Certain Characteristics of the Receivables. (A) Each Receivable had a remaining maturity, as of the Cutoff Date, of not less than three (3) months and not more than eighty-four (84) months.
(B) Each Receivable had an original maturity, as of the Cutoff Date, of not less than three (3) months and not more than eighty-four (84) months.
(C) Each Receivable had a remaining Principal Balance, as of the Cutoff Date, of at least $250 and not more than $150,000.
(D) Each Receivable had an Annual Percentage Rate, as of the Cutoff Date, of not more than 20%.
(E) No Receivable was more than thirty (30) days past due as of the Cutoff Date.
(F) Each Receivable arose under a Contract that is governed by the laws of the United States or any State thereof.
(G) Each Obligor had a billing address in the United States or a United States territory as of the date of origination of the related Receivable.
(H) Each Receivable is denominated in, and each Contract provides for payment in, United States dollars.
(I) Each Receivable arose under a Contract that is assignable without the consent of, or notice to, the Obligor thereunder, and does not contain a confidentiality provision that purports to restrict the ability of the Servicer to exercise its rights under the Sale and Servicing Agreement, including, without limitation, its right to review the Contract. Each Receivable prohibits the sale or transfer of the Financed Vehicle without the consent of the Servicer.
(J) Each Receivable arose under a Contract with respect to which GM Financial has performed all obligations required to be performed by it thereunder.
(K) No automobile related to a Receivable was held in repossession inventory as of the Cutoff Date.
(L) The Servicer’s records do not indicate that any Obligor was in bankruptcy as of the Cutoff Date.
(M) No Obligor is the United States of America or any State or any agency, department, subdivision or instrumentality thereof.
Certain Characteristics of the Receivables. As of the applicable Cutoff Date, (A) each Receivable had an original maturity of not less than 12 or more than 72 months and (B) no Receivable was more than 30 days past due as of the Cutoff Date.
Certain Characteristics of the Receivables. (A) Each Receivable had a remaining maturity, as of the Cutoff Date, of not less than 3 months and not more than 78 months.
(B) Each Receivable had an original maturity, as of the Cutoff Date, of not less than 36 months and not more than 78 months.
(C) Each Receivable had a remaining Principal Balance, as of the Cutoff Date, of at least $450 and not more than $60,000.
(D) No Receivable was more than 30 days past due as of the Cutoff Date.
(E) Each Receivable is denominated in, and each Contract provides for payment in, United States dollars.
(F) Each Receivable had an APR of at least 6.00%.
Certain Characteristics of the Receivables. As of the Cutoff Date, (A) each Receivable had an original maturity of not less than [__] or more than [__] months and (B) no Receivable was more than [__] days past due.
Certain Characteristics of the Receivables. As of the Cutoff Date, (A) each Receivable had an original maturity of not more than 66 months; (B) no Receivable was more than 30 days past due; and (C) no funds have been advanced by the Seller, any Dealer or anyone acting on behalf of either of them in order to cause any Receivable to qualify under clause (B) above.
Certain Characteristics of the Receivables. As of the Conveyance Date, (A) each Receivable had an original maturity of not more than __ months;
Certain Characteristics of the Receivables. (A) Each Receivable had a remaining maturity, as of the Cutoff Date, of not more than 72 months; (B) each Receivable had an original maturity, as of the Cutoff Date, of not more than 72 months; (C) as of the Cutoff Date, not more than 40% of Receivables (calculated by Aggregate Principal Balance) had an original term to maturity of 72 months; (D) as of the Cutoff Date, each Receivable had a remaining Principal Balance as of the Cutoff Date of at least $250 and not more than $80,000; (E) each Receivable has an Annual Percentage Rate of at least 1% and not more than 33%; (F) not more than 35% of the Obligors reside in Texas and California (based on the Obligor’s mailing address as of the Cutoff Date); (G) no Receivable was more than 30 days past due as of the Cutoff Date; (H) no funds have been advanced by AmeriCredit, any Dealer, any Third-Party Lender, or anyone acting on behalf of any of them in order to cause any Receivable to qualify under clause (G) above, (I) each Obligor had a billing address in the United States as of the date of origination of the Receivable, is a natural person and is not an Affiliate of any party to this Agreement, (J) each Receivable is denominated in, and each Contract provides for payment in United States dollars and (K) each Receivable arises under a Contract with respect to which AmeriCredit has performed all obligations required to be performed by it thereunder, and in the event such Contract is an installment sales contract, delivery of the Financed Vehicle to the related Obligor has occurred.
