Common use of Alerts Clause in Contracts

Alerts. You may use the Mobile Banking Service to request and receive from the Bank any of the alerts made available through this Service by making alert selections within the Internet Banking Application. The Bank may add new alerts or discontinue existing alerts at any time. According to your selections, we will send alerts to the email address or mobile number you provide to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that event, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Should you wish to receive alerts to your mobile phone number after opting out of the alerts service, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third parties. The Bank does not guarantee either the delivery or the accuracy of the contents of any alert. The Bank will not be liable for damages of any kind arising from non-delivery or delayed delivery of an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts are not encrypted. You acknowledge that, although the Bank may show less than the full account number for any of your accounts in an alert, the alert may include personal information about your accounts. Depending on where you instruct us to send your alerts, anyone with access to your email or eligible Mobile Device may be able to view the contents of these alerts.

Alerts. You may use the Mobile Internet Banking Service to request and receive from the Bank any of the alerts made available through this Service by making alert selections within the Internet Banking Application. The Bank may add new alerts or discontinue existing alerts at any time. According to your selections, we will send alerts to the email address or mobile number you provide to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that eventIf the email address or mobile number is not current and accurate, then you must update your email address or mobile number in Internet Banking before alerts can be delivered to a the email address or mobile number again. Should you wish You may choose to receive alerts to your mobile phone number after opting opt out of the alerts service at any time. However, if you choose to opt out and then decide later to opt back in to the alerts service, you must update provide your email address or mobile number in Internet Banking before alerts can be delivered to a the email address or mobile number again. Your failure to maintain current and accurate contact information with us the Bank will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any and all liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third parties. The Bank does not guarantee either the delivery or the accuracy of the contents of any alert. The Bank will not be liable for damages of any kind arising from non-delivery or delayed delivery of an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts are not encrypted. You acknowledge that, although the Bank may show less than the full account number for any of your accounts in an alert, the alert may include personal information about your accounts. Depending on where you instruct us the Bank to send your alerts, anyone with access to your email or eligible Mobile Device may be able to view the contents of these alerts. The services are separate and apart from any other charges that may be assessed by your wireless carrier for text messages sent to or received from Community Trust Bank, Inc. You are responsible for any fees or other charges that your wireless carrier may charge for any related data or message services. Any cause of action concerning the Internet Banking Services under this Agreement must be commenced within one year after such cause of action has occurred.

Alerts. You may use the Mobile Banking The Alerts Service to request and receive from the Bank any provides real time notification of the alerts made available through this Service by making alert selections within the Internet Banking Application. The Bank may add new alerts or discontinue existing alerts at any time. According important information related to your selections, we will send alerts Chelsea Groton Bank Account(s) such as a low balance or the occurrence of an overdraft. If you subscribe to the email address or mobile number you provide to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that eventour alerts, you must update your mobile number in Internet Banking before alerts can will be delivered asked to select either email or text message (SMS) as a mobile number againmethod of delivery. Should you wish to receive alerts to your mobile phone number after opting out of the alerts service, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third parties. The While Chelsea Groton Bank does not guarantee either charge for the delivery or the accuracy of the contents alerts, please be advised that your receipt of any alert. The Bank will not alerts may be liable for damages of any kind arising from non-delivery or delayed delivery of an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdatedcharges or rates imposed by your carrier. Alerts You understand and accept that alerts are not encrypted. You acknowledge that, although the Bank may show less than the encrypted and while we will never include your password or full account number for any of your accounts in an the alert, the alert we may include personal limited information about your accounts. Depending on where you instruct us to send your alerts, account and anyone with access to your email or eligible Mobile Device may alerts will be able to view the contents of these alertsmessages. We do our best to provide alerts in a timely manner with accurate information, but alerts may be delayed or prevented by a variety of factors beyond our control such as system failures or misdirected delivery. We don’t guarantee the delivery or accuracy of alerts and the contents of an alert may be outdated by the time the alert is sent or received resulting from other account activity or delays in sending data among various systems. You agree that we are not liable for any delays, failure to deliver, or misdirected delivery of any alert, for any errors in the content of an alert or for any actions taken or not taken by you or a third party as the result of an alert. Chelsea Groton Bank reserves the right to terminate any request for any alert, at any time. Termination shall not affect your liability under this Agreement for transactions commenced or accepted by the Bank on your behalf. YOU ACKNOWLEDGE THAT THESE MESSAGES MAY INCLUDE INFORMATION THAT IS CONSIDERED CONFIDENTIAL UNDER FEDERAL AND STATE LAW, AND SOMEONE WHO HAS ACCESS TO YOUR SMS HISTORY OR E-MAIL ACCOUNT MAY BE ABLE TO VIEW THEIR CONTENT.

Alerts. You may use the Mobile Banking Service This service is designed to request and receive from the Bank any provide real time notification of the alerts made available through this Service by making alert selections within the Internet Banking Application. The Bank may add new alerts or discontinue existing alerts at any time. According important information related to your selections, we will send alerts account(s) such as a low balance or the occurrence of an overdraft. If you subscribe to the email address or mobile number you provide to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that event, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Should you wish to receive alerts to your mobile phone number after opting out of the alerts our alert service, you must update will be asked to select either email or text messaging (SMS) as a method of delivery. You are responsible for any telephone or data charges incurred in connecting to your mobile number ISP that gives you access to this alert service including SMS services. We do our best to provide alerts in Internet Banking before a timely manner with accurate information, but alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, a variety of factors beyond our control such as system failures or other third partiesmisdirected delivery. The Bank does not We don’t guarantee either the delivery or the accuracy of alerts and the contents of an alert may be outdated by the time the alert is sent or received resulting from other account activity or delays in sending data among various systems. You agree to keep your alert contact methods up to date and accurate and further agree that we are not liable for any delays, failure to deliver, or misdirected delivery of any alert. The Bank will , for any errors in the content of an alert or for any actions taken or not be liable for damages of any kind arising from non-delivery taken by you or delayed delivery a third party as the result of an alert, . We reserve the location right to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of terminate any request for any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts You understand and accept that alerts are not encrypted. You acknowledge that, although the Bank may show less than the encrypted and while we will never include your password or full account number for any of your accounts in an the alert, the alert we may include personal limited information about your accounts. Depending on where you instruct us to send your alerts, account and anyone with access to your email or eligible Mobile Device may alerts will be able to view the contents of these alerts.messages. We offer an online Bill Payment service. If you elect to utilize this service, you will be presented with and required to accept terms and conditions that govern the use of that service. Mobile Banking provides you the option of accessing Online and Mobile Services by using your mobile device equipped with a mobile browser or the Mobile downloadable application, along with your online banking password, and User ID to perform transactions. Mobile Deposit is only available on the Mobile application. When you use Mobile Banking, you agree to the following terms and conditions:

Alerts. Alerts are a tool for managing your accounts. Alerts can be established in online and mobile banking to provide account information via email or text. Alerts include but are not limited to: deposit account available balance, loan payment due date, certificate maturity date, check clearing, and debit card transactions. How- ever, it is important that you do not rely solely on Alerts for account information. Although we make every effort to ensure Alerts are delivered as expected, there are conditions that may make the Alerts unreliable such as, but not limited to: spam filters, relay detectors, inaccurate or obsolete email addresses, network or system failures, etc. Alerts are designed to give you timely notice of specific events, but it may not always provide immediate notice. Balances shown on Alerts reflect your available balance, not your actual account balances. We recommend that the Alert service be tested prior to regular use to identify any limiting con- ditions that may be present. We do not guarantee the delivery of any account alert. Text and data fees may apply when using this service on your mobile device. Your use of Alerts is at your own risk. Under no circumstances shall we or our Service Providers be liable for any type of damage, including fees resulting in any way from your use or reliance upon the Alerts Service or the contents of specific Alerts. Neither we nor our Service Providers assume any responsibility for the timeliness, accuracy, reliability, deletion, miss delivery or completeness of any Alerts we may send you. You agree that neither we nor our Service Providers will be liable for any delays in the content, or for any actions you take in reliance thereon. If you need current account information, you agree to contact us by phone directly or by accessing online or mobile banking. We do not charge for text alerts. However, your mobile service provider may charge for sending and receiving text messages on your mobile device. Check with your service provider for details on specific fees and charges that may apply. The following terms and conditions apply to your use the Mobile Banking Service to request and receive from the Bank any of the alerts made available text alerts. • You agree to provide the Credit Union with a valid mobile phone number. You agree to indemnify, defend, and hold us harmless from any third-party claims, liability, damages, or costs arising from you providing us with a phone number that is not your own. • You agree that we may send you text messages through this Service your wireless provider and that you are responsible for all charges and fees associated with text messaging imposed by making alert selections within the Internet Banking Applicationyour wireless service provider. The Bank may add new alerts or discontinue existing alerts at • You agree to notify us immediately of any time. According changes to your selections, we will send alerts to the email address or mobile number you provide to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurateregistered device. In that eventcase of unauthorized access to your device, you must update agree to cancel the enrollment associated with the device immediately. • If you use any location-based feature of mobile banking you agree that your geographic location and other personal information may be accessed and disclosed through mobile number in Internet Banking before alerts can be delivered to a mobile number againbanking. Should If you wish to receive alerts revoke access to your mobile phone number after opting out of the alerts service, such information you must update your cease using location-based features of mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third parties. The Bank does not guarantee either the delivery or the accuracy of the contents of any alert. The Bank will not be liable for damages of any kind arising from non-delivery or delayed delivery of an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts are not encrypted. You acknowledge that, although the Bank may show less than the full account number for any of your accounts in an alert, the alert may include personal information about your accounts. Depending on where you instruct us to send your alerts, anyone with access to your email or eligible Mobile Device may be able to view the contents of these alertsbanking.

Alerts. Alerts are a tool for managing your accounts. Alerts can be established in online and mobile banking to provide account information via email or text. Alerts include but are not limited to: deposit account available balance, loan payment due date, certificate maturity date, check clearing, and debit card transactions. However, it is important that you do not rely solely on Alerts for account information. Although we make every effort to ensure Alerts are delivered as expected, there are conditions that may make the Alerts unreliable such as, but not limited to: spam filters, relay detectors, inaccurate or obsolete email addresses, network or system failures, etc. Alerts are designed to give you timely notice of specific events, but it may not always provide immediate notice. Balances shown on Alerts reflect your available balance, not your actual account balances. We recommend that the Alert service be tested prior to regular use to identify any limiting conditions that may be present. We do not guarantee the delivery of any account alert. Text and data fees may apply when using this service on your mobile device. Your use of Alerts is at your own risk. Under no circumstances shall we or our Service Providers be liable for any type of damage, including fees resulting in any way from your use or reliance upon the Alerts Service or the contents of specific Alerts. Neither we nor our Service Providers assume any responsibility for the timeliness, accuracy, reliability, deletion, miss delivery or completeness of any Alerts we may send you. You agree that neither we nor our Service Providers will be liable for any delays in the content, or for any actions you take in reliance thereon. If you need current account information, you agree to contact us by phone directly or by accessing online or mobile banking. We do not charge for text alerts. However, your mobile service provider may charge for sending and receiving text messages on your mobile device. Check with your service provider for details on specific fees and charges that may apply. The following terms and conditions apply to your use the Mobile Banking Service to request and receive from the Bank any of the alerts made available text alerts. • You agree to provide the Credit Union with a valid mobile phone number. You agree to indemnify, defend, and hold us harmless from any third-party claims, liability, damages, or costs arising from you providing us with a phone number that is not your own. 5 • You agree that we may send you text messages through this Service your wireless provider and that you are responsible for all charges and fees associated with text messaging imposed by making alert selections within the Internet Banking Applicationyour wireless service provider. The Bank may add new alerts or discontinue existing alerts at • You agree to notify us immediately of any time. According changes to your selections, we will send alerts to the email address or mobile number you provide to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurateregistered device. In that eventcase of unauthorized access to your device, you must update agree to cancel the enrollment associated with the device immediately. • If you use any location-based feature of mobile banking you agree that your geographic location and other personal information may be accessed and disclosed through mobile number in Internet Banking before alerts can be delivered to a mobile number againbanking. Should If you wish to receive alerts revoke access to your mobile phone number after opting out of the alerts service, such information you must update your cease using location-based features of mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third parties. The Bank does not guarantee either the delivery or the accuracy of the contents of any alert. The Bank will not be liable for damages of any kind arising from non-delivery or delayed delivery of an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts are not encrypted. You acknowledge that, although the Bank may show less than the full account number for any of your accounts in an alert, the alert may include personal information about your accounts. Depending on where you instruct us to send your alerts, anyone with access to your email or eligible Mobile Device may be able to view the contents of these alertsbanking.

