Common use of Confidentiality and Data Protection Clause in Contracts

Confidentiality and Data Protection. In your dealings with us you may provide us with information that may include data that is known as personal data. Where we process personal data we company with statutory data processing requirements as set out by the Data Protection Xxx 0000. The personal data we will include information relating to your name, address, date of birth and contact details and health and criminal offences. We will process your personal data to allow us to provide you with our services as your insurance broker in quoting for, arranging and administering your insurances. Your personal data will also be used to manage future communications between ourselves. Where you have agreed, or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide you with further information about our wider products and services. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, we will only do so to enable us to provide our service to you and on the basis of it being in the public interests. We will only use your data for the purpose for which it was collected. We will only grant access to or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your data. If you require further information on how wee process your data or you wish to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Notice.

Confidentiality and Data Protection. In This is a summary of how we use your dealings with us you may provide us with information that may include data that is known as personal and sensitive data. Where You can find our full privacy statement on our website or we process personal can provide this to you on request. You should review this to ensure that you understand how your data we company with statutory data processing requirements as set out by the Data Protection Xxx 0000. The personal data we will include information relating to be used and your name, address, date rights in respect of birth and contact details and health and criminal offencesyour data. We will process comply with Data Protection Law whenever we are processing information about you which is sensitive or personal in nature and we have policies and procedures in place to protect and manage that information. We treat all such information about you as private and confidential and we will always work to ensure that your personal data is processed lawfully, fairly and in a transparent manner and in compliance with Data Protection Law. This may include entering into other written agreements with you to allow enable us to comply with Data Protection Law. We will however need to use and disclose the information we have about you in order to obtain insurance quotations and in the course of arranging, placing or administering insurance cover for you. This may involve passing information about you on to insurer(s), other intermediaries, risk management assessors, uninsured loss recovery agencies, service providers, industry regulators, auditors and other third parties involved directly or indirectly in your insurance cover. The use and disclosure of personal data by various insurance market participants such as intermediaries, insurers and reinsurers are further explained in the Lloyd’s and London Insurance Market Core Information Notice. Our core uses and disclosures are consistent with this notice and we recommend that you review this document which can be accessed via the link in our privacy notice. Depending on the circumstances or nature of your insurance the disclosure of your personal information to any of the organisations referred to above may involve transfer out of the jurisdiction of the European Economic Area. If this is necessary we will always ensure that your data is protected as required by Data Protection Law. We may need to use your data for research, statistical analysis and crime prevention including the investigation of fraud. Such activities may be carried out by third parties and we will always ensure that our contracts with such third parties are compliant with Data Protection Law. Sometimes we also pass information about you on to other companies which are part of HIG and we or they may use the information to provide you with our services as your insurance broker in quoting for, arranging and administering your insurances. Your personal data will also be used to manage future communications between ourselves. Where you have agreed, or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide you with further information about our wider products and services. You can opt out or services which may be of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, we will only do so interest to enable us to provide our service to you and on the basis of it being in the public interestsyou. We will only use do this, however, in accordance with our obligations under the Data Protection Law. In some circumstances, we will need to pass information about you on to credit reference agencies and premium finance providers in connection with the assessment of your financial standing generally and in particular where you have requested a premium instalment plan. This may include details of your payment record to us. Where using your personal data for the purpose for which it was collectedrelies on your consent, we will obtain your consent in accordance with Data Protection Law and you will be entitled to withdraw that consent. We will only grant access to or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediariesThat may mean, where however, that we are entitled unable to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processedarrange, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of or administer your datainsurance cover properly. If you require further have supplied us with personal or sensitive personal information relating to another individual or a third party, you must ensure that you have done so in compliance with Data Protection Law and provide the information to them which is required to be provided to individuals under Data Protection Law. This includes making them aware of their rights and of how we use their data and obtaining their consent where it is required in accordance with Data Protection Law. In some cases you have the right to ask us to stop using your data, to tell us that you no longer want to receive information from us, to ask us to correct information we have about you or to ask us for the information we hold about you. Full details of your rights under Data Protection Law and how to enforce those rights are set out in our privacy statement on how wee process your data or you wish to exercise your rightsour website, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How which we process your data is detailed within our Privacy Noticecan also supply on request.

