Collapse. a. With respect to this Other Coverage: (1) Collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occu- pied for its current intended purpose. (2) A building or any part of a building that is in danger of falling down or caving in is not considered to be in a state of col- lapse. (3) A part of a building that is standing is not considered to be in a state of collapse even if it has separated from another part of the building. (4) A building or any part of a building that is standing is not considered to be in a state of collapse even if it shows evi- dence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion. b. We insure for direct physical loss to cov- ered property involving collapse of a build- ing or any part of a building if the collapse was caused by one or more of the following: (1) The Perils Insured Against named under Coverage C; (2) Decay that is hidden from view, unless the presence of such decay is known to you prior to collapse; (3) Insect or vermin damage that is hidden from view, unless the presence of such damage is known to you prior to col- lapse; (4) Weight of contents, equipment, animals or people; (5) Weight of rain which collects on a roof; or (6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renova- tion. c. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under b.(2) through (6) above unless the loss is a direct result of the collapse of a building or any part of a building. d. This coverage does not increase the limit of liability that applies to the damaged covered property.
Appears in 5 contracts
Samples: Dwelling Property Insurance Agreement, Insurance Binder, Dwelling Property Insurance Agreement
Collapse. a. With respect to this Other Coverage:
(1) Collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occu- pied for its current intended purpose.
(2) A building or any part of a building that is in danger of falling down or caving in is not considered to be in a state of col- lapse.
(3) A part of a building that is standing is not considered to be in a state of collapse even if it has separated from another part of the building.
(4) A building or any part of a building that is standing is not considered to be in a state of collapse even if it shows evi- dence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion.
b. We insure for direct physical loss to cov- ered property involving collapse of a build- ing or any part of a building if the collapse was caused by one or more of the following:
(1) The Perils Insured Against named under Coverage Cin this policy;
(2) Decay that is hidden from view, unless the presence of such decay is known to you prior to collapse;
(3) Insect or vermin damage that is hidden from view, unless the presence of such damage is known to you prior to col- lapse;
(4) Weight of contents, equipment, animals or people;
(5) Weight of rain which collects on a roof; or
(6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renova- tion.
c. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under b.(2) through (6) above unless the loss is a direct result of the collapse of a building or any part of a building.
d. This coverage does not increase the limit of liability that applies to the damaged covered property.
Appears in 2 contracts
Samples: Dwelling Property Insurance Agreement, Dwelling Property Insurance Agreement
Collapse. a. With respect to this Other Coverage:
(1) Collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occu- pied for its current intended purpose.
(2) A building or any part of a building that is in danger of falling down or caving in is not considered to be in a state of col- lapse.
(3) A part of a building that is standing is not considered to be in a state of collapse col- lapse even if it has separated from another an- other part of the building.
(4) A building or any part of a building that is standing is not considered to be in a state of collapse even if it shows evi- dence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion.
b. We insure for direct physical loss to cov- ered property involving collapse of a build- ing or any part of a building if the collapse was caused by one or more of the followingfollow- ing:
(1) The Perils Insured Against named under Coverage C;
(2) Decay that is hidden from view, unless the presence of such decay is known to you prior to collapse;
(3) Insect or vermin damage that is hidden from view, unless the presence of such damage is known to you prior to col- lapse;
(4) Weight of contents, equipment, animals or people;
(5) Weight of rain which collects on a roof; or
(6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renova- tion.
c. Loss to an awning, fence, patio, deck, pavement, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundation, retaining wall, bulkhead, pier, wharf or dock is not included under b.(2) through (6) above unless the loss is a direct result of the collapse of a building or any part of a building.
d. This coverage does not increase the limit of liability that applies to the damaged covered property.
Appears in 1 contract
Collapse. a. With respect to this Other Additional Coverage:
(1) Collapse means an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occu- pied for its current intended purpose.
(2) A building or any part of a building that is in danger of falling down or caving in is not considered to be in a state of col- lapse.
(3) A part of a building that is standing is not considered to be in a state of collapse even if it has separated from another part of the building.
(4) A building or any part of a building that is standing is not considered to be in a state of collapse even if it shows evi- dence of cracking, bulging, sagging, bending, leaning, settling, shrinkage or expansion.
b. We insure for direct physical loss to cov- ered covered property involving collapse of a build- ing building or any part of a building if the collapse was caused by one or more of the following:
(1) The Perils Insured Against named under Coverage C;
(2) Decay that is hidden from view, unless the presence of such decay is known to you an "insured" prior to collapse;
(3) Insect or vermin damage that is hidden from view, unless the presence of such damage is known to you an "insured" prior to col- lapsecollapse;
(4) Weight of contents, equipment, animals or people;
(5) Weight of rain which collects on a roof; or
(6) Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of the construction, remodeling or renova- tion.
c. Loss to an awning, fence, patio, deck, pavementpave- ment, swimming pool, underground pipe, flue, drain, cesspool, septic tank, foundationfounda- tion, retaining wall, bulkhead, pier, wharf or dock is not included under b.(2) through (6) above above, unless the loss is a direct result of the collapse of a building or any part of a buildingbuild- ing.
d. This coverage does not increase the limit of liability that applies to the damaged covered property.
Appears in 1 contract
Samples: Homeowners Insurance Policy