Alerts. You may use the Mobile Banking Service Online banking offers both automated system alerts and opt-in alerts. System alerts are sent to request and receive from the Bank any your registered e-mail address or telephone number for security purposes to authenticate your identity. Some of these alerts are part of the Service and are not optional. In addition to security alerts, you may choose to receive additional alerts made available through this Service regarding other information delivered by making alert selections within secure messaging, e-mail or telephone. You will be asked to provide contact information when you sign up for the Internet Banking Applicationalert. The Bank may add new alerts By signing up to receive any opt-in alerts, you represent and warrant to us that the e-mail addresses or discontinue existing alerts at telephone numbers you provide are owned by you or authorized by the rightful owner to be used by you. You consent to delivery of such opt- in alerts, in the format selected, to the contact telephone numbers by text message, or e-mail addresses you identify or provide. You are responsible for maintaining, in the Service, any time. According changes to your selectionse-mail addresses and telephone numbers to which alerts are sent. To stop receiving any optional alerts, we log into online banking and in the Alerts section select the alert you would like to delete. Your full account number will send not be included in any alert. However, alerts may contain information about your accounts. Information, including but not limited to, account balances and payment due dates may be included in the alert, depending on the specific type of alert or how you configure it. Anyone with access to your e-mail, mobile device, and/or telephone services may be able to access the email address or mobile number you provide to us in Internet Bankingcontents of alerts. It is solely your responsibility to ensure that secure these devices, protect your Member ID and password, and provide timely information about telephone or e-mail contact changes in order to protect the email address and mobile number confidentiality of this information. You consent to any disclosures by us which may occur if you provide do not take appropriate steps to the Bank are current and accurate. In that event, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Should you wish to receive alerts prevent access to your mobile phone number after opting out of the information by unauthorized persons. We endeavor to provide alerts servicein a timely manner with accurate information. However, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third parties. The Bank does we do not guarantee either the delivery or the accuracy of the contents of any alertalerts. The Bank Alert balances will not reflect pending transactions. If you require additional details about a transaction you can log into online banking or call us at 0.000.000.0000. You agree we shall not be liable for damages any delays, failure to deliver, or misdirected delivery of any kind arising from non-delivery alert; for any errors in the content of any alert; or delayed delivery of for any actions taken or not taken by you or any third party in reliance on an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts are not encrypted. You acknowledge that, although the Bank may show less than the full account number for any of your accounts in an alert, the alert may include personal information about your accounts. Depending on where you instruct us to send your alerts, anyone with access to your email or eligible Mobile Device may be able to view the contents of these alerts.

Alerts. You may use the Mobile Banking The Alerts Service to request and receive from the Bank any provides real time notification of the alerts made available through this Service by making alert selections within the Internet Banking Application. The Bank may add new alerts or discontinue existing alerts at any time. According important information related to your selections, we will send alerts Chelsea Groton Bank Account(s) such as a low balance or the occurrence of an overdraft. If you subscribe to the email address or mobile number you provide to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that eventour alerts, you must update will be asked to select either email or text message (SMS) as a method of delivery. Enhanced Debit Card alerting is available by downloading our Smart Card mobile app and enrolling with your mobile number in Internet Banking before alerts can be delivered to a mobile number againdebit card. Should you wish to receive alerts to your mobile phone number after opting out of the alerts serviceThis service provides real-time transaction alerts, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number againbalance notification, spending limits and more. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third parties. The While Xxxxxxx Xxxxxx Bank does not guarantee either charge for the delivery or the accuracy of the contents alerts, please be advised that your receipt of any alert. The Bank will not alerts may be liable for damages of any kind arising from non-delivery or delayed delivery of an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdatedcharges or rates imposed by your carrier. Alerts You understand and accept that alerts are not encrypted. You acknowledge that, although the Bank may show less than the encrypted and while we will never include your password or full account number for any of your accounts in an the alert, the alert we may include personal limited information about your accounts. Depending on where you instruct us to send your alerts, account and anyone with access to your email or eligible Mobile Device may alerts will be able to view the contents of these alertsmessages. We do our best to provide alerts in a timely manner with accurate information, but alerts may be delayed or prevented by a variety of factors beyond our control such as system failures or misdirected delivery. We don’t guarantee the delivery or accuracy of alerts and the contents of an alert may be outdated by the time the alert is sent or received resulting from other account activity or delays in sending data among various systems. You agree that we are not liable for any delays, failure to deliver, or misdirected delivery of any alert, for any errors in the content of an alert or for any actions taken or not taken by you or a third party as the result of an alert. Xxxxxxx Xxxxxx Bank reserves the right to terminate any request for any alert, at any time. Termination shall not affect your liability under this Agreement for transactions commenced or accepted by the Bank on your behalf. YOU ACKNOWLEDGE THAT THESE MESSAGES MAY INCLUDE INFORMATION THAT IS CONSIDERED CONFIDENTIAL UNDER FEDERAL AND STATE LAW, AND SOMEONE WHO HAS ACCESS TO YOUR SMS HISTORY OR E-MAIL ACCOUNT MAY BE ABLE TO VIEW THEIR CONTENT.

Alerts. You may use the Mobile Banking Service Online banking offers both automated system alerts and opt-in alerts. System alerts are sent to request and receive from the Bank any your registered e-mail address or telephone number for security purposes to authenticate your identity. Some of these alerts are part of the Service and are not optional. In addition to security alerts, you may choose to receive additional alerts made available through this Service regarding other information delivered by making alert selections within secure messaging, e-mail or telephone. You will be asked to provide contact information when you sign up for the Internet Banking Applicationalert. The Bank may add new alerts By signing up to receive any opt-in alerts, you represent and warrant to us that the e-mail addresses or discontinue existing alerts at telephone numbers you provide are owned by you or authorized by the rightful owner to be used by you. You consent to delivery of such opt-in alerts, in the format selected, to the contact telephone numbers by text message, or e-mail addresses you identify or provide. You are responsible for maintaining, in the Service, any time. According changes to your selectionse-mail addresses and telephone numbers to which alerts are sent. To stop receiving any optional alerts, we log into online banking and in the Alerts section select the alert you would like to delete. Your full account number will send not be included in any alert. However, alerts may contain information about your accounts. Information, including but not limited to, account balances and payment due dates may be included in the alert, depending on the specific type of alert or how you configure it. Anyone with access to your e-mail, mobile device, and/or telephone services may be able to access the email address or mobile number you provide to us in Internet Bankingcontents of alerts. It is solely your responsibility to ensure that secure these devices, protect your Member ID and password, and provide timely information about telephone or e-mail contact changes in order to protect the email address and mobile number confidentiality of this information. You consent to any disclosures by us which may occur if you provide do not take appropriate steps to the Bank are current and accurate. In that event, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Should you wish to receive alerts prevent access to your mobile phone number after opting out of the information by unauthorized persons. We endeavor to provide alerts servicein a timely manner with accurate information. However, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third parties. The Bank does we do not guarantee either the delivery or the accuracy of the contents of any alertalerts. The Bank Alert balances will not reflect pending transactions. If you require additional details about a transaction you can log into online banking or call us at (000) 000-0000. You agree we shall not be liable for damages any delays, failure to deliver, or misdirected delivery of any kind arising from non-delivery alert; for any errors in the content of any alert; or delayed delivery of for any actions taken or not taken by you or any third party in reliance on an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts are not encrypted. You acknowledge that, although the Bank may show less than the full account number for any of your accounts in an alert, the alert may include personal information about your accounts. Depending on where you instruct us to send your alerts, anyone with access to your email or eligible Mobile Device may be able to view the contents of these alerts.