Confidentiality and Data Protection. 20.1 We are not obliged to disclose to you information where the disclosure of it to you would be a breach of duty or confidence to any other person. 20.2 You and we will at all times keep confidential all confidential information acquired in consequence of, or in connection with, these Terms, except for information which we or you are bound to disclose by law or regulation or by request of regulatory or fiscal agencies or courts of competent jurisdiction or to their professional advisers. 20.3 In order to comply with our obligations under these Terms, we will need to process your dealings with us you may provide us with information that may include data that is known as personal data. Where In doing so, we process personal will comply with our obligations under the applicable data we company with statutory data processing requirements as set out by protection laws (the Data Protection Xxx 0000Act 1998 and from 25 May 2018 with the General Data Protection Regulation), as amended, re-enacted or replaced from time to time. The Our privacy policy, which has been provided to you with these Terms, and/or which can be obtained from us upon request, contains information about our data processing practices and procedures. Please contact your Investment Firm (if applicable) or email us at xxxx@xxxxxxxxxxxxxxxxxxx.xx.xx if you wish to receive a copy of our privacy policy. 20.4 In respect of any processing of your personal data carried out by us pursuant to Instructions given by your Investment Firm (if applicable), we will include information relating do so as a data processor on behalf of such Investment Firm. Our obligations towards your Investment Firm are governed by our contract with such Investment Firm, and by the applicable data protection laws. 20.5 In respect of certain processing activities, we may be acting as a data controller, for example, to the extent necessary to comply with our regulatory and legal obligations (“know your namecustomer” checks, addressclient money rules etc.), date if (in exceptional circumstances) we take Instructions directly from you, or for our record keeping purposes. More details about our role and obligations as a data controller in respect of birth your personal data can be found in our privacy policy. 20.6 You agree that we and contact details the Nominee Company and health our agents, sub-contractors and criminal offences. We will Affiliates may process and transfer your personal data to allow us to provide you the relevant Investee(s) in connection with performance of our services as your insurance broker in quoting for, arranging and administering your insurances. Your personal data will also be used to manage future communications between ourselves. Where you have agreed, or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide you with further information about our wider products and services. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, we will only do so to enable us to provide our service to you and on the basis of it being in the public interests. We will only use your data for the purpose for which it was collected. We will only grant access to or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law obligations under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your data. If you require further information on how wee process your data or you wish to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Noticethese Terms.

Confidentiality and Data Protection. We will keep all of your personal information private and confidential, even when you are no longer a client, except where disclosure is made at your request or with your consent or where we are legally obliged to do so. In order to process an insurance, investment or mortgage on your dealings behalf it may be necessary to disclose some or all of your information to third parties. You agree that personal information held by us may be disclosed on a confidential basis and in accordance with the Data Protection Act 1998, to any such third parties. Some of these parties may hold this information indefinitely. You also agree that this information may be transferred electronically (e.g. by email) and you agree that we may contact you in the future by any means of communication which we consider appropriate at that time. Under the terms of the Data Protection Act, you have the right to view personal data we may keep on you. When offering independent financial advice, occasions can arise where we, or one of our other clients, may have some form of interest in the business that we are transacting for you. If this happens, or we become aware that our interests conflict with your interest, we will inform you in writing and ask for your consent to carry out your instructions. If you wish to register a complaint please contact us: The Managing Director Two Six Financial Loft 0, X Xxxx, Xxxxx Xxxx, Xxxxxxx Xxxxxxxxxx, Xxxxxxx, XX0 0XX Tel: 00000 000000 We will deal with it in accordance with the FCA rules. You can ask us for a copy of our Complaints Procedures and we will provide this. If you cannot settle your complaint with us you may be entitled to refer it to the Financial Ombudsman Service. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. A full explanation of the scheme is available on request. Cash deposits in UK Banks and Building Societies are usually covered up to £75,000 per person per authorized firm. Most types of investment business are covered up to 100% of the first £50,000. Insurance advising and arranging is covered for 90% of the claim, without any upper limit. For compulsory classes of insurance, insurance advising and arranging is covered for 100% of the claim, without any upper limit. Further information about the compensation scheme arrangements is available from the FSCS at xxx.xxxx.xxx.xx Two Six Financial cannot adequately perform its duties and responsibility to its clients unless it receives a client’s full co-operation. A client therefore agrees to provide us with any information that may include data that is known as personal dataTwo Six Financial can reasonably expect to receive in order to discuss objectives and needs. Where we process personal data we company with statutory data processing requirements as set out by the Data Protection Xxx 0000. The personal data we will include information relating You should keep Two Six Financial informed of any changes to your name, address, date circumstances which may affect the suitability of birth any product or on-going service level agreed at the outset. You should read all documents provided by us and contact details and health and criminal offences. We will process your personal data to allow notify us to provide immediately should there be any factual inaccuracies or if you with our services as your insurance broker in quoting for, arranging and administering your insurances. Your personal data will also be used to manage future communications between ourselves. Where you have agreed, or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide you with further information about our wider products and servicesare unclear on any matter. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health accept or criminal convictions, we will only do so to enable us to provide our service to you and on the basis of it being reject completely or in the public interestspart any recommendation from Two Six Financial. We will only use your data for are required by anti-money laundering regulations to verify the identity of our clients. For this purpose for which it was collected. We will only grant access we may employ various methods of identity and address verification and we may conduct these checks from time to or share your data within time throughout our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your data. If you require further information on how wee process your data or you wish to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Noticerelationship.

