Special Exclusions. The Company is not liable subject to the insurance contract in regard to the following matters:
1. The refunds which can be obtained from hotels, airlines, travel agents or others companies providing travel and accommodation.
2. The loss caused by any government or regulations directly or indirectly.
3. The loss resulting from bankruptcy, liquidation or non-performance of debt obligations of travel agents or public transportation operators.
4. The insured event already occurred before entering into this contract.
5. The loss resulting from failure to provide a required notification or providing on a timely manner to travel agents, persons arranging schedule of the insured, or companies providing travel and accommodation.
Special Exclusions. The Insurer shall not be liable for:
(a) any increase of loss directly or indirectly, proximately or remotely, resulting from, or contributed to by, the operation of any by-law, ordinance or law regulating zoning or the demolition, repair or construction of buildings or structures unless the liability is otherwise specifically assumed by endorsement hereon;
(b) any increase of loss caused by delays or loss of time due to the presence of strikers or other persons or to labour disturbances on or about the "premises" interfering with the rebuilding, repairing, or replacing the property damaged or destroyed or the resumption or continuation of business or free access to or control of the "premises" or due to the action of sympathetic strikers elsewhere;
(c) loss due to fines or damages for breach of contract for late or non-completion of orders or for any penalties of whatever nature;
(d) loss due to the suspension, lapse or cancellation of any lease or license, contract or order;
(e) the cost of compiling books of account, abstracts, drawings, card index systems or other records including film, tape, disc, drum, cell or other magnetic recording or storage media for electronic data processing; or
(f) loss or damage caused directly or indirectly by any peril excluded in the Commercial Building, Equipment and Stock Broad Form.
Special Exclusions. The Company shall not be liable in respect of
Special Exclusions. The following special exclusions shall apply with respect to individuals who otherwise meet the definition of faculty, but are funded by special funds and are not otherwise tenured:
16.5.1 Disciplinary action pursuant to Article 4.3 shall be applicable only during the term of the special appointment.
16.5.2 Such faculty shall not be eligible for sabbatical leaves pursuant to Article 7.5.
16.5.3 The provisions of Article 9 shall not be applicable to such faculty.
Special Exclusions. 1. The insured do not notice the credit card issuer and do not report loss and complete payment stop procedure in accordance with the contract with credit card issuer.
2. The unauthorized use by a third person is permitted by the insured or the insured intentionally gives the credit card to such third person.
3. The insured falsified transaction activities or colluded with any third party or contracted merchants to commit credit card fraud.
4. The credit card is unauthorized used by insured's spouse, other family members, persons living in the same domicile or residence, employees, agents, blood relative within the fourth degree, or relative by marriage within the third degree due to loss, theft, robbery or abrupt taking, provided that the above shall not apply when the insured sues the third person.
5. The insured refuses to assist in investigation after the unauthorized use of credit card occurs.
Special Exclusions. The Company is not liable subject to this insurance contract in regard to the following matters and goods:
1. Machinery or office equipment for processing, manufacturing or business use.
2. Completion of manufacture or raw materials and semi-finished products for manufacture or assembly.
3. All kinds of animals or plants.
Special Exclusions. The Company shall not be liable to make any payment under this benefit in respect of the following: Any existing physical disability. Accidents due to mental disorders or disturbances of consciousness, strokes, fits or convulsions which affect the entire body and pathological disturbances caused by the mental reaction to the same. Damage to health caused by curative measures, radiation, Infection, poisoning except where these arise from an accident. Any payment under this benefit whereby the Company's liability would exceed the sum payable in the event of accidental death. Any other claim after a claim for accidental death has been admitted by the Company and becomes payable. Any claim which arises out of an accident connected with the operation of an aircraft or which occurs during parachuting except when the Insured/Insured Person is flying as a Fare Paying passenger in a multi-engine, commercial aircraft. Payment of compensation in respect of accidental death, injury or Disability of the Insured/Insured Person from; intentional self-injury, suicide, or attempted suicide. whilst under the influence of intoxication, liquor or drugs. whilst engaging in aviation or ballooning whilst mounting into dismounting from or travelling in any aircraft or balloon other than as a Fare Paying Passenger in any duly licensed standard type of aircraft. arising or resulting from the insured/insured person committing any breach of law with criminal intent or participating in an actual or attempted felony, riot, crime, misdemeanour or civil commotion. whilst engaging in speed contest or racing of any kind, hunting, bungee jumping, parasailing, ballooning, skydiving, paragliding, hand gliding, mountaineering or rock climbing, potholing, abseiling, deep sea diving, polo, snow and ice sports, etc. unless specifically covered and duly mentioned in the Policy Schedule/Policy Certificate Any consequential loss or damage cost or expense of whatsoever nature. Accidental Death or Disability resulting, directly or indirectly, caused by, contributed to or aggravated or prolonged by childbirth, maternity or pregnancy or in consequence thereof, venereal disease or infirmity Insured whilst flying or taking part in aerial activities (including cabin crew) except as a Fare Paying Passenger in a regular Scheduled Commercial airline or air Charter Company. Any exclusion mentioned in the 'General Exclusions” section of this Policy.
Special Exclusions. The company is not liable subject to this insurance contract in regard to the following events and goods:
1. Delay of baggage occurs when the insured returns to the airport in the territory of the R.O.C..
2. Baggage transported by the insured in advance or goods transported or mailed separately without accompanying the insured.
Special Exclusions. When the insured does not report the event to the Police in the area where accident happens and obtains attestation of report to the Police within 24 hours after the event occurs, the Company will not be liable for such coverage.
Special Exclusions. 1. Loss resulting from the fraud, breach of trust, embezzlement, or other criminal acts committed by the insured.
2. Loss resulting from negligence, mistakes or discrepancies of checking.
3. Loss resulting from the room of hotel unlocked.
4. Loss of checks, money orders or travelers’ cheques, which the insured do not complete the procedure to report loss and stop payment in accordance with law or the contract with the drawee.
