Common use of Characteristics of All Contracts Clause in Contracts

Characteristics of All Contracts. The Contracts have the following characteristics as of the end of the Pre-Funding Period: (i) the Weighted Average Contract Rate is not less than 11.90%, and not more than 6.82% of the Cut-off Date Pool Principal Balance is attributable to Contracts with a Contract Rate of less than 8.00%; (ii) the weighted average (by Cut-off Date Pool Principal Balance) Loan-to- Value Ratio of the Contracts is not more than 88%; (iii) not less than 71% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of new Manufactured Homes; (iv) not more than 29% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of single-Section Manufactured Homes, and not less than 71% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of double-Section Manufactured Homes; (v) not less than 28% of the Cut-off Date Pool Principal Balance is attributable to Land-and-Home Contracts; (vi) not more than 29% of the Cut-off Date Pool Principal Balance is attributable to loans secured by Manufactured Homes located in parks; (vii) the final scheduled payment date on the Contract with the latest maturity is not later than July 25, 2032; (viii) not more than 13% of the Cut-off Date Pool Principal Balance is attributable to loans with a Conseco Finance credit score of between F0 and F4; (ix) not more than 18.50% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of Manufactured Homes that had been repossessed; (x) not more than 1% of the Cut-off Date Pool Principal Balance as of the end of the Pre-Funding Period is attributable to Initial or Additional Contracts that were 60 or more days delinquent as of the Closing Date; and (xi) not more than 13% of the Cut-off Date Pool Principal Balance is attributable to loans with a low side override.

Characteristics of All Contracts. The Contracts have the following -------------------------------- characteristics as of the end of the Pre-Funding Period: (i) the Weighted Average Contract Rate is not less than 11.90%, and not more than 6.82% of the Cut-off Date Pool Principal Balance is attributable to Contracts with a Contract Rate of less than 8.0011.80%; (ii) the weighted average (by Cut-off Date Pool Principal Balance) Loan-to- to-Value Ratio of the Contracts is not more than 8889%; (iii) not less than 7172% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of new Manufactured Homes; (iv) not more than 2928% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of single-Section section Manufactured Homes, and not less than 7172% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of double-Section section Manufactured Homes; (v) not less than 2830% of the Cut-off Date Pool Principal Balance is attributable to Land-and-Home Contracts; (vi) not more than 29% of the Cut-off Date Pool Principal Balance is attributable to loans secured by Manufactured Homes located in parks; (vii) the final scheduled payment date on the Contract with the latest maturity is not later than July 25April, 2032;. (viii) not more than 13% the percentage (by Scheduled Principal Balance) of the Cut-off Date Pool Principal Balance is attributable to loans Contracts with a Conseco Finance Corp. credit score of between F0 and F4F0, F1, F2, F3 or F4 will not be greater than 13%; (ix) not more than 18.50% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of Manufactured Homes that had been repossessed; (x) not more than 1% of the Cut-off Date Pool Principal Balance as of the end of the Pre-Funding Period is attributable to Initial or Additional Contracts that were 60 or more days delinquent as of the Closing Date; and (xix) not more than 13% of the Cut-off Date Pool Principal Balance is attributable to loans with a low side override.