Alerts. You 1. Automatic Alerts may use be sent to you following important account activities or when certain changes are made online to your Online Banking account, such as a change in your email address, your credentials, or irregular card activity. These alerts will be automatically activated for you. Although you may have the Mobile Banking Service option to request and receive from the Bank any suppress some of the alerts made available through this Service by making these Automatic Alerts, we strongly recommend that you do not. They provide important information related to your online security or account activities. 2. Voluntary Account Alerts must be activated. Voluntary Account Alerts allow you to choose alert selections within the Internet Banking Applicationmessages for your accounts. The Bank We may add new alerts from time to time or discontinue existing cancel old alerts. Each alert has different options available, and you will be asked to select from among these options upon activation of your alerts at any timeservice. 3. According Both Automatic Alerts and Voluntary Account Alerts are subject to your selections, the following: • We may add new Automatic and Voluntary Account Alerts from time to time or cancel old alerts. We may notify you when we cancel alerts but are not obligated to do so. • Alerts will send alerts be sent to the email address you have provided as your primary email address for Online Banking. You may also choose to send alerts to a secondary email address, including a mobile device that accepts text messages. If there is a change to your email address or mobile number you provide to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that eventphone number, you must update inform us of that change. While OUCU Financial does not charge for the delivery of the Alerts, please be advised that your mobile number in Internet Banking before alerts can be delivered to a mobile number againcarrier may impose text or data charges or rates. Should you wish to receive alerts Changes to your mobile phone number after opting out of the primary and secondary email addresses will apply to all corresponding Alerts. • You understand and agree that your alerts service, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third partiesvarious factors. The Bank does not We do our best to provide alerts promptly with accurate information. We neither guarantee either the delivery or nor the accuracy of the contents of any alert. The Bank will You also agree that we shall not be liable for damages any delays, failure to deliver, or misdirected delivery of any kind arising from non-delivery or delayed delivery alert, for any errors in the content of an alert, the location to which an alert is delivered, inaccurate content or for any actions taken or not taken by you or any third party in reliance of an alert, or your use of or reliance on the contents of any alert for any purposes. • Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts alerts are not encrypted. You acknowledge that, although the Bank may show less than the we will not include your credentials or full account number for any of your accounts in an alertnumber. However, the alert alerts may include personal your name and some information about your accounts. Depending on where upon which alerts you instruct us to send select, information such as your alerts, anyone account balance or the due date for a bill payment may be included. Anyone with access to your email or eligible Mobile Device may will be able to view the contents of these alerts.

Alerts. Your enrollment in the Online and Mobile Services includes access to alerts for your accounts. The Alerts services are optional and are provided for your convenience and do not replace your monthly account statement(s), which are the official record of your accounts. We may add new alerts from time to time or cancel alerts. We may notify you of cancelled alerts services at our sole discretion, but we are not obligated to do so. We do not guarantee the delivery, timeliness, or accuracy of alerts. Alert frequency may vary by account. We will not be liable to you if any alerts are inaccurate, delayed, or prevented due to circumstances outside of our control. We are not liable for any error by you in entering any details when you elect to use alerts (e.g., if you key in the wrong mobile number or email address to send the alert). Alerts are provided "as is" with no representation, guarantee or warranty of any kind as to its functionality. The Alerts services are only available to customers who have an eligible account with us. An eligible account includes, but is not limited to, Consumer or Small Business Deposit or Credit Card accounts. TD Bank may automatically send you certain alerts via email, text message, push notification, and/or by other means, including to your mobile device. These messages may include notifications about potential fraud on your account(s), debit card or credit card, recent account activity, or changes to your online profile. Standard data and message rates may apply. If you would like to update the delivery method of your alerts (e.g., SMS Text, Email or Push), please visit your Online Banking profile or Mobile app. You can opt not to receive push notifications by turning off push notifications on your TD Mobile app. Not all delivery methods may use the Mobile Banking Service be available for all types of alerts. Customers are required to request and receive from the Bank maintain updated contact information in their online banking profiles. Receipt of any of the alerts made available through this Service by making alert selections within the Internet Banking Application. The Bank may add new we send, whether they are automatic alerts or discontinue existing alerts at any time. According to your selections, we will send alerts to from the email address or mobile number you provide to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that event, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Should you wish to receive alerts to your mobile phone number after opting out of the alerts Alerts service, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by factor(s) affecting your internet service provider, telecommunications provider, internet/phone provider or other third partiescircumstances. The Bank does not guarantee either the delivery or the accuracy of the contents of any alert. The Bank will not be liable for damages of any kind arising from non-delivery or delayed delivery of an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdatedbe subject to certain delays. To cancel alerts sent via text message, reply STOP to any message or visit the Alerts are not encryptedsection within your Online Banking application or Mobile app. You acknowledge thatFor help or information regarding the Alerts services, although the Bank may show less than the full account number for text HELP to any of your accounts in an alertmessage you receive. For additional assistance with Alerts services, the alert may include personal information about your accounts. Depending on where you instruct us to send your alerts, anyone with access to your email or eligible Mobile Device may be able to view the contents of these alertscontact TD Bank's customer service at (000) 000-0000.

Alerts. You  Automatic Alerts may use the be sent to you following important account activities or when certain changes are made online to your Internet Banking/Mobile Banking Service account, such as a change in your address or your credentials. These alerts will be automatically activated for you. They provide important information related to request and receive from the Bank any of the alerts made available through this Service by making your online security or account activities.  Voluntary Account Alerts must be activated. o Voluntary Account Alerts allow you to choose alert selections within the Internet Banking Applicationmessages for your accounts. The Bank We may add new alerts from time to time, or discontinue existing cancel old alerts. Each alert has different options available, and you will be asked to select from among these options upon activation of your alerts at any service.  Both Automatic Alerts and Voluntary Account Alerts are subject to the following: o We may add new Automatic and Voluntary Account Alerts from time to time, or cancel old alerts. According We may notify you when we cancel alerts, but are not obligated to your selections, we do so. o Alerts will send alerts be sent to the email address or mobile number you provide to us in have provided as your primary email address for Internet Banking. It is solely your responsibility You may also choose to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that event, you must update your mobile number in Internet Banking before have alerts can be delivered sent to a mobile number againdevice that accepts text messages. Should you wish to receive alerts If there is a change to your email address or mobile phone number after opting out number, you are responsible for informing us of that change. While Baylands Family Credit Union does not charge for the delivery of the Alerts, please be advised that text or data charges or rates may be imposed by your carrier. Changes to your primary email address will apply to all corresponding Alerts. o You understand and agree that your alerts service, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third partiesa variety of factors. The Bank does not We do our best to provide alerts in a timely manner with accurate information. We neither guarantee either the delivery or nor the accuracy of the contents of any alert. The Bank will You also agree that we shall not be liable for damages any delays, failure to deliver, or misdirected delivery of any kind arising from non-delivery or delayed delivery alert; for any errors in the content of an alert, the location to which an alert is delivered, inaccurate content ; or for any actions taken or not taken by you or any third party in reliance of an alert, or your use of or reliance on the contents of any alert for any purposes. o Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts alerts are not encrypted. You acknowledge that, although the Bank may show less than the we will not include your credentials or full account number for any of your accounts in an alertnumber. However, the alert alerts may include personal your name and some information about your accounts. Depending on where upon which alerts you instruct us to send select, information such as your alerts, anyone account balance or the due date for a bill payment may be included. Anyone with access to your email or eligible Mobile Device may will be able to view the contents of these alerts.