Confidentiality and Data Protection. We are committed to the observance and fulfilment of the provisions in Singapore's Personal Data Protection Act 2012 (the "PDPA"). All information about you or your business of a sensitive or personal nature will be treated as private and confidential. We will, however, use and disclose the information we have about you in the course of arranging, placing and administering your insurance cover. This may involve passing information about you to our affiliates, related corporations, insurer(s), other intermediaries, risk management assessors, uninsured loss recovery agencies, service providers, industry regulators, law enforcers, our auditors and other third parties involved directly or indirectly in your insurance cover. Please note that you are deemed to have provided consent to us under PDPA when you provide your information to us in the normal course of negotiating, maintaining or renewing of insurance, or for handling of claims. In your dealings with us respect of any personal data of any individuals which you may provide from time to time, disclose to us (“Third Party Personal Data”), you would have prior to disclosing such personal data to us obtained the appropriate consent from the individuals whose personal data are being disclosed for the purpose set out in the Agreement. If you have supplied Third Party Personal Data to us, you must make them aware of how we use it as this is the only basis on which we can accept it from you. Our data protection policy can be found on our website: xxxx://xxx.xxxxxxxxxxx.xxx/en-sg/about/data_protection_policy Client money is any money that we receive and hold in the course of arranging or administering insurance on your behalf, or which we treat as client money, in accordance with information that may include data that the industry regulations stipulated by MAS. MAS requires us to establish and maintain separate accounts with a bank licensed with MAS in the respect of the carrying on of business which we are registered for. This client money is known as personal datasegregated from our own money. Where we process personal data have agreed in writing with an insurer to receive money as their agent, money received from you or from the insurer, will be the property of the insurer whilst we company with statutory data processing requirements hold it. If you pay a premium to us it will be treated as set out having been received by the Data Protection Xxx 0000insurer, which means you cannot be asked to pay it again, even if we do not pay the premium to the insurer. The personal data Similarly, once we have received the premium, we would be unable to return it to you, for example in the event of the insurer becoming insolvent. Also, if the insurer pays claims money or a return premium to us for onward transmission to you and we do not pay you, then the insurer will include information relating still be liable to your name, address, date of birth and contact details and health and criminal offencesyou. We will process may earn interest on cash amounts held and may benefit from foreign exchange differentials and returns on segregated designated investments. These cash amounts can include premiums and claims amount due to insurers and/or clients. As permitted by MAS, any such interest or investment returns before the agreed credit period with insurers shall belong to us and we shall not be required to account for it to you. We may transfer client money to another person, such as another broker or settlement agent, for the purpose of effecting a transaction on your personal data to allow us to provide you with our services as your insurance broker in quoting for, arranging and administering your insurances. Your personal data will also be used to manage future communications between ourselvesbehalf. Where you have agreed, we act as agent of an insurer for the purposes of holding or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide you with further information about our wider products and services. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health claim payments or criminal convictionsreturning premiums, we will only do so remit them to enable such parties as the insurer directs us to provide our service pay. We may otherwise only pay client money to you or your duly authorised representative if we have your specific instruction or consent. Where an intermediary or settlement agent is outside Singapore, the legal and on regulatory regime applying to the basis of it being intermediary or settlement agent will be different from that applicable in Singapore and, in the public interests. We will only use your data for event of a failure of the purpose for which it intermediary or settlement agent, the client money may be treated differently than if the client money was collected. We will only grant access to held by a broker or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your data. If you require further information on how wee process your data or you wish to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Noticesettlement agent in Singapore.

