Common use of Accidental Death and Disability Benefits Clause in Contracts

Accidental Death and Disability Benefits. 1An accident is an event causing death or dismemberment within 180 days of that event and resulting solely from external and violent means. 2An accident is a “sudden, unintended, hurtful impact of an unusual external factor to the human body, which causes death or damage to the physical health”. 3Four criteria must be met to fulfil the accident definition, namely: suddenness/unexpectedness, involuntariness, unusualness and an external factor. 4The benefits offered to the dependents of the Employee in case of accidental death of the Employee will be paid as a lump sum as defined in Annex 1. This amount is paid for death due to accidental causes (work related and non-work related) only. 5The benefits offered to the Employee in case of an accidental dismemberment will be paid as a lump sum according to the degree of invalidity caused by the loss of a limb and will be a set percentage of the insured amount defined in Annex 1. These benefits are paid for dismemberment due to (work related and non-work related) accidental causes only.

Appears in 9 contracts

Samples: Overseas and Seafarer Employment Agreement, Overseas and Seafarer Employment Agreement, Overseas and Seafarer Employment Agreement

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