Certain Characteristics of the Receivables. As of the Initial Cutoff Date (in the case of the Initial Receivables) or the date of origination (in the case of the Subsequent Receivables), as applicable, (A) each Receivable had an original maturity of not less than 12 or more than 84 months and (B) no Receivable was more than 30 days past due.
Certain Characteristics of the Receivables. (A) Each Receivable had a remaining maturity, as of the Cutoff Date, of not more than 72 months; (B) each Receivable had an original maturity of not more than 72 months; (C) each Receivable had a remaining Principal Balance as of the Cutoff Date of at least $250 and not more than $60,000; (D) each Receivable has an SCH-B- Annual Percentage Rate of at least 8% and not more than 30%; (E) no Receivable was more than 30 days past due as of the Cutoff Date and (F) no funds have been advanced by AmeriCredit, any Dealer, any Third-Party Lender, or anyone acting on behalf of any of them in order to cause any Receivable to qualify under clause (E) above. SCHEDULE C SERVICING POLICIES AND PROCEDURES NOTE: APPLICABLE TIME PERIODS WILL VARY BY STATE COMPLIANCE WITH STATE COLLECTION LAWS IS REQUIRED OF ALL AMERICREDIT COLLECTION PERSONNEL. ADDITIONALLY, AMERICREDIT HAS CHOSEN TO FOLLOW THE GUIDELINES OF THE FEDERAL FAIR DEBT COLLECTION PRACTICES ACT (FDCPA). THE COLLECTION PROCESS AmeriCredit mails each customer a monthly billing statement 16 to 20 days before payment is due.
A. All accounts are issued to the Computer Assisted Collection System (CACS) at 5 days delinquent or at such other dates of delinquency as determined by historical payment patterns of the account.
B. The CACS segregates accounts into two groups: loans less than 30 days delinquent and those over 30 days delinquent.
C. Loans delinquent for less than 30 days are then further segregated into two groups: accounts that have good phone numbers and those that do not.
D. Loans with good phone numbers are transferred to the Davox system (AmeriCredit's predictive dialing system). The system automatically dials the phone number related to a delinquent account. When a connection is made, the account is then routed to the next available account representative.
E. Loans without good phone numbers are assigned to front-end collectors.
F. All reasonable collection efforts are made in an attempt to prevent these accounts from becoming 30+ days delinquent - this includes the use of collection letters. Collection letters may be utilized between 15th and 25th days of delinquency.
G. When an account reaches 31 days delinquent, a collector determines if any default notification is required in the state where the debtor lives.
H. When an account exceeds 61 days delinquent, the loan is assigned to a hard-core collector who will continue the collection effort. If the account cannot be resolved through normal collection eff...
Certain Characteristics of the Receivables. (A) Each Receivable had a remaining maturity, as of the Cutoff Date, of not less than [__] months and not more than [__] months.
(B) Each Receivable had an original maturity, as of the Cutoff Date, of not less than [__] months and not more than [__] months.
(C) Each Receivable had a remaining Principal Balance, as of the Cutoff Date, of at least $[___] and not more than $[___].
(D) No Receivable was more than 30 days past due as of the Cutoff Date.
(E) Each Receivable is denominated in, and each Contract provides for payment in, United States dollars.
(F) Each Receivable had an APR of at least [_]%.
