Common use of Accountholder’s Warranties Clause in Contracts

Accountholder’s Warranties. I make the following warranties and representations with respect to each image of an original check I transmit to you utilizing the Services: 1. Each image of a check transmitted to you is a true and accurate rendition of the front and back of the original check, without any alteration, and the drawer of the check has no defense against payment of the check. 2. The amount, the payee, signature(s), and endorsement(s) on the original check are legible, genuine, and accurate. 3. I will not deposit or otherwise endorse to a third party the original item (the original check), and no person will receive a transfer, presentment, or return of, or otherwise be charged for, the item (either the original item, or a paper or electronic representation of the original item) such that the person will be asked to make payment based on an item it has already paid. 4. Other than the digital image of an original check that I remotely deposit through your Services, there are no other duplicate images of the original check. 5. I have instituted procedures to ensure that each original check was authorized by the drawer in the amount stated on the original check and to the payee stated on the original check. 6. I am authorized to enforce each item transmitted or am authorized to obtain payment of each item on behalf of a person entitled to enforce such a transmitted item. 7. I have not knowingly failed to communicate any material information to you. 8. I have possession of each original check deposited using the Services and no party will submit the original check for payment. 9. Files and images transmitted to you will contain no viruses or any other disabling features that may have an adverse impact on your network, data, or related systems. 10. I will not (1) modify, change, alter, translate, create derivative works from, reverse engineer, disassemble or decompile the technology or Service, (2) copy or reproduce all or any part of the technology or Service; or (3) interfere, or attempt to interfere, with the technology or Service.

Accountholder’s Warranties. I You make the following warranties and representations with respect to each image of an original check I you transmit to you U1 utilizing the Services: 1. : • Each image of a check transmitted to you is a true and accurate rendition of the front and back of the original check, without any alteration, and the drawer of the check has no defense against payment of the check. 2. • The amount, the payeepayee(s), signature(s), and endorsement(s) on the image and on the original check are legible, genuine, and accurate. 3. I • You will not deposit or otherwise endorse to a third party the original item (the original check), check and no person will receive a transfer, presentment, or return of, or otherwise be charged for, the item (either the original item, check or a paper or electronic representation of the original item) check such that the person will be asked to make payment based on an item it that has already been paid. 4. Other than the digital image of an original check that I remotely deposit through your Services, there • There are no other duplicate images of the original check. 5. I have instituted procedures to ensure that each • The original check was authorized by the drawer in the amount stated on the original check and to the payee payee(s) stated on the original check. 6. I am • You are authorized to enforce each item transmitted or am authorized to and obtain payment of each item on behalf of a person entitled to enforce such a transmitted item. 7the original check. I have not knowingly failed to communicate any material information to you. 8. I • You have possession of each the original check deposited using the Services and no party will submit the original check for payment. 9. Files and images transmitted to you will contain no viruses or any other disabling features that may have an adverse impact on your network, data, or related systems. 10. I • You will not (1i) modify, change, alter, translate, create derivative works from, reverse engineer, disassemble or decompile the technology or Service, (2ii) copy or reproduce all or any part of the technology or Service; or (3iii) interfere, or attempt to interfere, with the technology or Service. With respect to each image, you make to us all representations and warranties that we make or are deemed to make to any party pursuant to law, regulation or clearinghouse rule. You agree that files and images transmitted to us will contain no viruses or any other disabling features that may have an adverse impact on our network, data, or related systems.

