Collapse. We will cover: a) the entire collapse of a covered building structure; b) the entire collapse of part of a covered c) direct physical loss to covered property caused by (a) or (b) above. For coverage to apply, the collapse of a building structure specified in (a) or (b) above must be a sudden and accidental direct physical loss caused by one or more of the following: a) a loss we cover under Section I, Coverage C Personal Property Protection; b) hidden decay of the building structure; c) hidden damage to the building structure caused by insects or vermin; d) weight of persons, animals, equipment or contents; e) weight of rain or snow which collects on a roof; f) defective methods or materials used in construction, repair, remodeling or renovation, but only if the collapse occurs in the course of such construction, repair, remodeling or renovation. Collapse does not include settling, cracking, shrinking, bulging or expansion. This protection does not change the limit of liability that applies to the covered property.
Appears in 6 contracts
Samples: Homeowners Insurance Policy, Homeowners Insurance Policy, Homeowners Insurance Policy