Confidentiality and Data Protection. In 18.1 Our use of your dealings with us you may provide us with information that may include personal data that is known subject to your instructions and our duty of confidentiality, as well as data protection law. 18.2 Under data protection law, we can use your personal data only if we have a legal basis for doing so. Generally, we process your personal data: a) to comply with our legal and regulatory obligations; b) for the performance of our contract with you or to take steps at your request before entering into a contract, or; c) for our legitimate interests or those of a third party 18.3 Therefore, we keep information passed to us confidential and will not disclose it to third parties except as authorised by you or permitted by law. Where, on your instruction, we are working with other professional service providers (such as expert witnesses or other professional advisors), it may be necessary for us to disclose to them any relevant information about your matter. 18.4 Where permitted by law, we process personal data we company with statutory data processing requirements as set out by the Data Protection Xxx 0000. The personal data we will include information relating to your name, address, date of birth and contact details and health and criminal offences. We will process may use your personal data to allow us send you updates (by email, text, telephone or post) about legal developments that might be of interest to provide you with our services as your insurance broker in quoting for, arranging and administering your insurances. Your personal data will also be used to manage future communications between ourselves. Where you have agreed, or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide you with further and/or information about our wider products services and servicesupcoming events. You can have the right to opt out of receiving promotional communications at any time. For further details and to join our mailing list, please visit xxx.xxx.xx.xx/xxxx-xxxxxxx-xxxx. 18.5 Full details of how we use your personal data can be found in our privacy notice, available at xxx.xxx.xx.xx/xxxxxxx-xxxxxx or by contacting us for a paper copy. 18.6 If you are an individual, you have a right under data protection law to obtain information from us, including a description of the personal data that we hold on you. Should you have any queries concerning your data rights or data protection generally, please contact Xxxxxxx X’Xxxxx, data & risk lawyer, by sending an e- mail to xxxxxxxxxxxxxx@xxx.xx.xx or writing to our registered office. 18.7 We will normally disclose to you all information material to your affairs and business regardless of the source of that information. However, we will not pass on to you any confidential information about the affairs of any other client without their consent. 18.8 The firm may become subject to periodic checks by external organisations, such communications as regulators, accountants, certifying bodies and funding insurers. This could mean that your file or other information relating to you is selected for checking, in which case we would need your consent for the checking to occur. All such checks are conducted by emailing enquiries @xxxx.xx.xx individuals or organisations who have provided the firm with a confidentiality agreement. 18.9 Sometimes we outsource part of our work to other organisations to improve efficiency and your client experience generally. We will always carry out due diligence on and obtain confidentiality agreements from such outsourced providers. 18.10 It is your responsibility to keep details of your matters confidential and you are strongly advised against discussing any aspect of your matter in a public place or in an online environment such as a social media website. 18.11 You must not share your password or other login credentials for your email account, the JMW mobile app or any other platform with any other person. 18.12 We shall not be liable for any loss or prejudice you suffer because of your own disclosure of confidential or privileged information relating to any of the matters we handle for you. 18.13 When acting for you, we are a data controller in respect of any personal data you provide to us or to which we have access. This is because we work under a range of professional and legal obligations, which oblige us to take responsibility for the personal data we process. 18.14 There may be circumstances where you and we are both data controllers. In these cases, we may be joint controllers or independent sole controllers. In particular, if we are supplied with personal data relating to other persons by you or on your behalf, you and we may both be data controllers in respect of that data. Where you and we are both data controllers the following terms will apply: a) You shall be liable for your processing of personal data and we shall be liable only for our processing of personal data; b) We would expect you to provide all relevant information to data subjects relating to the processing of their personal data (including the processing carried out by us) and to the exercise of their rights in relation to the processing of their personal data as may be required by data protection law and you will be the contact point for those data subjects. 18.15 In respect of personal data for insurance purposes about health which we are a data controller we will: a) implement appropriate technical, security and organisational measures to protect personal data against unauthorised or criminal convictionsunlawful processing and against accidental loss, destruction, damage, alteration or disclosure; b) maintain up to date records of our processing activities in relation to that personal data which shall include the categories of processing activities performed, information on cross-border data transfers and a general description of security measures implemented in respect of processed data and provide a copy of such records to you upon request; c) keep personal data for which you and we are data controllers separately identifiable from any other personal data; d) ensure that only those personnel who need to have access to the personal data are granted access to such personal data and that all of the personnel required to access the personal data: (i) are reliable, trustworthy, and have been trained in how to handle and process personal data; (ii) have been informed of the confidential nature of the personal data and are subject to a duty