Common use of Bill Payment Services Clause in Contracts

Bill Payment Services. You authorize us to follow your payment instructions. The date the payment is sent is called the “Payment Date” or “Transmit Date.” When we receive a payment instruction (for the current or a future date), we will transfer funds to the Payee on your behalf from the Available Funds in your Bill Payment Account on the Payment Date. If the Payment Date is not a business day, we will process the payment on the next business day. (Business days are Monday through Friday; except Federal holidays we observe.) There will be a delay between the Payment Date and the date the Payee receives that payment. The date a Payee credits a payment depends upon the Payee’s payment processing procedures and any specific requirements for payments, as well as delays in receiving a payment. We will not be responsible for (a) delays in crediting payments by a Payee that are a result of these procedures, (b) your failure to follow a Payee’s Payment requirements, (c) your failure to schedule a proper date for payment sufficiently in advance of the date a payment is due, (d) delays in any mail service, or (e) other exceptions stated in this Service Agreement. Any payments made through the Bill Payment Service require sufficient time for your Payee to receive your payment and to credit your account properly. To avoid incurring finance or other charges, you must schedule a payment sufficiently in advance of the due date of your payment. Please schedule payments in accordance with the payment rules that are displayed on the “Make Payment” screen. (Schedule payments at least six full business days prior to the date the payment is due at the Payee for check payments and two full business days for electronic payments.) For scheduling purposes, your first business day is the business day after your scheduled Payment Date. Payments must be scheduled before 9 p.m. CST to be effective the same business day. You may pay anyone approved by Nekoosa Port Xxxxxxx State Bank for payment through the Bill Payment Service. You must provide enough information about a Payee to permit us to properly direct a payment and permit the Payee upon receipt of a payment to identify you as the payment source. By furnishing us with the names of your Payees and their addresses, you authorize us to follow the payment instructions to these Payees that you provide us via the Service. You may set up unlimited Payees in the Service. Bill Payment is intended only for your use as a subscriber for such Service. Any attempt to use Bill Payment to process payments for third parties is prohibited and grounds for termination of your Bill Payment Service. Upon termination of the Bill Payment Service, you will be responsible for making arrangements to pay any future or recurring payments. We reserve the right to refuse to pay a Payee for reasons we deem sufficient including, without limitation, if

Bill Payment Services. You authorize us to follow your payment instructions. The date the payment is sent is called the “Payment Date” or “Transmit Date.” ”. When we receive a payment instruction (for the current or a future date), we will transfer funds to the Payee on your behalf from the Available Funds in your Bill Payment Account on the Payment Date. If the Payment Date is not a business day, we will process the payment on the next business day. day (Business business days are Monday through Friday; , except Federal holidays we observe.) ). There will be a delay between the Payment Date and the date the Payee receives that payment. The date a Payee credits a payment depends upon the Payee’s payment processing procedures and any specific requirements for payments, as well as delays in receiving a payment. We will not be responsible for (a) delays in crediting payments by a Payee that are a result of these procedures, (b) your failure to follow a Payee’s Payment requirements, (c) your failure to schedule a proper date for payment sufficiently in advance of the date a payment is due, (d) delays in any mail service, service or (e) other exceptions stated in this Service Agreement. Any payments made through the Bill Payment Service require sufficient time for your Payee to receive your payment and to credit your account properly. To avoid incurring finance or other charges, you must schedule a payment sufficiently in advance of the due date of your payment. Please schedule payments in accordance with the payment rules that are displayed on the “‘Make Payment” screen. screen (Schedule schedule payments at least six full business days prior to the date the payment is due at the Payee for check payments and two full business days for electronic payments.) ). For scheduling purposes, your first business day is the business day after your scheduled Payment Date. Payments must be scheduled before 9 8 p.m. CST to be effective the same business day. You may pay anyone approved by Nekoosa Port Xxxxxxx State Bank for payment through the Bill Payment Service. You must provide enough information about a Payee to permit us to properly direct a payment and permit the Payee upon receipt of a payment to identify you as the payment source. By furnishing us with the names of your Payees and their addresses, you authorize us to follow the payment instructions to these Payees that you provide us via the Service. You may set up unlimited Payees in the Service. Bill Payment is intended only for your use as a subscriber for such Service. Any attempt to use Bill Payment to process payments for third parties is prohibited and grounds for termination of your Bill Payment Service. Upon termination of the Bill Payment Service, you will be responsible for making arrangements to pay any future or recurring payments. We reserve the right to refuse to pay a Payee for reasons we deem sufficient sufficient, including, without limitation, ifif (a) your designated account has insufficient Available Funds, (b) a Payee has refused to accept a payment, (c) you attempt to make a payment to a governmental agency or to a Payee outside of the United States or a US territory or