Alerts. You 1. Automatic Alerts may use be sent to you following important account activities or when certain changesare made online to your Online Banking account, such as a change in your email address, your credentials, or irregular card activity. These alerts will be automatically activated for you. Although you may have the Mobile Banking Service option to request and receive from the Bank any suppress some of the alerts made available through this Service by making these Automatic Alerts, we strongly recommend that you do not. They provide important information related to your online security or account activities. 2. Voluntary Account Alerts must be activated. Voluntary Account Alerts allow you to choose alert selections within the Internet Banking Applicationmessages for your accounts. The Bank We may add new alerts from time to time, or discontinue existing cancel old alerts. Each alert has different options available, and you will be asked to select from among these options upon activation of your alerts at any timeservice. 3. According Both Automatic Alerts and Voluntary Account Alertsare subject to your selections, the following: • We may add new Automatic and Voluntary Account Alerts from time to time or cancel old alerts. We may notify you when we cancel alerts but are not obligated to do so. • Alerts will send alerts be sent to the email address you have provided as your primary email address for Online Banking. You may also choose to have alerts sent to a secondary email address, including a mobile device that accepts text messages. If there is a change to your email address or mobile number you provide to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that eventphone number, you must update are responsible for informing us of that change. While Ohio University Credit Union does not charge for the delivery of the Alerts, please be advised that text or data charges or rates may be imposed by your mobile number in Internet Banking before alerts can be delivered to a mobile number againcarrier. Should you wish to receive alerts Changes to your mobile phone number after opting out of the primary and secondary email addresses will apply to all corresponding Alerts. • You understand and agree that your alerts service, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third partiesa variety of factors. The Bank does not We do our best to provide alerts in a timely manner with accurate information. We neither guarantee either the delivery or nor the accuracy of the contents of any alert. The Bank will You also agree that we shall not be liable for damages any delays, failure todeliver, or misdirected delivery of any kind arising from non-delivery or delayed delivery alert; for any errors in the content of an alert, the location to which an alert is delivered, inaccurate content ; or for any actions taken or not taken by you or any third party in reliance of an alert, or your use of or reliance on the contents of any alert for any purposes. • Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts alerts are not encrypted. You acknowledge that, although the Bank may show less than the we will not include your credentials or full account number for any of your accounts in an alertnumber. However, the alert alerts may include personal your name and some information about your accounts. Depending on where upon which alerts you instruct us to send select, information such as your alerts, anyone account balance or the due date for a bill payment may be included. Anyone with access to your email or eligible Mobile Device may will be able to view the contents of these alerts.

Alerts. You may use the Your enrollment in Austin Bank Texas, N.A. Online Banking and/or Mobile Banking (the “Service”) includes enrollment to receive transaction alerts and notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your Austin Bank account(s). Alerts are provided within the following categories: • Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. You do not have the option to suppress these Mandatory Alerts. • Account Alerts provide you with notification of important account activities or when certain changes are made to your Service accounts, such as scheduled payments made, scheduled payments cancelled and mobile deposits. These Alerts are automatically activated for you. Although you may suppress these Account Alerts, we strongly recommend that you do not do so because they provide important information related to request and receive your Service accounts. • These Additional Alerts can be accessed from the Manage Alerts menu within Austin Bank any of Online Banking and Alert menu within Austin Bank Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the alerts made available through this Service by making alert selections within the Internet Banking ApplicationService. The Bank You cannot maintain all Alerts though your mobile device. We may add new alerts Alerts from time to time, or discontinue existing alerts cancel old Alerts. We usually notify you when we cancel Alerts, but are not obligated to do so. Austin Bank reserves the right to terminate its Alerts service at any timetime without prior notice to you. According Methods of Delivery. We may provide Alerts through one or more channels (“EndPoints”): (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your Austin Bank Online Banking message in-box, by an e-mail message. You agree to receive Alerts through these EndPoints, and it is your selectionsresponsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we will may send alerts to the you Alerts. If your email address or your mobile device's number changes, you provide are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that event, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Should you wish to receive alerts with regard to your primary and secondary email addresses or mobile phone number after opting out of the alerts service, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third parties. The Bank does not guarantee either the delivery or the accuracy of the contents of any alert. The Bank will not be liable for damages of any kind arising from non-delivery or delayed delivery of an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts are not encrypted. You acknowledge that, although the Bank may show less than the full account number for any of your accounts in an alert, the alert may include personal information about your accounts. Depending on where you instruct us to send your alerts, anyone with access to your email or eligible Mobile Device may be able to view the contents of these alertsdevice number.

Alerts. We may automatically send you certain alert messages via email, text message, push notification, and/or by other means, including to your mobile device. These messages may include, but are not limited to, notifications about potential fraud on your debit or credit card, recent account activity, or changes to your online profile. You can opt not to receive push notifications by turning off push notifications on your Mobile app. You can opt not to receive certain alert text messages by disabling consent to receive text messages through the Online Banking Services. We also offer a subscription based Alerts Service (“Alerts Service”) which you are able to opt-in to through Online Banking or Mobile Banking for your Eligible Account(s). You can sign up for messages that may include but are not limited to, notifications of account activity, balances, card activity and other information, such as payment reminders. When you sign up for the Alerts Service, you may choose to receive eligible alerts through (as available) email message(s), text message(s), push notification(s), and/or by other means. You may use modify your Alerts Service preferences or choose to discontinue receiving alerts by updating your alerts subscriptions through the Mobile Online Banking Service Services. All Alerts are subject to request and receive from the Bank any of the alerts made available through this Service by making alert selections within the Internet Banking Application. The Bank following: • We may add new alerts Alerts from time to time, or discontinue existing alerts at any timecancel old alerts. According We usually notify you when we cancel alerts, but are not obligated to your selections, we do so. • Alerts will send alerts be sent to the email address you have provided as your primary email address for Online Banking. You can also choose to have these sent to a secondary email address, a mobile device that accepts text messages, or a mobile device that can receive our Mobile App Alerts through a push notification system. If your email address or your mobile device's number changes, you are responsible for informing us of that change. While First Bank does not charge for the delivery of the alerts, please be advised that text or data charges or rates may be imposed by your carrier. Your alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile number you device number. • We do our best to provide to us alerts in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that eventa timely manner with accurate information, you must update your mobile number in Internet Banking before but alerts can be delivered to a mobile number again. Should you wish to receive alerts to your mobile phone number after opting out of the alerts service, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, a variety of factors beyond our control (such as system failures or other third partiesmisdirected delivery). The Bank does We do not guarantee either the delivery or the accuracy of alerts. The contents of an alert may be outdated by the contents time an alert is sent or received, due to other activity on your account or to delays in sending data among various systems. You agree that we are not liable for any delays, failure to deliver, or misdirected delivery of any alert. The Bank will ; for any errors in the content of an alert or for any actions taken or not be liable for damages of any kind arising from non-delivery taken by you or delayed delivery a third party as the result of an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. • Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts alerts are not encrypted. You acknowledge that, although the Bank may show less than the we will never include your password or full account number for any of your accounts in an alertnumber. However, the alert alerts may include personal your name and some information about your accounts. Depending on where you instruct us to send upon the type of alert, information such as your alertsaccount balance, anyone transaction information or the due date for your credit card, charge card and/or business line of credit payment may be included. Anyone with access to your email or eligible Mobile Device may alerts will be able to view the contents of these alertsmessages.