Accountholder’s Warranties. I By using the Service, you make the following warranties and representations with respect to each image of an original check I that you transmit to you utilizing via the ServicesService: 1. Each a) each image of a check transmitted to that you is a true and accurate rendition transmit accurately reflects all of the information on the front and back of the original check, without any alteration, ; b) the information that you transmit to us includes complete and the drawer of the check has no defense against payment of the check.accurate MICR-line information; 2. The amount, the payee, signature(s), and endorsement(sc) on the original check are legible, genuine, and accurate.you will not re-deposit items previously submitted through Mobile Deposit unless we advise you otherwise; 3. I d) you will not deposit or otherwise endorse to a third party the original item (the original check), and no person will receive a transfer, presentment, or return of, or otherwise be charged for, the item (either the original item, or a paper or electronic representation of the original item) such that the person will be asked to make payment based on an item it has already paid.); 4. Other e) other than the digital image of an original check that I you remotely deposit through your Servicesdeposit, there are no other duplicate images of the original check.; 5. I f) you have instituted procedures to ensure that each original check was authorized by the drawer in the amount stated on the original check and to the payee stated on the original check.; 6. I am g) you are authorized to enforce each item transmitted or am authorized to obtain payment of each item on behalf of a person entitled to enforce such a transmitted item.; 7. I have not knowingly failed to communicate any material information to you. 8. I h) you have possession of each original check deposited using the Services Service and no party will submit the original check for payment.; 9. Files i) files and images transmitted to you us will contain no viruses or any other disabling features that may have an adverse impact on your our network, data, or related systems.; and 10. I j) you will not (1) modify, change, alter, translate, create derivative works from, reverse engineer, disassemble or decompile the technology or Service, (2) copy or reproduce all or any part of the technology or Service; or (3) interfere, or attempt to interfere, with the technology or Service.

Accountholder’s Warranties. I make the following warranties and representations with respect to each image of an original check I transmit to you utilizing the Services: 1. a. Each image of a check transmitted to you is a true and accurate rendition of the front and back of the original check, without any alteration, and the drawer of the check has no defense against payment of the check. 2. b. The amount, the payee, signature(s), and endorsement(s) on the original check are legible, genuine, and accurate. 3. c. I will not deposit or otherwise endorse to a third party the original item (the original check), ) and no person will receive a transfer, presentment, or return of, or otherwise be charged for, the item (either the original item, or a paper or electronic representation of the original item) such that the person will be asked to make payment based on an item it has already paid. 4. d. Other than the digital image of an original check that I remotely deposit through your Services, there are no other duplicate images of the original check. 5. e. I have instituted procedures to ensure that each original check was authorized by the drawer in the amount stated on the original check and to the payee stated on the original check. 6. f. I am authorized to enforce each item transmitted or am authorized to obtain payment of each item on behalf of a person entitled to enforce such a transmitted item. 7. g. I have not knowingly failed to communicate any material information to you. 8. h. I have possession of each original check deposited using the Services and no party will submit the original check for payment. 9. i. Files and images transmitted to you will contain no viruses or any other disabling features that may have an adverse impact on your network, data, or related systems. 10. j. I will not (1i) modify, change, alter, translate, create derivative works from, reverse engineer, disassemble or decompile the technology or Service, (2ii) copy or reproduce all or any part of the technology or Service; or (3iii) interfere, or attempt to interfere, with the technology or Service.

Accountholder’s Warranties. I make the following warranties and representations with respect to each image of an original check I transmit to you utilizing the Services: 1. a. Each image of a check transmitted to you is a true and accurate rendition of the front and back of the original check, without any alteration, and the drawer of the check has no defense against payment of the check. 2. b. The amount, the payee, signature(s), and endorsement(s) on the original check are legible, genuine, and accurate. 3. c. I will not deposit or otherwise endorse to a third party the original item (the original check), and no person will receive a transfer, presentment, or return of, or otherwise be charged for, the item (either the original item, or a paper or electronic representation of the original item) such that the person will be asked to make payment based on an item it has already paid. 4. d. Other than the digital image of an original check that I remotely deposit through your Services, there are no other duplicate images of the original check. 5. e. I have instituted procedures to ensure that each original check was authorized by the drawer in the amount stated on the original check and to the payee stated on the original check. 6. f. I am authorized to enforce each item transmitted or am authorized to obtain payment of each item on behalf of a person entitled to enforce such a transmitted item. 7. g. I have not knowingly failed to communicate any material information to you. 8. h. I have possession of each original check deposited using the Services and no party will submit the original check for payment. 9. i. Files and images transmitted to you will contain no viruses or any other disabling features that may have an adverse impact on your network, data, or related systems. 10. j. I will not (1) modify, change, alter, translate, create derivative works from, reverse engineer, disassemble or decompile the technology or Service, (2) copy or reproduce all or any part of the technology or Service; or (3) interfere, or attempt to interfere, with the technology or Service.