BECU REWARDS PROGRAM OPTION. You may elect to add a BECU rewards program (“Program”) to your Card account. Upon enrolling in a Program, you agree to accept the terms, conditions and rules for the Program that are in addition to the terms and conditions of this Agreement and which otherwise govern your Card. The terms, conditions and rules for the Program become effective immediately upon our receipt and acknowledgment of your instructions to enroll you in the Program, and will apply only to the purchases of goods and services made with your Card after that effective date. If you were already a cardholder before you enrolled and your enrollment results in an increase in the margin applicable to your account, then BECU will send you a notice showing the increased margin and corresponding increased Annual Percentage Rate and the effective date of such changes.