Common use of Card re-issuance Clause in Contracts

Card re-issuance. replacement, and renewal upon expiry 持卡人發生 Debit 卡遺失或被竊等情形，並依第十三條規定辦理掛失補發手續後，或污損、消磁、刮傷或其他原因(以下簡稱毀損或滅失)致令 Debit 卡不堪使用，貴行得依持卡人之申請補發新卡，除毀損或滅失原因係由貴行所致外，持卡人應依本條第二項給付相關費用。 The Bank may issue a replacement card upon the cardholder's request in the event that the cardholder reports the loss of the debit card in accordance with Article 13, or if the card has been rendered unusable due to smudges, demagnetization, scratches or other reasons (collectively referred to as "damages"). Unless the damages have been caused by the Bank, the cardholder shall be liable to pay charges listed in Paragraph 2 of this Article. 持卡人於申請、掛失、補發及使用 Debit 卡功能時，應依貴行規定繳納相關費用並授權貴行逕自持卡人帳戶扣除，其收費標準，由貴行另訂之。 The cardholder shall pay relevant fees when applying for a new card, requesting a replacement card, reporting loss of a card, and using debit card functions. The cardholder also authorizes the Bank to collect such fees directly from the cardholder's account. These fees may be set at the Bank's discretion. Debit 卡自發卡日生效，其有效期限至卡片上所載有效期限之當月末日屆滿。 The debit card is valid from the day it is issued and expires at the end of the month specified on the card. 貴行於 Debit 卡有效期間屆滿前，如未依第十八條終止契約者，應通知持卡人至貴行辦理續發新卡手續，惟貴行基於風險、安全、持卡人之財務、信用、消費及還款狀況等考量，持卡人同意於 Debit 卡功能終止、停用或發生無法使用之原因時，其舊卡於有效期限屆至後，將停止Debit卡刷卡簽帳功能，惟一般金融卡國內存、提及轉帳功能仍可繼續使用，或向貴行申請換發一般金融卡。 The Bank shall remind the cardholder to apply for a renewal card issue before the debit card expires, unless the underlying agreement is terminated due to reasons described in Article 18. However, the Bank may, for concerns such as risk, security, cardholder's financial strength, credibility, spending and repayment history etc, stop the debit card function once it has expired or become unusable for any reason, while retaining ATM functions such as domestic cash withdrawal, deposit and fund transfer on the old card. Alternatively, the cardholder may also request to have the expired debit card replaced by an ordinary ATM card. 第 15 條 抵銷及抵充

Card re-issuance. replacement, and renewal upon expiry 持卡人發生 Debit 卡遺失或被竊等情形，並依第十三條規定辦理掛失補發手續後，或污損、消磁、刮傷或其他原因(以下簡稱毀損或滅失)致令 Debit 卡不堪使用，貴行得依持卡人之申請補發新卡，除毀損或滅失原因係由貴行所致外，持卡人應依本條第二項給付相關費用持卡人發生簽帳金融卡遺失或被竊等情形，並依第十三條規定辦理掛失補發手續後，或污損、消磁、刮傷或其他原因(以下簡稱毀損或滅失)致令簽帳金融卡不堪使用，貴行得依持卡人之申請補發新卡，除毀損或滅失原因係由貴行所致外，持卡人應依本條第二項給付相關費用。 The Bank may issue a replacement card upon the cardholder's request in the event that the cardholder reports the loss of the debit card in accordance with Article 13, or if the card has been rendered unusable due to smudges, demagnetization, scratches or other reasons (collectively referred to as "damages"). Unless the damages have been caused by the Bank, the cardholder shall be liable to pay charges listed in Paragraph 2 of this Article. 持卡人於申請、掛失、補發及使用 Debit 卡功能時，應依貴行規定繳納相關費用並授權貴行逕自持卡人帳戶扣除，其收費標準，由貴行另訂之持卡人於申請、掛失、補發及使用簽帳金融卡功能時，應依貴行規定繳納相關費用並授權貴行逕自持卡人帳戶扣除，其收費標準，由貴行另訂之。 The cardholder shall pay relevant fees when applying for a new card, requesting a replacement card, reporting loss of a card, and using debit card functions. The cardholder also authorizes the Bank to collect such fees directly from the cardholder's account. These fees may be set at the Bank's discretion. Debit 卡自發卡日生效，其有效期限至卡片上所載有效期限之當月末日屆滿簽帳金融卡自發卡日生效，其有效期限至卡片上所載有效期限之當月末日屆滿。 The debit card is valid from the day it is issued and expires at the end of the month specified on the card. 貴行於 Debit 卡有效期間屆滿前，如未依第十八條終止契約者，應通知持卡人至貴行辦理續發新卡手續，惟貴行基於風險、安全、持卡人之財務、信用、消費及還款狀況等考量，持卡人同意於 Debit 卡功能終止、停用或發生無法使用之原因時，其舊卡於有效期限屆至後，將停止Debit卡刷卡簽帳功能，惟一般金融卡國內存、提及轉帳功能仍可繼續使用，或向貴行申請換發一般金融卡貴行於簽帳金融卡有效期間屆滿前，如未依第十八條終止契約者，應通知持卡人至貴行辦理續發新卡手續，惟貴行基於風險、安全、持卡人之財務、信用、消費及還款狀況等考量，持卡人同意於簽帳金融卡功能終止、停用或發生無法使用之原因時，其舊卡於有效期限屆至後，將停止簽帳金融卡刷卡簽帳功能與磁條跨國提款功能，惟一般金融卡國內存、提及轉帳、晶片跨國提款功能仍可繼續使用。 簽帳金融卡有效期間屆滿前，持卡人如無續用之意願，須於有效期限屆滿前，或於接獲續發新卡九日內依第十八條所定之方式通知貴行終止本契約，無須說明理由及負擔任何費用或價款，但已使用核發新卡者，不在此限。 持卡人申請補發新卡或換發新卡或屆期續發新卡者，應依貴行同意之方式辦理新卡開卡手續，舊卡屆期後將無法使用。 The Bank shall remind the cardholder to apply for a renewal card issue before the debit card expires, unless the underlying agreement is terminated due to reasons described in Article 18. However, the Bank may, for concerns such as risk, security, cardholder's financial strength, credibility, spending and repayment history etc, stop the debit card function and international withdrawals with magnetic trip function, once it has expired or become unusable for any reason, while retaining ATM functions such as domestic cash withdrawal, deposit and deposit, fund transfer and international withdrawal with IC on the old card. AlternativelyWhen the ATM Card expires and the cardholder xxx’t have the willing of using, the cardholder may also request must notify the Bank to have terminate by Article 18 without having to state any reasons or bear any charges before the expire or renewal upon expiry within nine days. However, exceptions are given in situations where the cardholders used new card. The cardholder who apply for Card re-issuance, replacement, and renewal upon expiry should activate a card by the Bank accepts methods and the expired debit card replaced by an ordinary ATM card. are not allow to use.. 第 15 條 抵銷及抵充