of confidentiality; and (iii) comply with the obligations set out in this clause 18.15; e) co-operate with you, having regard to our own obligations, when responding to requests from data subjects to exercise data subject rights under data protection law (including data subject’s rights to access, rectify, erase or object to the processing of personal data) and shall notify you in good time if we receive: (i) a request from a data subject to access that data subject’s personal data; (ii) a request from a data subject to exercise any of their other rights under the data protection law (for example the exercise of the right to rectification, or the right to erasure); (iii) any communication from the Information Commissioner's Office ("ICO") in relation to the processing of personal data ("ICO Correspondence"); or (iv) a complaint from a data subject; f) notify you without undue delay (having regard to our respective obligations under data protection law) in the event that we become aware of: (i) any breach of data protection law and provide you without undue delay with such details as you reasonably require in respect of the same; (ii) a data breach affecting personal data and, if we are responsible for that data breach, shall (at no additional cost): (iii) promptly provide sufficient information, co-operation, support and analysis to you, having regard to your notification and breach reporting obligations to the ICO and/or inform data subjects under data protection law; (iv) provide you with a detailed description of the nature of the data breach, the identity of the data subjects and affected person(s) and the risk of harm to data subjects; (v) provide full cooperation and assistance to you in respect of your efforts to investigate, remediate, and mitigate the effects of any data breach; and (vi) comply with our own notification obligations to individuals or the ICO and inform you in the event that we notify either the ICO or a data subject of a data breach; (vii) provide reasonable assistance to you, on an annual basis, if you wish to assess our compliance with data protection law; g) provide reasonable assistance to you with any data privacy impact assessments, and prior consultations with the ICO, in relation to the processing of personal data by us, taking into account the nature of the processing and information available to us; and h) co-operate with the ICO in the performance of its obligations. 18.16 In very limited circumstances, we will only do so may act solely as a data processor, where we are not providing legal advice or legal services. In those very limited circumstances (where we are not a controller) we will: a) comply with the obligations in clause 18.5 above; b) process personal data only: (i) in accordance with your written instructions; (ii) for the purpose of performing our obligations to you; c) not otherwise modify, amend, remove or alter the contents of the personal data or disclose or permit the disclosure of any of the personal data to any third party without your prior written authorisation; d) unless otherwise required by data protection law, return or delete, at your sole discretion, all personal data upon the termination of the processing activities, and promptly provide you with confirmation in writing that we have done so; and e) permit without charge, on an annual basis, and / or where you become aware of a data breach or alleged breach of data protection law, reasonable access by you to all records and any other information howsoever held by us in respect of our relevant services to you (but not our services related to the provision of legal advice or legal services) for the purposes of reviewing compliance with data protection law. 18.17 In whichever capacity we are acting (controller or processor) we will: a) process personal data in accordance with data protection law; and b) inform you if we believe that the performance of your instructions would cause us to breach data protection law. 18.18 Where you and we are joint data controllers you agree to comply with the provisions of clause 18.15 above in your own right. 18.19 To enable us to provide the services agreed under our service contract, and for other related purposes including updating and enhancing client records, identity verification, credit analysis, analysis for management purposes and statutory returns, crime prevention and legal and regulatory compliance, we may obtain, use, process and disclose personal data about you or (if you are an organisation) your officers, members and employees, as applicable. 18.20 You acknowledge that we will undertake a search with a credit reference agency for the purposes of verifying your identity. To do so, the credit reference agency may check the details we supply against any particulars on any database (public or otherwise) to you which the credit reference agency has access. The credit reference agency may also use your details in the future to assist other companies for verification purposes, assessing the risk of giving credit and occasionally to prevent fraud, money laundering and to trace debtors. A record of the search will be retained. A copy of the Credit Reference Agency Information Notice is available on request, which explains how credit reference agencies process your personal data. 18.21 We may be required to share information with third parties from time to time for regulatory purposes, where required by our insurers (either on specific request or during renewal of our policy) and on the basis occasions where required by law or a court of it being law to make disclosure and/or in the public interests. We will only use your data for the purpose for which it was collected. We will only grant access to connection with any regulatory or share your data within our firm compliance requirement and you confirm that we may release such personal or other firmness associated with us and with other authorised third parties and service providers information about your instructions as may be necessary for such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides purposes. 18.22 If you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion have any queries about our use of your data. If you require further information on how wee process your data information, or you wish to exercise your rightsany part of this clause 18, please contact us In using xxxxxxxxxxxxxx@xxx.xx.xx or writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within to our Privacy Noticeregistered office.

