Accounts Determined Inactive. Should any of your accounts have a balance less than the minimum balance re- quired by this Agreement and specifically explained in the Rate and Fee disclosures, and you have not used our products or services that would exempt your account from our inactive account policy, we may consider your account to be inactive. Should we consider your account inactive, we may charge an account inactivity fee as stated in the Rate and Fee disclosures. We charge fees on a member’s inactive account because of the expense incurred by all members in maintaining accounts that are not being used by a particular member who additionally is not using our products or services that would otherwise justify us incurring the expense of main- taining the account. We will notify you at the address you have provided us or by other means as you have requested of your account’s inactive status before impos- ing a fee, and will discontinue the fee once you have met our minimum balance and/or activity requirements.
Accounts Determined Inactive. If the amount of funds in an account falls below the minimum bal- ance required by “Our Rates & Service Charges” disclosure of the MSA, and you are not using specific products or services, we may consider an account inactive. If an account you have with us is in- active, we may require a service charge (and may require a service charge to notify you of any inactivity). We require service charges on inactive accounts because of the cost incurred by the members in managing accounts that are not being used by a member (who is also not using products or services that would otherwise justify this cost). We will discontinue the service charges once you meet the balance or product use requirements. We may also terminate an inactive account and deposit the funds in another account, mail a check to you at an address in our records, or if allowed remit the funds to a state as unclaimed property.
Accounts Determined Inactive. Should any of your accounts have an amount of funds less than the minimum balance required by this Contract (and specifically addressed in the Rate and Fee disclosures), and you have not used our products or services that would exempt your account from our inactive account policy, we may consider your account to be inactive. Should we consider your account inactive we may charge an account inactivity fee as stated in the Rate and Fee disclosures. We charge fees on a member’s inactive account be- cause of the expense incurred by all members in maintaining ac- counts that are not being used by a particular member who addi- tionally is not using our products or services that would otherwise justify us incurring the expense of maintaining the account. We will notify you at the address you have provided us or by other means as you have requested of your account’s inactive status before imposing a fee, and will discontinue the fee once you have met our minimum balance and/or activity requirements.
Accounts Determined Inactive. Should any of your accounts have an amount of funds less than the minimum bal- ance required by this Contract (and specifically addressed in the Rate and Fee dis- closures), and you have not used our products or services that would exempt your account from our inactive account policy, we may consider your account to be inac- tive. Should we consider your account inactive we may charge an account inactivity fee as stated in the Rate and Fee disclosures. We charge fees on a member’s inac- tive account because of the expense incurred by all members in maintaining ac- counts that are not being used by a particular member who additionally is not using our products or services that would otherwise justify us incurring the expense of maintaining the account. We will notify you at the address you have provided us or by other means as you have requested of your account’s inactive status before im- posing a fee, and will discontinue the fee once you have met our minimum balance and/or activity requirements.
