Common use of CHANGES TO THIS AGREEMENT AND THE ACCOUNT Clause in Contracts

CHANGES TO THIS AGREEMENT AND THE ACCOUNT. We are not responsible for market changes beyond our control. If we terminate the Program (as provided in Section 22 CHANGES TO THIS AGREEMENT AND THE ACCOUNT), TD Points may only be redeemed within ninety (90) days from the date of our notice of Program termination.

CHANGES TO THIS AGREEMENT AND THE ACCOUNT. We are not responsible for market changes beyond our control. If we terminate the Program program (as provided in Section 22 CHANGES TO THIS AGREEMENT AND THE ACCOUNT), TD TDR Points may only be redeemed within ninety (90) days from the date of our notice of Program termination. The Program must be used by Cardholders solely for personal use.