Characteristics of All Contracts. The Contracts have the following -------------------------------- characteristics as of the end of the Pre-Funding Period: (i) the Weighted Average Contract Rate is not less than 11.9012.40%, and not more than 6.821.5% of the Cut-off Date Pool Principal Balance is attributable to Contracts with a Contract Rate of less than 8.00%; (ii) the weighted average (by Cut-off Date Pool Principal Balance) Loan-to- to-Value Ratio of the Contracts is not more than 8889%; (iii) not less than 7168% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of new Manufactured Homes; (iv) not more than 2928% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of single-Section section Manufactured Homes, and not less than 7172% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of double-Section section Manufactured Homes; (v) not less than 2830% of the Cut-off Date Pool Principal Balance is attributable to Land-and-Home Contracts; (vi) not more than 2932% of the Cut-off Date Pool Principal Balance is attributable to loans secured by Manufactured Homes located in parks;; and (vii) the final scheduled payment date on the Contract with the latest maturity is not later than July 25, 2032;September 2031. (viii) not more than 13% the percentage (by Scheduled Principal Balance) of the CutContracts scored under the Originator's "old" scoring system as of the Post-off Funding Remittance Date Pool Principal Balance is attributable to loans with a Conseco Finance credit score (using the Originator's "old" scoring system) of between F0 less than 185 will not be greater than 14%, and F4;the percentage (by Scheduled Principal Balance) of the Contracts scored under the Originator's "new" scoring system as of the Post-Funding Remittance Date with a pass-fail code (using the Originator's "new" scoring system) of F0, F1, F2, F3 or F4 will not be greater than 18.5% and (ix) not more than 18.5018.5% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of Manufactured Homes that had been repossessed; (x) not more than 1% of the Cut-off Date Pool Principal Balance as of the end of the Pre-Funding Period is attributable to Initial or Additional Contracts that were 60 or more days delinquent as of the Closing Date; and (xi) not more than 13% of the Cut-off Date Pool Principal Balance is attributable to loans with a low side override.

Characteristics of All Contracts. The Contracts have the following -------------------------------- characteristics as of the end of the Pre-Funding Period: (i) the Weighted Average Contract Rate is not less than 11.9011.60%, and not more than 6.8250.68% of the Cut-off Date Pool Principal Balance is attributable to Contracts with a Contract Rate of less than 8.0011.60%; (ii) the weighted average (by Cut-off Date Pool Principal Balance) Loan-to- to-Value Ratio of the Contracts is not more than 8889%; (iii) not less than 7167% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase purchases of new Manufactured Homes; (iv) not more than 2932% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of single-Section section Manufactured Homes, and not less than 7168% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of double-Section section Manufactured Homes; (v) not less than 2836% of the Cut-off Date Pool Principal Balance is attributable to Land-and-Home Contracts; (vi) not more than 2933% of the Cut-off Date Pool Principal Balance is attributable to loans secured by Manufactured Homes located in parks; (vii) the final scheduled payment date on the Contract with the latest maturity is not later than July 25, 2032on or before November 2031; (viii) the weighted average (by Scheduled Principal Balance) credit score (using the Originator's credit scoring system) of the Contracts as of the Post-Funding Remittance Date will not be less than 223, and the percentage (by Scheduled Principal Balance) of the Contracts as of the Post-Funding Remittance Date with a credit score (using the Originator's credit scoring system) of less than 185 will not be greater than 5%; and (ix) not more than 1310% of the Cut-off Date Pool Principal Balance is attributable to loans with a Conseco Finance credit score of between F0 and F4; (ix) not more than 18.50% of financing the Cut-off Date Pool Principal Balance is attributable to loans for the purchase sale of Manufactured Homes that had been repossessed; (x) not more than 1% of the Cut-off Date Pool Principal Balance as of the end of the Pre-Funding Period is attributable to Initial or Additional Contracts that were 60 or more days delinquent as of the Closing Date; and (xi) not more than 13% of the Cut-off Date Pool Principal Balance is attributable to loans with a low side override.

Characteristics of All Contracts. The Contracts have the following characteristics as of the end of the Pre-Funding Period: (i) the Weighted Average Contract Rate is not less than 11.9012.65%, and not more than 6.821.5% of the Cut-off Date Pool Principal Balance is attributable to Contracts with a Contract Rate of less than 8.00%; (ii) the weighted average (by Cut-off Date Pool Principal Balance) LoanLoan- to-to- Value Ratio of the Contracts is not more than 8889%; (iii) not less than 7168% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of new Manufactured Homes; (iv) not more than 2932% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of single-Section Manufactured Homes, and not less than 7168% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of double-Section Manufactured Homes; (v) not less than 2820% of the Cut-off Date Pool Principal Balance is attributable to Land-and-Home Contracts; (vi) not more than 2936% of the Cut-off Date Pool Principal Balance is attributable to loans secured by Manufactured Homes located in parks; (vii) the final scheduled payment date on the Contract with the latest maturity is not later than July 25, 20322031; (viii) not more than 1320% of the Cut-off Date Pool Principal Balance is attributable to loans with a Conseco Finance credit score of between F0 and F4; (ix) not more than 18.5020.0% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of Manufactured Homes that had been repossessed; (x) not more than 1% of the Cut-off Date Pool Principal Balance as of the end of the Pre-Funding Period is attributable to Initial or Additional Contracts that were 60 or more days delinquent as of the Closing Date; and (xi) not more than 1315.50% of the Cut-off Date Pool Principal Balance is attributable to loans with a low side override.

