Common use of Account Information Services Clause in Contracts

Account Information Services. If we close your account because of your unsatisfactory handling, we generally report to account information services such as ChexSystems, Inc., your name, address, Taxpayer Iden- tification Number (TIN), driver’s license number, and the date and reason we closed the account. The account information service may supply this information to others. This may adversely impact your ability to establish an account at any financial institution for up to five years from the date of the report. Telephone Calls: Calling, Monitoring and Recording When you give a telephone number directly to us, or place a telephone call to us, you authorize us to place calls to you at that number. You understand that a “telephone number” includes a cell phone number and “calls” include both telephone calls and text messages to or from your phone or cell phone. As examples, we may place calls to you about fraud alerts, deposit holds, and amounts you owe us (collection calls) on your account. When we place calls to you, we may use automatic dialers and artificial, text, or prerecorded messages. You authorize us to monitor and record telephone conversations and other electronic communications you have with us and with our representatives for reasonable business purposes, including security and quality assurance. As required by law, we will remind you that we may be monitoring or recording a call at the outset of the call.