Confidentiality and Data Protection. In To provide our services properly we’ll need to collect information about your dealings personal and financial circumstances. We take your privacy seriously and will only use your personal information to deliver our services. Processing of your personal data is necessary for the performance of our contract for services with you. Generally this is the lawful basis on which we intend to rely for the processing of your data. (Please see the reference to special categories of data below). Our policy is to gather and process only that personal data which is necessary for us you may provide us to conduct our services appropriately with information that may include data that is known as you. We adopt a transparent approach to the processing of your personal data. Where Sometimes, we may need to pass your personal information to other organisations. If you apply to take out an insurance product or service we’ll need to pass certain personal details to the product or service providers. We may engage the services of third party providers of professional services in order to enhance the service we provide to you. These parties may also need to process your personal data in the performance of their contract with us. Your personal information may be transferred electronically (e.g. by email or over the internet) and we, or any relevant third party, may contact you in future by what we company believe to be the most appropriate means of communication at the time (e.g. telephone/ email /letter etc.). The organisations to whom we may pass your details also have their own obligations to deal with statutory your personal information appropriately. Sometimes a product or service may be administered from a country outside Europe. If this is the case, the firm must put a contract in place to ensure that your information is adequately protected. Our Privacy Notice is accessible on our website xxx.xxxxxxxxxx.xx.xx/xxxxxxx-xxxxxx and hardcopy is available on request. This is a separate document which provides more information about the nature of our personal data processing requirements activities and includes details of our retention and deletion policies as set out well as your rights of access to the personal information that we hold on you. Special categories of personal data: there are certain categories of personal data that are sensitive by the Data Protection Xxx 0000nature. The categories include: data revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, trade union membership and data concerning health. Depending on the nature of the products and services that you engage us for we may need to obtain your sensitive personal data particularly in relation to health and convictions. Our policy is that should we require any special category of personal data we will include information relating only gather this with your explicit consent. If you are concerned about any aspect of our privacy arrangements please speak to us. We are an independent insurance broker, we can act both as agent of you, the customer, and on behalf of the insurer. We have in place management controls to deal with any conflicts of interest that might arise. Unless we advise you otherwise, we are acting on your name, address, date behalf. We act on behalf of birth insurers when collecting premiums under risk transfer and contact details when placing business under a delegated authority scheme. Our services include: advising you on your insurance needs; arranging your insurance cover with insurers to meet your requirements; and health and criminal offenceshelping you with any ongoing changes you have to make. We can also assist you with making a claim. We will process your personal data to allow us to provide you with our services as your insurance broker in quoting for, arranging and administering your insurances. Your personal data will also be used to manage future communications between ourselves. Where you have agreed, or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide you with further information about our wider products and services. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, we will only do so ask questions to enable us to provide our service assess reasonably your insurance requirements, this may include checking information that we already hold about you and your existing insurance arrangements with us and other parties. We will confirm to you the level of service we are providing as part of our sales process. If we use the services of another intermediary to place your insurance we will advise you of the name of the intermediary we use and on the name of the insurer We usually offer advice from a range of insurers, representing a fair analysis of the market, however, under certain circumstances we may only deal with a limited selection of the market, or single insurer. We will confirm, for each individual policy we provide you with, the basis of it being our advice in our Quotation Letter. After speaking with you, we will advise and make a recommendation to you once we have assessed your demands and needs. Our advice will be confirmed in a demands and suitability statement within our Quotation Letter, giving reasons for our recommendation. However, in the public event that we have not been able to speak with you personally, we would not be in a position to have fully assessed your demands and needs, therefore you would have to make your own decision as to whether the product offered is suitable for you (in any event, this would apply to all Legal Expenses products). Whilst we will use all reasonable endeavours to review Insurer information to protect your interests, Insurer financial standing & predictability of solvency is not guaranteed by us. The final decision on the suitability of an insurer does rest with you. We usually receive a commission from the insurer with whom we place your business and, in addition, we normally make the following charges to cover administration of your insurance:- For Premiums over £500 less £500 Arranging new policies nil £25 Mid Term Adjustments nil nil Renewals nil £25 Mid Term Cancellations We refund net of our commission Replacement Certificates or Cover Notes nil nil Personal Insurance policies cancelled during the 'Right to Cancel' period will only use your data be subject to