Common use of Accidental Death and Dismemberment Insurance for Employees Clause in Contracts

Accidental Death and Dismemberment Insurance for Employees. If, as a result of an accident, you suffer the loss of life, limbs, or sight, you will receive Accidental Death and Dismemberment Benefits up to the following maximum: (This is in addition to all other benefits.) (providing you are actively at work) Effective January 2, 2012: $56,000. ** A.D. & D. Plan in effect at the time disability commenced. The increased A.D. & D. will become effective upon your return to active full-time employment. If your employment is terminated, your coverage will be cancelled as and from the date of termination. The full amount of your insurance will be paid if the ac- cident caused the loss of life, or both hands or both feet, or the sight of both eyes, or one hand and one foot, or one hand and the sight of one eye, or one foot and the sight of one eye, or hearing in both ears and speech, or use of both hands or use of both feet. Three quarters of the amount of your insurance will be paid if the accident caused the loss of one arm, or one leg, or the use of one arm or the use of one leg. Two thirds of the amount of your insurance will be paid if the accident caused the loss of one hand, or one foot, or the entire sight of one eye, or speech, or hearing in both ears, or use of one hand, or use of one foot. One third of the amount of your insurance will be paid if the accident caused the loss of one thumb and index finger, or at least four fingers of one hand. One quarter the amount of your insurance will be paid if the accident caused the loss of the hearing in one ear, or all toes on one foot. Twice the amount of your insurance will be paid if the ac- cident caused quadriplegia, or paraplegia, or hemiplegia. As a result of a covered accident you will be eligible to apply for the following benefits (subject to a maximum benefit payable): l Hotel and travel expenses actually incurred by a mem- ber of your immediate family if you are confined to a hospital which is located 150 kilometers or more from your normal place of residence. l Expenses incurred for the repatriation of your body in the event of an accident which has occurred more than 150 kilometers or more from your normal place of residence. l In the event of your death, reimbursement of post- secondary school level tuition expenses incurred for eligible dependants. l The cost of your participating in a formal rehabilita- tion program in order to again qualify for active em- ployment. l In the event of your death, the cost of formal occupa- tional training for your spouse to become specifically qualified for active employment.

Accidental Death and Dismemberment Insurance for Employees. If, as a result of an accident, you suffer the loss of life, limbs, or sight, you will receive Accidental Death and Dismemberment Benefits up to the following maximum: (This is in addition to all other benefits.) (providing you are actively at work) Effective January 2July 1, 20122016: $56,00058,000. ** A.D. & D. Plan in effect at the time disability commenced. The increased A.D. & D. will become effective upon your return to active full-time employment. If your employment is terminated, your coverage will be cancelled as and from the date of termination. The full amount of your insurance will be paid if the ac- cident caused the loss of life, or both hands or both feet, or the sight of both eyes, or one hand and one foot, or one hand and the sight of one eye, or one foot and the sight of one eye, or hearing in both ears and speech, or use of both hands or use of both feet. Three quarters of the amount of your insurance will be paid if the accident caused the loss of one arm, or one leg, or the use of one arm or the use of one leg. Two thirds of the amount of your insurance will be paid if the accident caused the loss of one hand, or one foot, or the entire sight of one eye, or speech, or hearing in both ears, or use of one hand, or use of one foot. One third of the amount of your insurance will be paid if the accident caused the loss of one thumb and index finger, or at least four fingers of one hand. One quarter the amount of your insurance will be paid if the accident caused the loss of the hearing in one ear, or all toes on one foot. Twice the amount of your insurance will be paid if the ac- cident caused quadriplegia, or paraplegia, or hemiplegia. As a result of a covered accident you will be eligible to apply for the following benefits (subject to a maximum benefit payable): l Hotel and travel expenses actually incurred by a mem- ber of your immediate family if you are confined to a hospital which is located 150 kilometers or more from your normal place of residence. l Expenses incurred for the repatriation of your body in the event of an accident which has occurred more than 150 kilometers or more from your normal place of residence. l In the event of your death, reimbursement of post- secondary post-sec- ondary school level tuition expenses incurred for eligible xxx- gible dependants. l The cost of your participating in a formal rehabilita- tion program in order to again qualify for active em- ployment. l In the event of your death, the cost of formal occupa- tional training for your spouse to become specifically qualified for active employment.

Accidental Death and Dismemberment Insurance for Employees. If, as a result of an accident, you suffer the loss of life, limbs, or sight, you will receive Accidental Death and Dismemberment Benefits up to the following maximum: (This is in addition to all other benefits.) (providing you are actively at work) Effective January 21, 20122016: $56,00058,000. ** A.D. & D. Plan in effect at the time disability commenced. The increased A.D. & D. will become effective upon your return to active full-time full‑time employment. If your employment is terminated, your coverage will be cancelled as and from the date of termination. The full amount of your insurance will be paid if the ac- ac‑ cident caused the loss of life, or both hands or both feet, or the sight of both eyes, or one hand and one foot, or one hand and the sight of one eye, or one foot and the sight of one eye, or hearing in both ears and speech, or use of both hands or use of both feet. Three quarters of the amount of your insurance will be paid if the accident caused the loss of one arm, or one leg, or the use of one arm or the use of one leg. Two thirds of the amount of your insurance will be paid if the accident caused the loss of one hand, or one foot, or the entire sight of one eye, or speech, or hearing in both ears, or use of one hand, or use of one foot. One third of the amount of your insurance will be paid if the accident caused the loss of one thumb and index finger, or at least four fingers of one hand. One quarter the amount of your insurance will be paid if the accident caused the loss of the hearing in one ear, or all toes on one foot. Twice the amount of your insurance will be paid if the ac- ac‑ cident caused quadriplegia, or paraplegia, or hemiplegia. As a result of a covered accident you will be eligible to apply for the following benefits (subject to a maximum benefit payable): l Hotel and travel expenses actually incurred by a mem- mem‑ ber of your immediate family if you are confined to a hospital which is located 150 kilometers or more from your normal place of residence. l Expenses incurred for the repatriation of your body in the event of an accident which has occurred more than 150 kilometers or more from your normal place of residence. l In the event of your death, reimbursement of post- secondary post‑sec‑ ondary school level tuition expenses incurred for eligible dependants. l The cost of your participating in a formal rehabilita- tion program in order to again qualify for active em- ployment. l In the event of your death, the cost of formal occupa- tional training for your spouse to become specifically qualified for active employmentxxx‑ gible dependents.