Alerts. You may use the Your enrollment in North Shore Bank Online Banking and/or Mobile Banking Service (the “Service”) includes enrollment to request receive transaction alerts and receive notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your North Shore Bank account(s). Account Alerts and Additional Alerts must be managed and/or added online through the Bank any of Service. Mandatory Alerts provide you with important account notifications such as information about changes to your Online Banking password, PIN, or log-in information. You do not have the alerts made available through this Service by making alert selections within the Internet Banking Applicationoption to suppress these Mandatory Alerts. The Bank We may add new alerts from time to time, or discontinue existing cancel old alerts. We usually notify you when we cancel alerts, but are not obligated to do so. North Shore Bank reserves the right to terminate its alerts service at any time without prior notice to you. Methods of Delivery. We may provide alerts through one or more channels (“endpoints”): (a) a mobile device, by text message or (b) an email account, by an e-mail message. You agree North Shore Bank may contact you by sending text messages or emails, using any email address or mobile phone number you provide to us. You agree to receive alerts through these endpoints, and it is your responsibility to determine that each of the service providers for the endpoints described in (a) and (b) above supports the email and text message alerts provided through the alerts service. Please be advised that text or data charges or rates may be imposed by your endpoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we may send you alerts. If your email address or your mobile device's number changes, you are responsible for informing us of that change. Your alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device number. Alerts via Text Message. To stop alerts via text message, text "STOP" to 48179 at any time. According Alerts sent to your selections, we will send alerts to the primary email address or will be unaffected by this action. To restore alerts on your mobile number you provide to us phone, just visit the alerts tab in Internet North Shore Bank Online Banking. It is solely your responsibility For help with SMS text alerts, text “HELP” to ensure that the email address and mobile number you provide to the Bank are current and accurate48179. In that event, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number againcase of questions please contact customer service at 1-877-672- 2265. Should you wish to receive alerts to your mobile phone number after opting out of the alerts service, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third parties. The Bank does not guarantee either the delivery or the accuracy of the contents of any alert. The Bank will not be liable for damages of any kind arising from non-delivery or delayed delivery of an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts Our participating carriers include (but are not encrypted. You acknowledge thatlimited to) AT&T, although the Bank may show less than the full account number for any of your accounts in an alertSprintPCS, the alert may include personal information about your accounts. Depending on where you instruct us to send your alertsT-Mobile®, anyone with access to your email or eligible Mobile Device may be able to view the contents of these alertsU.S. Cellular®, Verizon Wireless, MetroPCS.

Alerts. You may use the Your enrollment in The State Bank Online Banking and/or Mobile Banking (the "Service') includes enrollment to receive transaction alerts and notifications ("Alerts'). Alerts are electronic notices from us that contain transactional information about your The State Bank account(s). Alerts are provided within the following categories: Mandatory Alerts provide you with important account notifications, such as information about changes to your Online Banking password, PIN, or login information. You do not have the option to suppress these Mandatory Alerts. Account Alerts provide you with notification of important account activities or when certain changes are made to your Service accounts, such as scheduled payments made, scheduled payments cancelled and mobile deposits. These Alerts are automatically activated for you. Although you may suppress these Account Alerts, we strongly recommend that you do not do so because they provide important information related to request and receive your Service accounts. Additional Alerts must be activated by you to be enabled. These Additional Alerts can be accessed from the Alert menu within The State Bank any of Online Banking and Alert menu within The State Bank Mobile Banking. Account Alerts and Additional Alerts must be managed and/or added online through the alerts made available through this Service by making alert selections within the Internet Banking ApplicationService. The Bank You cannot maintain all Alerts though your mobile device. We may add new alerts Alerts from time to time or discontinue existing alerts cancel old Alerts. We usually notify you when we cancel Alerts but are not obligated to do so. The State Bank reserves the right to terminate its Alerts service at any timetime without prior notice to you. According Methods of Delivery. We may provide Alerts through one or more channels ("EndPoints'J; (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your The State Bank Online Banking message in-box, by an e-mail message. You agree to receive Alerts through these EndPoints, and it is your selectionsresponsibility to determine that each of the service providers for the EndPoints described in (a) through (c) above supports the email, push notification, and text message Alerts provided through the Alerts service. Please be advised that text or data charges or rates may be imposed by your EndPoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we will may send alerts to the you Alerts. If your email address or your mobile device's number changes, you provide are responsible for informing us of that change. Your Alerts will be updated to reflect the changes that you communicate to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that event, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Should you wish to receive alerts with regard to your primary and secondary email addresses or mobile phone number after opting out of the alerts service, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third parties. The Bank does not guarantee either the delivery or the accuracy of the contents of any alert. The Bank will not be liable for damages of any kind arising from non-delivery or delayed delivery of an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts are not encrypted. You acknowledge that, although the Bank may show less than the full account number for any of your accounts in an alert, the alert may include personal information about your accounts. Depending on where you instruct us to send your alerts, anyone with access to your email or eligible Mobile Device may be able to view the contents of these alertsdevice number.