an administration charge of £25, in addition to the premium charged by the insurer for the purpose period of cover provided. Your premium detailed in the policy will include Insurance Premium Tax (IPT) at the prevailing rate. Some policies are subject to Value Added Tax (VAT) not IPT. Should the rate of IPT or VAT be amended by the Government, your premium will be amended by the insurer to reflect the change. Additional Charges - Where we are asked to undertake complex and time consuming functions on your behalf, it may be necessary for which it was collectedus to charge additional fees to cover our administration costs. In such cases you will be advised by us of the appropriate fee prior to incurring the charge. We may arrange a policy on which we earn no commission (a 'net-premium policy') and in these cases we will only grant access advise you of the arrangement fee before you take the policy out. Specific charges, which apply to or share your data within individual policies will be confirmed in our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processingQuotation Letter. The Data Protection Xxx 0000 provides specific charge and purpose of any additional charges will always be advised to you with Access Rights that allow in advance, prior to you to gain an understanding on taking the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object policy out. Prior to the processing and conclusion of each insurance contract, or upon renewal, we remind you of your right to place restrictions on processingbe advised of the level of commission which we receive from underwriters. You are entitled, at any time, to request copies information regarding any commission which we may have received as a result of data placing your insurance business through Insurers &/or Premium Finance providers. IMPORTANT - to ensure that your insurance is renewed, payment of the premium must be tendered by you before the expiry date of the current policy. No days of grace are given, unless specifically arranged and agreed by your insurer. Certain documentation will not be released to request deletion you until payment of your datapremium has been made in full. If you require further information on how wee process your data our services are terminated by you, we reserve the right to retain any fees or you wish brokerage received or to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Noticeclaim any that may still be outstanding.

Confidentiality and Data Protection. In your dealings with us you may provide us with information that may include Xxxx Xxxxxx Insurance Brokers Limited is a data that is known as personal data. Where we process personal data we company with statutory data processing requirements as set out by the controller and our Data Protection Xxx 0000Officer is Xxxxx Xxxxxx. The We act as your agent in obtaining quotations and will treat all your personal data we will include information relating as private and confidential to us and anyone else involved in the normal course of arranging and administering your name, address, date of birth and contact details and health and criminal offencesinsurance. We will process your collect data, which will include personal data information and risk details required to allow us to provide you with our services as your effect the policy, solely for the purposes of obtaining and providing insurance broker in quoting forquotations, arranging and administering your insurancesinsurance. Provision of data to us is under contractual requirement and we will be unable to offer any quotation for insurance if you refuse to provide certain personal data, including health, financial and criminal records data where these would affect the provision of cover and performance of insurance contracts. Your personal data information will be shared with insurers, which could include reputable provides in other countries, to enable them to provide accurate terms and they will also be used to manage future communications between ourselvesobtain data about you and your insurance history from various insurance anti-fraud databases, such as the Claims and Underwriting Exchange (CLUE) as well as publicly available websites and credit referencing agencies. Where you have agreedWe will not give any personal information except on your instructions or authority, or in circumstances where we are required to do so by law, or by virtue of our regulatory requirements. Information about you and your insurances will be in our mutual interestsheld while you are a client and for three years after the expiry of your policies. Under the Data Protection Act 1998 all data subjects have a right to see personal information about them that we hold, your personal data although a charge of £10 will be used made to cover our administration. Please write to our Data Protection Officer at our usual office address. O ur Service We are an independent insurance broker, who acts on our customers’ behalf in arranging insurance. Our services include: advising You on Your insurance needs; arranging Your insurance cover with insurers to meet Your requirements; and helping You with any ongoing changes You have to make. As part of our service, We will assist You with any claim You need to make and tell You what Your responsibilities are in relation to making claims. We are authorised as a credit broker. We only offer the credit facilities of insurers and/or Close Premium Finance/Premium Credit Ltd and We will not provide you with further information about our wider products and services. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, we will only do so to enable us to provide our service to you and any advice on the basis suitability of it being in the public interestscredit facilities to Your needs. We may use providers who will only use your data for the purpose for conduct a credit check, which it was collectedwill be recorded on Your credit record. We will only grant access to or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your data. If you require further information on how wee process your data or you wish to exercise your rights, please Please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within if You do NOT consent to a credit check being undertaken, however this may affect our Privacy Noticeability to offer instalment facilities to You.

