Certificate of Authority & Product and Services When you start the accounts, products and services your business or organization has with us you acknowledge you have designated the representative(s) to act on behalf of the business or organiza- tion as reflected in our records. You understand it is your respon- sibility, and not our responsibility, to assure all actions and trans- actions on accounts, products and services by your representative(s) coincide with your business’s or organization’s affairs and activities, and its and your financial and/or estate plan- ning needs. Because you are in control of the account(s) with us, you irrevocably waive the right to dispose of the funds in the ac- count(s) with us by will (please see Provision 4.d.). To provide you with excellent service, assist you with products and services, and fulfill our due diligence responsibilities with respect to your busi- ness, we may need to obtain important specific information about any person who owns or manages the business. Initially we may need to identify the number of people who have at least a twenty five percent (25%) ownership interest in the business, along with each such owner’s name, birthdate, physical address and SSN. If an owner of the business is a trust, we will need to obtain the trus- tee’s name, birthdate, physical address and SSN. We will note each such owner’s interest in the business with the letter “O” in her or his Section of our form or in our records. If a representative, transactor or information user is an owner, we will include the letter “O” in her or his Section of our form or in our records. The “O” indi- xxxxx the owner is a “beneficial owner” of the business in our rec- ords. We may also identify the person who has significant respon- sibility to control, manage or direct the business (and his or her title if applicable). We will note this person’s management responsibility with the letter “C” in her or his Section of our form or in our records. The “C” indicates that this person is the “control person” of the busi- ness in our records. You agree to notify us if the beneficial owner(s) or control person of the business changes. All this information as- sists us in providing excellent service to and managing the prod- ucts and services for the business, and provides us with the key individuals in the event we need to contact a specific person about the business’s products and services with us. The business or organization, and each owner, officer, partner, xx- xxxxxx, member, em...