Characteristics of All Contracts. The Contracts have the following -------------------------------- characteristics as of the end of the Pre-Funding Period: (i) the Weighted Average Contract Rate is not less than 11.90%, and not more than 6.82% of the Cut-off Date Pool Principal Balance is attributable to Contracts with a Contract Rate of less than 8.0012.50%; (ii) the weighted average (by Cut-off Date Pool Principal Balance) Loan-to- to-Value Ratio of the Contracts is not more than 8889%; (iii) not less than 7168% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of new Manufactured Homes; (iv) not more than 2930% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of single-Section section Manufactured Homes, and not less than 7170% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of double-Section section Manufactured Homes; (v) not less than 28% of the Cut-off Date Pool Principal Balance is attributable to Land-and-Home Contracts; (vi) not more than 2932% of the Cut-off Date Pool Principal Balance is attributable to loans secured by Manufactured Homes located in parks;; and (vii) the final scheduled payment date on the Contract with the latest maturity is not later than July 25, 2032;August 2031. (viii) not more than 13% the percentage (by Scheduled Principal Balance) of the CutContracts scored under the Originator's "old" scoring system as of the Post-off Funding Remittance Date Pool Principal Balance is attributable to loans with a Conseco Finance credit score (using the Originator's "old" scoring system) of between F0 less than 185 will not be greater than 15%, and F4the percentage (by Scheduled Principal Balance) of the Contracts scored under the Originator's "new" scoring system as of the Post-Funding Remittance Date with a pass-fail code (using the Originator's "new" scoring system) of F0, F1, F2, F3 or F4 will not be greater than 20%; (ix) not more than 18.5020% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of Manufactured Homes that had been repossessed;; and (x) not more than 1% of the Cut-off Date Pool Principal Balance as of the end of the Pre-Funding Period is attributable to Initial or Additional Contracts that were 60 or more days delinquent as of the Closing Date; and (xi) not more than 1315.50% of the Cut-off Date Pool Principal Balance is attributable to loans with a low side lowside override.

Characteristics of All Contracts. The Contracts have the following characteristics as of the end of the Pre-Funding Period: (i) the Weighted Average Contract Rate is not less than 11.90%, and not more than 6.82% of the Cut-off Date Pool Principal Balance is attributable to Contracts with a Contract Rate of less than 8.0012.18%; (ii) the weighted average (by Cut-off Date Pool Principal Balance) Loan-to- to-Value Ratio of the Contracts is not more than 8887%; (iii) not less than 7168% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of new Manufactured Homes; (iv) not more than 2930% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of single-Section Manufactured Homes, and not less than 7170% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of double-Section Manufactured Homes; (v) not less than 2827% of the Cut-off Date Pool Principal Balance is attributable to Land-and-Home Contracts; (vi) not more than 2932% of the Cut-off Date Pool Principal Balance is attributable to loans secured by Manufactured Homes located in parks; (vii) the final scheduled payment date on the Contract with the latest maturity is not later than July 25, 2032March 2033; (viii) not more than 1315% of the Cut-off Date Pool Principal Balance is attributable to loans with a Conseco Finance credit score of between F0 and F4; (ix) not more than 18.5022.01% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of Manufactured Homes that had been repossessed; (x) not more than 1% of the Cut-off Date Pool Principal Balance as of the end of the Pre-Funding Period is attributable to Initial or Additional Contracts that were 60 or more days delinquent as of the Closing Date; and (xi) not more than 1315% of the Cut-off Date Pool Principal Balance is attributable to loans with a low side override.