Alerts. You  Automatic Alerts may use be sent to you following important account activities or when certain changes are made online to your Online Banking account, such as a change in your email address, your credentials, or irregular card activity. These alerts will be automatically activated for you. Although you may have the Mobile Banking Service option to request suppress some of these Automatic Alerts, we strongly recommend that you do not. These alerts provide important information related to your online security or account activities.  Voluntary Account Alerts must be activated. o Voluntary Account Alerts allow you to choose alert messages for your accounts. Each alert has different options available, and receive you will be asked to select from among these options upon activation of your alerts service.  Both Automatic Alerts and Voluntary Account Alerts are subject to the Bank any of the alerts made available through this Service by making alert selections within the Internet Banking Application. The Bank following: o We may add new alerts Automatic and Voluntary Account Alerts from time to time, or discontinue existing alerts at any timecancel old alerts. According We may notify you when we cancel alerts, but are not obligated to your selections, we do so. o Alerts will send alerts be sent to the email address you have provided as your primary email address for Online Banking. You may also choose to have alerts sent to a secondary email address, including a mobile device that accepts text messages. If there is a change to your email address or mobile number you provide to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that eventphone number, you must update are responsible for informing us of that change. While Independent Bank does not charge for the delivery of the Alerts, please be advised that text or data charges or rates may be imposed by your mobile number in Internet Banking before alerts can be delivered to a mobile number againcarrier. Should you wish to receive alerts Changes to your mobile phone number after opting out of the primary and secondary email addresses will apply to all corresponding Alerts. o You understand and agree that your alerts service, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third partiesa variety of factors. The Bank does not We do our best to provide alerts in a timely manner with accurate information. We neither guarantee either the delivery or nor the accuracy of the contents of any alert. The Bank will You also agree that we shall not be liable for damages any delays, failure to deliver, or misdirected delivery of any kind arising from non-delivery or delayed delivery alert; for any errors in the content of an alert, the location to which an alert is delivered, inaccurate content ; or for any actions taken or not taken by you or any third party in reliance of an alert, or your use of or reliance on the contents of any alert for any purposes. o Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts alerts are not encrypted. You acknowledge that, although the Bank may show less than the we will not include your credentials or full account number for any of your accounts in an alertnumber. However, the alert alerts may include personal your name and some information about your accounts. Depending on where upon which alerts you instruct us to send select, information such as your alerts, anyone account balance or the due date for a bill payment may be included. Anyone with access to your email or eligible Mobile Device may will be able to view the contents of these alerts.

Alerts. You may use the Mobile Banking Service Online banking offers both automated system alerts and opt-in alerts. System alerts are sent to request and receive from the Bank any your registered e-mail address or telephone number for security purposes to authenticate your identity. Some of these alerts are part of the Service and are not optional. In addition to security alerts, you may choose to receive additional alerts made available through this Service regarding other information delivered by making alert selections within secure messaging, e-mail or telephone. You will be asked to provide contact information when you sign up for the Internet Banking Applicationalert. The Bank may add new alerts By signing up to receive any opt-in alerts, you represent and warrant to us that the e-mail addresses or discontinue existing alerts at telephone numbers you provide are owned by you or authorized by the rightful owner to be used by you. You consent to delivery of such opt-in alerts, in the format selected, to the contact telephone numbers by text message, or e-mail addresses you identify or provide. You are responsible for maintaining, in the Service, any time. According changes to your selectionse-mail addresses and telephone numbers to which alerts are sent. To stop receiving any optional alerts, we log into online banking and in the Alerts section select the alert you would like to delete. Your full account number will send not be included in any alert. However, alerts may contain information about your accounts. Information, including but not limited to, account balances and payment due dates may be included in the alert, depending on the specific type of alert or how you configure it. Anyone with access to your e-mail, mobile device, and or telephone services may be able to access the email address or mobile number you provide to us in Internet Bankingcontents of alerts. It is solely your responsibility to ensure that secure these devices, protect your Member ID and password, and provide timely information about telephone or e-mail contact changes in order to protect the email address and mobile number confidentiality of this information. You consent to any disclosures by us which may occur if you provide do not take appropriate steps to the Bank are current and accurate. In that event, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Should you wish to receive alerts prevent access to your mobile phone number after opting out of the information by unauthorized persons. We endeavor to provide alerts servicein a timely manner with accurate information. However, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third parties. The Bank does we do not guarantee either the delivery or the accuracy of the contents of any alertalerts. The Bank Alert balances will not reflect pending transactions. If you require additional details about a transaction you can log into online banking or call us at (000) 000-0000. You agree we shall not be liable for damages any delays, failure to deliver, or misdirected delivery of any kind arising from non-delivery alert; for any errors in the content of any alert; or delayed delivery of for any actions taken or not taken by you or any third party in reliance on an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts are not encrypted. You acknowledge that, although the Bank may show less than the full account number for any of your accounts in an alert, the alert may include personal information about your accounts. Depending on where you instruct us to send your alerts, anyone with access to your email or eligible Mobile Device may be able to view the contents of these alerts.

Alerts. You may use the Mobile Banking Service Online banking offers both automated system alerts and opt-in alerts. System alerts are sent to request and receive from the Bank any your registered e-mail address or telephone number for security purposes to authenticate your identity. Some of these alerts are part of the Service and are not optional. In addition to security alerts, you may choose to receive additional alerts made available through this Service regarding other information delivered by making alert selections within secure messaging, e-mail or telephone. You will be asked to provide contact information when you sign up for the Internet Banking Applicationalert. The Bank may add new alerts By signing up to receive any opt-in alerts, you represent and warrant to us that the e-mail addresses or discontinue existing alerts at telephone numbers you provide are owned by you or authorized by the rightful owner to be used by you. You consent to delivery of such opt-in alerts, in the format selected, to the contact the telephone numbers by voice or text message, or e-mail addresses you identify or provide. You are responsible for maintaining, in the Service, any time. According changes to your selectionse-mail addresses and telephone numbers to which alerts are sent. To stop receiving any optional alerts, we log into online banking and in the Alerts section select the alert you would like to delete. Your full account number will send not be included in any alert. However, alerts may contain information about your accounts. Information, including but not limited to, account balances and payment due dates may be included in the alert, depending on the specific type of alert or how you configure it. Anyone with access to your e-mail, mobile device, and or telephone or answering machine or services may be able to access the email address or mobile number you provide to us in Internet Bankingcontents of alerts. It is solely your responsibility to ensure that secure these devices, protect your Member ID and password, and provide timely information about telephone or e- mail contact changes in order to protect the email address and mobile number confidentiality of this information. You consent to any disclosures by us which may occur if you provide do not take appropriate steps to the Bank are current and accurate. In that event, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Should you wish to receive alerts prevent access to your mobile phone number after opting out of the information by unauthorized persons. We endeavor to provide alerts servicein a timely manner with accurate information. However, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third parties. The Bank does we do not guarantee either the delivery or the accuracy of the contents of any alertalerts. The Bank Alert balances will not reflect pending transactions. If you require additional details about a transaction you can log into online banking or call us at 0-000-000-0000. You agree we shall not be liable for damages any delays, failure to deliver, or misdirected delivery of any kind arising from non-delivery alert; for any errors in the content of any alert; or delayed delivery of for any actions taken or not taken by you or any third party in reliance on an alert, the location to which an alert is delivered, inaccurate content in an alert, or your use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts are not encrypted. You acknowledge that, although the Bank may show less than the full account number for any of your accounts in an alert, the alert may include personal information about your accounts. Depending on where you instruct us to send your alerts, anyone with access to your email or eligible Mobile Device may be able to view the contents of these alerts.

