the individual has seen, understood and agreed to: • their personal information being collected, used and disclosed by American Express in accordance with this notice • their ability to access that information in accordance with the Privacy Act 1988 and to advise American Express if they think the information is inaccurate, incomplete or out-of-date • the contact details of the American Express privacy officer. This page is left blank intentionally This page is left blank intentionally Postal Address American Express Australia Limited Card Member Services GPO Box 1582 Sydney NSW 2001 Lost or Stolen Cards in Australia Telephone 0000 000 000 Overseas Report your loss or theft to the nearest American Express Travel Service location Account Enquiries Telephone: 0000 000 000 (in Australia) Please have your Card number ready and key in when prompted American Express Business Flexible Payment Option (FPO) Agreement Effective from October 2019 INTRODUCTION This document along with the FPO Financial Table make up the agreement for your use of the Flexible Payment Option (FPO) facility on your Linked account. It replaces any previous agreement provided to you in relation to your use of FPO. You and your mean the person to whom a Linked account was issued and who is enabled to use FPO in accordance with this agreement but does not include an Employee Card Member. We, us and our mean American Express Australia Limited (ABN 92 108 952 085). Business means the business entity (whether a company, partnership, sole trader, association or other organisation) which is liable to us, jointly and severally with you for all Charges on your Linked account and whose name may appear on the Card with your name. Card means any card or other account access device we issue for the purpose of accessing your Linked account. Charge means all transactions made using a card or otherwise charged to your Linked account, and includes purchases, fees, commissions, interest, taxes and all other amounts you have agreed to pay us or are liable for under this agreement. Linked account means your business charge card account with us. Linked account agreement means the conditions which govern the use of your Linked account. By using the FPO facility on your Linked account, you agree to the terms of this agreement. Please read this agreement thoroughly and keep it for your reference. You agree that it is your responsibility and you agree to ensure that any Employee Card Members are aware of these terms. Please see the “Employee Card Members” section of your Linked account agreement for additional details. This agreement contains a limitation of liability clause which limits our responsibility and liability. Please refer to the “Limitation of Liability” section of this agreement for additional details. About your Flexible Payment Option Facility Your FPO facility may only be used in conjunction with your Linked account. Despite anything to the contrary in the Linked account agreement, FPO is a feature on your Linked account which permits you to carry forward a portion of your monthly statement balance when you want to, up to a maximum of your FPO limit. FPO Limit We will at our discretion and in compliance with applicable law, decide and inform you of the FPO limit applicable to your FPO facility. Any transactions that exceed your FPO limit will be due in full in accordance with your Linked account agreement. Changes by you: You may request, and we may agree, in our discretion and subject to you providing the information we request, to increase your FPO limit at any time. You may request, and we will agree to reduce your FPO limit at any time.