Characteristics of All Contracts. The Contracts have the -------------------------------- following characteristics as of the end of the Pre-Funding Period: (i) the Weighted Average Contract Rate is not less than 11.9011.70%, and not more than 6.8246.57% of the Cut-off Date Pool Principal Balance is attributable to Contracts with a Contract Rate of less than 8.0011.70%; (ii) the weighted average (by Cut-off Date Pool Principal Balance) Loan-to- to-Value Ratio of the Contracts is not more than 8889%; (iii) not less than 7165% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase purchases of new Manufactured Homes; (iv) not more than 2935% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of single-Section section Manufactured Homes, and not less than 7165% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of double-Section double- section Manufactured Homes; (v) not less than 2825% of the Cut-off Date Pool Principal Balance is attributable to Land-and-Home Contracts; (vi) not more than 2935% of the Cut-off Date Pool Principal Balance is attributable to loans secured by Manufactured Homes located in parks; (vii) the final scheduled payment date on the Contract with the latest maturity is not later than July 25, 2032in December 2030; (viii) the weighted average (by Scheduled Principal Balance) credit score (using the Originator's credit scoring system) of the Contracts as of the Post-Funding Remittance Date will not be less than 223, and the percentage (by Scheduled Principal Balance) of the Contracts as of the Post-Funding Remittance Date with a credit score (using the Originator's credit scoring system) of less than 185 will not be greater than 5%; and (ix) not more than 135% of the Cut-off Date Pool Principal Balance is attributable to loans with a Conseco Finance credit score of between F0 and F4; (ix) not more than 18.50% of financing the Cut-off Date Pool Principal Balance is attributable to loans for the purchase sale of Manufactured Homes that had been repossessed; (x) not more than 1% of the Cut-off Date Pool Principal Balance as of the end of the Pre-Funding Period is attributable to Initial or Additional Contracts that were 60 or more days delinquent as of the Closing Date; and (xi) not more than 13% of the Cut-off Date Pool Principal Balance is attributable to loans with a low side override.

Characteristics of All Contracts. The Contracts have the following characteristics as of the end of the Pre-Funding Period: (i) the Weighted Average Contract Rate is not less than 11.9011.80%, and not more than 6.8255.00% of the Cut-off Date Pool Principal Balance is attributable to Contracts with a Contract Rate of less than 8.0011.80%; (ii) the weighted average (by Cut-off Date Pool Principal Balance) Loan-to- to-Value Ratio of the Contracts is not more than 8889%; (iii) not less than 7172% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of new Manufactured Homes; (iv) not more than 2930% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of single-Section section Manufactured Homes, and not less than 7170% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of double-Section section Manufactured Homes; (v) not less than 2830% of the Cut-off Date Pool Principal Balance is attributable to Land-and-Home Contracts; (vi) not more than 2930% of the Cut-off Date Pool Principal Balance is attributable to loans secured by Manufactured Homes located in parks;; and (vii) the final scheduled payment date on the Contract with the latest maturity is not later than July 25, 2032;December 2030. (viii) not more than 13% the weighted average (by Scheduled Principal Balance) credit score (using the Originator's credit scoring system) of the CutContracts as of the Post-off Funding Remittance Date Pool will not be less than 223, and the percentage (by Scheduled Principal Balance is attributable to loans Balance) of the Contracts as of the Post-Funding Remittance Date with a Conseco Finance credit score (using the Originator's credit scoring system) of between F0 and F4;less than 185 will not be greater than 10%; and (ix) not more than 18.509% of the Cut-off Date Pool Principal Balance is attributable to loans for the purchase of Manufactured Homes that had been repossessed; (x) not more than 1% of the Cut-off Date Pool Principal Balance as of the end of the Pre-Funding Period is attributable to Initial or Additional Contracts that were 60 or more days delinquent as of the Closing Date; and (xi) not more than 13% of the Cut-off Date Pool Principal Balance is attributable to loans with a low side override.