Common use of ACCUMULATION UNITS Clause in Contracts

ACCUMULATION UNITS. The interest of this contract in the Separate Account, prior to the date on which amounts become payable under a payment plan, is represented by Accumulation Units. The dollar value of Accumulation Units for each Division will increase or decrease to reflect the investment experience of the Division. The value of an Accumulation Unit on any Valuation Date is determined by multiplying: - the value on the immediately preceding Valuation Date; by - the Net Investment Factor for the period from the immediately preceding Valuation Date up to and including the current Valuation Date (the current period).

ACCUMULATION UNITS. The interest of this contract in the Separate Account, prior to the date on which amounts become payable under a payment plan, is represented by Accumulation Units. The dollar value of Accumulation Units for each Division will increase or decrease to reflect the investment experience of the Division. The value of an Accumulation Unit on any Valuation Date is determined by multiplyingthe product of: - o the value on the immediately preceding Valuation Date; by - and o the Net Investment Factor for the period from the immediately preceding Valuation Date up to and including the current Valuation Date (the current period).

ACCUMULATION UNITS. The interest of this contract Contract in the Separate Account, prior to the date on which amounts become payable under a payment plan, is represented by Accumulation Units. The dollar value of Accumulation Units for each Division will increase or decrease to reflect the investment experience of the Division. The value of an Accumulation Unit on any Valuation Date is determined by multiplyingthe product of: - • the value on the immediately preceding Valuation Date; by - and • the Net Investment Factor for the period from the immediately preceding Valuation Date up to and including the current Valuation Date (the current period).

ACCUMULATION UNITS. The interest of this contract in the Separate Account, prior to the date on which amounts become payable under a payment plan, is represented by Accumulation Units. The dollar value of Accumulation Units for each Division will increase or decrease to reflect the investment experience of the Division. The value of an Accumulation Unit on any Valuation Date is determined by multiplying: - the The value on the immediately preceding Valuation Date; by - the The Net Investment Factor for the period from the immediately preceding Valuation Date up to and including the current Valuation Date (the current period).

ACCUMULATION UNITS. The interest of this contract in the Separate Account, prior to the date on which amounts become payable under a payment plan, is represented by Accumulation Units. The dollar value of Accumulation Units for each Division will increase or decrease to reflect the investment experience of the Division. The value of an Accumulation Unit on any Valuation Date is determined by multiplying: - • the value on the immediately preceding Valuation Date; by - • the Net Investment Factor for the period from the immediately preceding Valuation Date up to and including the current Valuation Date (the current period).

ACCUMULATION UNITS. The interest of this contract Contract in the Separate Account, prior to the date on which amounts become payable under a payment an income plan, is represented by Accumulation Units. The dollar value of Accumulation Units for each Division will increase or decrease to reflect the investment experience of the Division. The value of an Accumulation Unit on any Valuation Date is determined by multiplyingthe product of: - • the value on the immediately preceding Valuation Date; by - and • the Net Investment Factor for the period from the immediately preceding Valuation Date up to and including the current Valuation Date (the current period).

ACCUMULATION UNITS. The interest of this contract in the Separate Account, prior to the date on which amounts become payable under a payment plan, is represented by Accumulation Units. The dollar value of Accumulation Units for each Division will increase or decrease to reflect the investment experience of the Division. The value of an Accumulation Unit on any Valuation Date is determined by multiplyingthe product of: - the value on the immediately preceding Valuation Date; by and - the Net Investment Factor for the period from the immediately preceding Valuation Date up to and including the current Valuation Date (the current period).

ACCUMULATION UNITS. The interest of this contract in the Separate Account, prior to the date on which amounts become payable under a payment plan, is represented by Accumulation Units. The dollar value of Accumulation Units for each Division will increase or decrease to reflect the investment experience of the Division. The value of an Accumulation Unit on any Valuation Date is determined by multiplyingthe product of: - • the value on the immediately preceding Valuation Date; by - and • the Net Investment Factor for the period from the immediately preceding Valuation Date up to and including the current Valuation Date (the current period).. XX.X.X.XX.(0805) 6

ACCUMULATION UNITS. The interest of this contract in the Separate Account, prior to the date on which amounts become payable under a payment plan, is represented by Accumulation Units. The dollar value of Accumulation Units for each Division will increase or decrease to reflect the investment experience of the Division. The value of an Accumulation Unit on any Valuation Date is determined by multiplyingthe product of: - . the value on the immediately preceding Valuation Date; by - and . the Net Investment Factor for the period from the immediately preceding Valuation Date up to and including the current Valuation Date (the current period).

ACCUMULATION UNITS. The interest of this contract in the Separate Account, prior to the date on which amounts become payable under a payment plan, is represented by Accumulation Units. The dollar value of Accumulation Units for each Division will increase or decrease to reflect the investment experience of the Division. The value of an Accumulation Unit on any Valuation Date is determined by multiplyingthe product of: - . the value on the immediately preceding Valuation Date; by - and . the Net Investment Factor for the period from the immediately preceding Valuation Date up to and including the current Valuation Date (the current period).. XX.X.X.XX.(0704) 6

ACCUMULATION UNITS. The interest of this contract in the Separate Account, prior to the date on which amounts become payable under a payment plan, is represented by Accumulation Units. The dollar value of Accumulation Units for each Division will increase or decrease to reflect the investment experience of the Division. The value of an Accumulation Unit on any Valuation Date is determined by multiplying: - • the value on the immediately preceding Valuation Date; by - • the Net Investment lnvestment Factor for the period from the immediately preceding Valuation Date up to and including the current Valuation Date (the current period).

ACCUMULATION UNITS. The interest of this contract in the Separate Account, prior to the date on which amounts become payable under a payment plan, is represented by Accumulation Units. The dollar value of Accumulation Units for each Division will increase or decrease to reflect the investment experience of the Division. The value of an Accumulation Unit on any Valuation Date is determined by multiplyingthe product of: - • the value on the immediately preceding Valuation Date; by - and • the Net Investment Factor for the period from the immediately preceding Valuation Date up to and including the current Valuation Date (the current period).. XX.X.X.XX.(0803) 6

ACCUMULATION UNITS. The interest of this contract in the Separate Account, prior to the date on which amounts become payable under a payment plan, is represented by Accumulation Units. The dollar value of Accumulation Units for each Division will increase or decrease to reflect the investment experience of the Division. The value of an Accumulation Unit on any Valuation Date is determined by multiplyingthe product of: - • the value on the immediately preceding Valuation Date; by - and • the Net Investment Factor for the period from the immediately preceding Valuation Date up to and including the current Valuation Date (the current period).. RR.V.B.MSNST.(0805) 6