Common use of ACH and Wire Transfers Clause in Contracts

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Funds Transfers as adopted by the state in which the account is opened. If you send or receive a wire transfer, you agree that Fedwire ® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire ® Funds Service. When you originate a funds transfer for which Fedwire ® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHA") Operating Rules, the Rules of any local ACH, and the Rules of any other system through which the entry is made. Provisional Payment. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bank. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by the state in which the account is opened. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("“ACH"”) entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("“NACHA"”) Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional Payment. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by the state in which the account is opened. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHANacha") Operating Rules, the Rules of any local ACH, and the Rules of any other system through which the entry is made. Provisional Payment. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bank. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by in the state in which the account is openedof Maryland. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHA") Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional PaymentPROVISIONAL PAYMENT. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by in the state in which the account is openedof Pennsylvania. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHA") Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional PaymentPROVISIONAL PAYMENT. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by the state in which the account is opened. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHANacha") Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional Payment. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by in the state in which the account is openedof Kansas. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHA") Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional PaymentPROVISIONAL PAYMENT. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by the state in which the account is opened. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHA") Operating Rules, the Rules of any local ACH, and the Rules of any other system through which the entry is made. Provisional Payment. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bank. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by in the state in which the account is openedof California. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHA") Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional PaymentPROVISIONAL PAYMENT. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by in the state in which the account is openedof Colorado. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHA") Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional PaymentPROVISIONAL PAYMENT. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code ‐ Funds Transfers as adopted by in the state in which the account is openedof Oklahoma. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("“ACH"”) entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("“NACHA"”) Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional PaymentPROVISIONAL PAYMENT. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by in the state in which the account is openedof Georgia. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHANacha") Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional PaymentPROVISIONAL PAYMENT. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by in the state in which the account is openedof Georgia. If you send or receive a wire transfer, you agree that Fedwire ® R Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire ® R Funds Service. When you originate a funds transfer for which Fedwire ® R Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHANacha") Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional PaymentPROVISIONAL PAYMENT. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by the state in which the account is opened. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules Nacha Operating Rules and regulations of the National Automated Clearing House Association ("NACHA") Operating RulesGuidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional Payment. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by the state in which the account is opened. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHA") Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional Payment. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by in the state in which the account is openedof Kansas. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHANacha") Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional PaymentPROVISIONAL PAYMENT. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by in the state in which the account is openedof Michigan. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHA") Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional PaymentPROVISIONAL PAYMENT. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by the state in which the account is opened. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("“ACH"”) entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules Nacha Operating Rules and regulations of the National Automated Clearing House Association ("NACHA") Operating RulesGuidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional Payment. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by in the state in which the account is openedof Arkansas. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHANacha") Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional PaymentPROVISIONAL PAYMENT. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.

ACH and Wire Transfers. This Agreement is subject to Article 4A of the Uniform Commercial Code-Code - Funds Transfers as adopted by the state in which the account is opened. If you send or receive a wire transfer, you agree that Fedwire Fedwire® Funds Service may be used. Federal Reserve Board Regulation J is the law that covers transactions trans actions made over Fedwire Fedwire® Funds Service. When you originate a funds transfer for which Fedwire Fedwire® Funds Service is used, and you identify by name and number a beneficiary financial institution, an intermediary financial institution or a beneficiary, we and every receiving or beneficiary institution may rely on the identifying number to make payment. We may rely on the number even if it identifies a financial institution, person or account other than the one named. If you are a party to an Automated Clearing House ("ACH") entry, you agree that we may transmit an entry through the ACH, and you agree to be bound by the rules and regulations of the National Automated Clearing House Association ("NACHA") Operating RulesRules and Guidelines, the Rules rules of any local ACH, and the Rules rules of any other system systems through which the entry is made. Provisional Payment. Credit we give you with respect to an ACH credit entry is provisional until we receive final settlement for that entry through a Federal Reserve Bankentry. If we do not receive final settlement, you agree that we are entitled to a refund of the amount credited to you in connection with the entry, and the party making the payment to you via such entry (i.e., the originator of the entry) shall not be deemed to have paid you in the amount of such entry.