Bill Payment Services. a. Using the Service The CSB OnlineBanking Bill Payment ("CSB Bill Pay") allows you to make bill payments through CSB OnlineBanking. You authorize us can arrange for CSB Bill Pay. You must designate the Citizens Security Bank account from which the payments are to follow your payment instructionsbe made; the complete name of the payee, the account number, and the payee's remittance address, all exactly as shown on the billing statement or invoice; the amount of the payment; and the Scheduled Payment date (typically four (4) or fewer Business Days from the current date). The Scheduled Payment date should be no later than the payment is sent is called the “Payment Date” or “Transmit Date.” When we receive a payment instruction (for the current or a future date), we will transfer funds to the Payee actual Due Date reflected on your behalf from the Available Funds in your Bill Payment Account on the Payment DateXxxxxx Statement. If the actual Due Date falls on a non-Business Day, you must select a Scheduled Payment Date that is not a business day, we will process at least one (1) Business Day before the payment on the next business dayactual Due Date. (Business days are Monday through Friday; except Federal holidays we observe.) There will be a delay between the Payment Date and the date the Payee receives that payment. The date a Payee credits a payment depends upon the Payee’s payment processing procedures and any specific requirements for payments, as well as delays in receiving a payment. We will not be responsible for (a) delays in crediting payments by a Payee that are a result of these procedures, (b) your failure to follow a Payee’s Payment requirements, (c) your failure to schedule a proper date for payment sufficiently in advance of the date a payment is due, (d) delays in any mail service, or (e) other exceptions stated in this Service Agreement. Any payments made through By using the Bill Payment Service require sufficient time for your Payee to receive your payment and to credit your account properly. To avoid incurring finance or other chargesoption, you must schedule a payment sufficiently in advance of the due date of agree that, based upon instructions received under your payment. Please schedule payments in accordance with the payment rules that are displayed password, we can charge your designated account by electronic transfer, "no signature required draft", or by debiting and remitting funds on the “Make Payment” screen. (Schedule payments at least six full business days prior to the date the payment is due at the Payee for check payments and two full business days for electronic payments.) For scheduling purposes, your first business day is the business day after your scheduled Payment Date. Payments must be scheduled before 9 p.m. CST to be effective the same business daybehalf. You may pay anyone approved by Nekoosa Port Xxxxxxx State Bank for also agree that your online payment through the Bill Payment Service. You must provide enough information about a Payee to permit us to properly direct a payment and permit the Payee upon receipt of a payment to identify you as the payment source. By furnishing us with the names of your Payees and their addresses, you authorize us to follow the payment instructions to these Payees that you provide us via the Service. You may set up unlimited Payees in the Service. Bill Payment is intended only for your use as a subscriber for such Service. Any attempt to use Bill Payment to process payments for third parties is prohibited and grounds for termination of your Bill Payment Service. Upon termination of the Bill Payment Service, you will be responsible for making arrangements charged to pay any future or recurring paymentsyour Primary Checking Account as indicated on your application. We reserve the right to refuse to pay any payee designated by you. If we do so, we will notify you promptly. You understand and agree that we are not responsible for the timely delivery of mail or the improper transmission or handling of payments by a Payee third party such as the failure of the bill payment payee to properly post a payment to your account. Bill payments are handled by an independent third party: Fidelity Information Services. Citizens Security Bank cannot and will not guaranty or be held responsible for reasons the completion and accuracy of your bill payments. You are solely responsible for accurately completing the required information in the forms provided and for furnishing in transmittable form all information that may be required by your payee to properly credit the relevant account. When we deem receive a payment instruction, we will remit funds to the payee on your behalf, from the funds in your selected Citizens Security Bank Checking Account. All bills submitted after 3:00 PM (CHST) will be posted on the next business day. We shall not be obligated to make any such payment unless your account and/or overdraft protection plan has sufficient funds or credit availability to pay the bill on the Payment Date. Funds for ALL bill payments (whether these payments are made electronically or by check) will be withdrawn from your account on the day the instructions to pay the bill have been made. How to Cancel a Bill Payment - To cancel a bill payment that you have scheduled through CSB OnlineBanking, you must cancel the payment online via CSB OnlineBanking (by following the onscreen instructions) before 3:00 PM (CHST) on the date the payment is scheduled to be debited from your account. Citizens Security Bank shall not be responsible for any charges imposed, termination of service or any other action taken by a payee resulting from a payment that is made by you in an untimely manner, including any applicable finance charges and late fees. You will be responsible for any bill payment request you make that contains an error or is a duplicate of another bill payment. We are not responsible for a bill payment that is not made if you did not properly follow the instructions for making a bill payment. We are not liable for any failure to make a bill payment if you fail to promptly notify us after you learn that you have not received credit from a payee for a bill payment from CSB Bill Pay. We are not responsible for your acts or omissions or those of any other person, including, without limitation, any transmission or communications facility, and no such party shall be deemed to be Bank's agent. In any event, Bank will not be liable for any special, consequential, incidental, or punitive losses, damages, or expenses in connection with this Agreement or CSB Bill Pay, even if we have knowledge of the possibility of them. We are not liable for any act, failure to act or delay in acting if it is caused, in whole or in part, by any cause beyond our reasonable control. We will incur no liability if we are unable to complete a payment requested by you through CSB Bill Pay if

