Common use of Card and PIN Security Clause in Contracts

Card and PIN Security. You agree to keep your card and PINs in a place of safekeeping, to refrain from disclosing your PINs to any third party, to refrain from writing any PIN on your card, and to refrain from recording or displaying your PINs in such a manner that they will be accessible by third parties. You agree that the use of the card or any PIN by (i) you, (ii) any other applicant, (iii) any Party to any of your accounts that may be accessed by the card, (iv) anyone you permit or authorize to use your card or PINs, and (v) anyone to whom you disclose your PINs or give access to your card or PINs shall be deemed an authorized user for which you shall be liable. You agree to follow our security procedures to authenticate your identity when requesting account access or transactions. You understand and agree that anyone authorized to use your PIN for the Audio Response, Online Banking, and Mobile Banking services will have full access to your account and loan information available through those services, including accounts in which the user may not have any ownership interest, and we are not responsible for access by such persons. You are responsible for reporting the loss or theft of your card or any PIN to us as soon as possible after the loss or theft.