Alerts. You 1. Automatic Alerts may use be sent to you following important account activities or when certain changes are made online to your Online Banking account, such as a change in your email address, your credentials, or irregular card activity. These alerts will be automatically activated for you. Although you may have the Mobile Banking Service option to request and receive from the Bank any suppress some of the alerts made available through this Service by making these Automatic Alerts, we strongly recommend that you do not. They provide important information related to your online security or account activities. 2. Voluntary Account Alerts must be activated. Voluntary Account Alerts allow you to choose alert selections within the Internet Banking Applicationmessages for your accounts. The Bank We may add new alerts from time to time or discontinue existing cancel old alerts. Each alert has different options available, and you will be asked to select from among these options upon activation of your alerts at any timeservice. 3. According Both Automatic Alerts and Voluntary Account Alerts are subject to your selections, the following: ● We may add new Automatic and Voluntary Account Alerts from time to time or cancel old alerts. We may notify you when we cancel alerts but are not obligated to do so. ● Alerts will send alerts be sent to the email address you have provided as your primary email address for Online Banking. You may also choose to have alerts sent to a secondary email address, including a mobile device that accepts text messages. If there is a change to your email address or mobile number you provide to us in Internet Banking. It is solely your responsibility to ensure that the email address and mobile number you provide to the Bank are current and accurate. In that eventphone number, you must update are responsible for informing us of that change. While OUCU Financial does not charge for the delivery of the Alerts, please be advised that text or data charges or rates may be imposed by your mobile number in Internet Banking before alerts can be delivered to a mobile number againcarrier. Should you wish to receive alerts Changes to your mobile phone number after opting out of the primary and secondary email addresses will apply to all corresponding Alerts. ● You understand and agree that your alerts service, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert may be delayed or prevented by your internet service provider, telecommunications provider, or other third partiesa variety of factors. The Bank does not We do our best to provide alerts in a timely manner with accurate information. We neither guarantee either the delivery or nor the accuracy of the contents of any alert. The Bank will You also agree that we shall not be liable for damages any delays, failure to deliver, or misdirected delivery of any kind arising from non-delivery or delayed delivery alert; for any errors in the content of an alert, the location to which an alert is delivered, inaccurate content ; or for any actions taken or not taken by you or any third party in reliance of an alert, or your use of or reliance on the contents of any alert for any purposes. ● Because the balance of accounts is subject to change at any time, the information provided in any alert may become quickly outdated. Alerts alerts are not encrypted. You acknowledge that, although the Bank may show less than the we will not include your credentials or full account number for any of your accounts in an alertnumber. However, the alert alerts may include personal your name and some information about your accounts. Depending on where upon which alerts you instruct us to send select, information such as your alerts, anyone account balance or the due date for a bill payment may be included. Anyone with access to your email or eligible Mobile Device may will be able to view the contents of these alerts.

Alerts. You may use the Your enrollment in Xxxxxxxx Bank & Trust Online Banking and/or Mobile Banking Service (the “Service”) includes enrollment to request receive transaction alerts and receive notifications (“Alerts”). Alerts are electronic notices from us that contain transactional information about your Xxxxxxxx Bank & Trust account(s). Account Alerts and Additional Alerts must be managed and/or added online through the Bank any of the alerts made available through this Service by making alert selections within the Internet Banking ApplicationService. The Bank We may add new alerts from time to time, or discontinue existing cancel old alerts. We usually notify you when we cancel alerts, but are not obligated to do so. Xxxxxxxx Bank & Trust reserves the right to terminate its alerts service at any timetime without prior notice to you. According Methods of Delivery. We may provide alerts through one or more channels (“endpoints”): (a) a mobile device, by text message, (b) a mobile device, by push notification; (c) an email account, by an e-mail message; or (d) your Xxxxxxxx Bank & Trust Online Banking message inbox. You agree to receive alerts through these endpoints, and it is your selectionsresponsibility to determine that each of the service providers for the endpoints described in (a) through (c) above supports the email, push notification, and text message alerts provided through the alerts service. Please be advised that text or data charges or rates may be imposed by your endpoint service provider. Alert frequency varies by account and preferences. You agree to provide us a valid mobile phone number or email address so that we will may send alerts to the you alerts. If your email address or your mobile device's number changes, you provide are responsible for informing us of that change. Your alerts will be updated to reflect the changes that you communicate to us with regard to your primary and secondary email addresses or mobile device number. Alerts via Text Message. To stop alerts via text message, text "STOP" to 99588 at anytime. Alerts sent to your primary email address will be unaffected by this action. To restore alerts on your mobile phone, just visit the alerts tab in Internet Xxxxxxxx Bank & Trust Online Banking. It is solely your responsibility For help with SMS text alerts, text “HELP” to ensure that the email address and mobile number you provide to the Bank are current and accurate99588. In that eventcase of questions please contact customer service at 000-000-0000. Our participating carriers include (but are not limited to) AT&T, SprintPCS, T-Mobile®, U.S. Cellular®, Verizon Wireless, MetroPCS. Limitations. Xxxxxxxx Bank & Trust provides alerts as a convenience to you for information purposes only. An alert does not constitute a bank record for the deposit or credit account to which it pertains. We strive to provide alerts in a timely manner with accurate information. However, you must update acknowledge and agree that your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Should you wish to receive alerts to your mobile phone number after opting out of the alerts service, you must update your mobile number in Internet Banking before alerts can be delivered to a mobile number again. Your failure to maintain current and accurate contact information with us will prevent delivery of alerts through this Service, for which the Bank expressly disclaims any liability. Your receipt of any alert alerts may be delayed or prevented by factor(s) affecting your internet mobile phone service provider, telecommunications provider, or internet service provider(s) and other third partiesfactors outside Xxxxxxxx Bank & Trust’s control. The Bank does not We neither guarantee either the delivery or nor the accuracy of the contents of any alerteach Alert. The You agree to not hold Xxxxxxxx Bank will not be & Trust, its directors, officers, employees, agents, and service providers liable for damages of any kind arising losses or damages, including attorneys' fees, that may arise, directly or indirectly, in whole or in part, from (a) a non-delivery delivery, delayed delivery, or delayed the misdirected delivery of an alert, the location to which an alert is delivered, Alert; (b) inaccurate or incomplete content in an alert, Alert; or (c) your reliance on or use of or reliance on the contents of any alert for any purposes. Because the balance of accounts is subject to change at any time, the information provided in an Alert for any alert may become quickly outdatedpurpose. Alerts Alert Information. As alerts delivered via SMS, email and push notifications are not encrypted, we will never include your passcode or full account number. You acknowledge that, although the Bank and agree that alerts may show less than the full account number for any of your accounts in an alert, the alert not be encrypted and may include personal your name and some information about your accounts. Depending on where you instruct us to send your alerts, and anyone with access to your email or eligible Mobile Device may alerts will be able to view the contents of these alertsmessages.