Bill Payment Services. You authorize us The Bill Payment Service permits YOU to follow your payment instructions. The date the payment is sent is called the “Payment Date” or “Transmit Date.” When we receive a payment instruction (for the current or a future date), we will transfer funds use YOUR Internet-enabled device to the Payee on your behalf direct payments from the Available Funds in your YOUR designated online Bill Payment Account on the to third parties YOU wish to pay. YOUR Bill Payment Date. If the Payment Date is not a business day, we will process the payment on the next business day. (Business days are Monday through Friday; except Federal holidays we observe.) There will Account must be a delay between the Payment Date and the date the Payee receives that paymentprimary checking account. The date a Payee credits a payment depends upon the Payee’s payment processing procedures and any specific requirements for payments, as well as delays in receiving a payment. We will not be responsible for (a) delays in crediting payments by a Payee that are a result of these procedures, (b) your failure to follow a Payee’s Payment requirements, (c) your failure to schedule a proper date for payment sufficiently in advance of the date a payment is due, (d) delays in any mail service, or (e) other exceptions stated in this Service Agreement. Any payments made through Through the Bill Payment Service require sufficient time Service, YOU can pay bills from YOUR Bill Payment Account to businesses or individuals. All payments YOU make will be deducted from the checking account that YOU designate as YOUR Bill Payment Account for your Payee to receive your payment and to credit your account properly. To avoid incurring finance or other charges, you must schedule a payment sufficiently in advance of the due date of your payment. Please schedule payments in accordance with the payment rules that are displayed on the “Make Payment” screen. (Schedule payments at least six full business days prior to the date the payment is due at the Payee for check payments and two full business days for electronic payments.) For scheduling purposes, your first business day is the business day after your scheduled Payment Date. Payments must be scheduled before 9 p.m. CST to be effective the same business day. You may pay anyone approved by Nekoosa Port Xxxxxxx State Bank for payment through the Bill Payment Service. You Any payments YOU wish to make through this Service must provide enough information about be payable in U.S. dollars to a Payee to permit us to properly direct a payment and permit the Payee upon receipt of a payment to identify you as the payment source. By furnishing us with the names of your Payees and their addresses, you authorize us to follow the payment instructions to these Payees that you provide us via the Service. You may set up unlimited Payees payee located in the Service. Bill Payment is intended only for your use as a subscriber for such Service. Any attempt to use Bill Payment to process payments for third parties is prohibited and grounds for termination of your Bill Payment Service. Upon termination of the Bill Payment Service, you will be responsible for making arrangements to pay any future or recurring paymentscontinental United States. We reserve the right to refuse restrict types of payees to pay whom payments may be made using the Service from time to time. YOU should not use the Bill Payment Service to make payments to settle securities purchases, payments to interest bearing accounts, tax payments, or court ordered payments. Payments for these payees will be YOUR sole responsibility if delayed or improperly processed or credited. Scheduling Payments. Funds must be available in YOUR Bill Payment Account on the scheduled payment date. If the date YOU schedule a Payee payment to be initiated falls on a non-business day (Saturday, Sunday, or holiday), funds must be available in YOUR Bill Payment Account the following business day (e.g. Monday). After funds are withdrawn from YOUR Bill Payment Account to make a payment, we may make the payment either by transferring funds electronically to the payee or by mailing the payee a check. YOU may choose to schedule payments to recur in the same amount at regular weekly, monthly, or semi-monthly intervals. When YOU create a new payee in the Bill Payment Service, it takes two (2) business days to set up the payee to receive payments. YOU should schedule a payment to a new payee at least ten (10) business days before any payment due date, to allow us time to set up the payee and verify information about YOUR account with the payee. For all subsequent payments, YOU agree to allow at least four (4) to ten (10) business days between the date YOU schedule a payment to be initiated and the payment due date (that is, the due date shown on YOUR invoice or provided in YOUR agreement with the payee, not taking into account any applicable grace period). If the payment is an Automatic Clearing House (ACH) electronic payment, it will take up to four (4) business days to reach the payee. However, if the company or person that YOU are paying cannot accept an electronic payment, the Bill Payment Service will send a check that may take up to ten (10) business days. If YOU do not follow these time frames, YOU will be fully responsible for reasons we deem sufficient includingall late fees, without limitationfinance charges or other actions taken by the payee. If YOU schedule YOUR payment and follow all instructions provided, ifbut the payment is not received by the payee in a timely manner, UCU will work with the payee on YOUR behalf to reverse any late fees or charges.