Confidentiality and Data Protection. In To provide our services properly we’ll need to collect information about your dealings personal and financial circumstances. We take your privacy seriously and will only use your personal information to deliver our services. Processing of your personal data is necessary for the performance of our contract for services with you. Generally this is the lawful basis on which we intend to rely for the processing of your data. (Please see the reference to special categories of data below). Our policy is to gather and process only that personal data which is necessary for us you may provide us to conduct our services appropriately with information that may include data that is known as you. We adopt a transparent approach to the processing of your personal data. Where Sometimes, we process may need to pass your personal data we company with statutory data processing requirements as set information to other organisations. If you apply to take out by an insurance product or service we’ll need to pass certain personal details to the Data Protection Xxx 0000. The personal data we will include information relating to your name, address, date of birth and contact details and health and criminal offencesproduct or service providers. We will may engage the services of third party providers of professional services in order to enhance the service we provide to you. These parties may also need to process your personal data to allow us to provide you in the performance of their contract with our services as your insurance broker in quoting for, arranging and administering your insurancesus. Your personal information may be transferred electronically (e.g. by email or over the internet) and we, or any relevant third party, may contact you in future by what we believe to be the most appropriate means of communication at the time (e.g. telephone/ email /letter etc.). The organisations to whom we may pass your details also have their own obligations to deal with your personal information appropriately. Sometimes a product or service may be administered from a country outside Europe. If this is the case, the firm must put a contract in place to ensure that your information is adequately protected. Our Privacy Notice is accessible on our website xxx.xxxxxxxxxx.xx.xx/xxxxxxx-xxxxxx and hardcopy is available on request. This is a separate document which provides more information about the nature of our personal data will also be used processing activities and includes details of our retention and deletion policies as well as your rights of access to manage future communications between ourselvesthe personal information that we hold on you. Where Special categories of personal data: there are certain categories of personal data that are sensitive by nature. The categories include: data revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, trade union membership and data concerning health. Depending on the nature of the products and services that you engage us for we may need to obtain your sensitive personal data particularly in relation to health and convictions. This processing is necessary for insurance purposes. If you are concerned about any aspect of our privacy arrangements please speak to us. We are an independent insurance broker, we can act both as agent of you, the customer, and on behalf of the insurer. We have in place management controls to deal with any conflicts of interest that might arise. Unless we advise you otherwise, we are acting on your behalf. We act on behalf of insurers when collecting premiums under risk transfer and when placing business under a delegated authority scheme. Our services include: advising you on your insurance needs; arranging your insurance cover with insurers to meet your requirements; and helping you with any ongoing changes you have agreed, or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide make. We can also assist you with further information about our wider products and servicesmaking a claim. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, we We will only do so ask questions to enable us to provide our service assess reasonably your insurance requirements, this may include checking information that we already hold about you and your existing insurance arrangements with us and other parties. We will confirm to you the level of service we are providing as part of our sales process. If we use the services of another intermediary to place your insurance we will advise you of the name of the intermediary we use and on the name of the insurer We usually offer advice from a range of insurers, representing a fair analysis of the market, however, under certain circumstances we may only deal with a limited selection of the market, or single insurer. We will confirm, for each individual policy we provide you with, the basis of it being our advice in our Quotation Letter. After speaking with you, we will advise and make a recommendation to you once we have assessed your demands and needs. Our advice will be confirmed in a demands and suitability statement within our Quotation Letter, giving reasons for our recommendation. However, in the public event that we have not been able to speak with you personally, we would not be in a position to have fully assessed your demands and needs, therefore you would have to make your own decision as to whether the product offered is suitable for you (in any event, this would apply to all Legal Expenses products). Whilst we will use all reasonable endeavours to review Insurer information to protect your interests, Insurer financial standing & predictability of solvency is not guaranteed by us. The final decision on the suitability of an insurer does rest with you. We usually receive a commission from the insurer with whom we place your business and, in addition, we normally make the following charges to cover administration of your insurance:- For Premiums over £500 less £500 Arranging new policies nil £25 Mid Term Adjustments nil nil Renewals nil £25 Mid Term Cancellations We refund net of our commission Replacement Certificates or Cover Notes nil nil Personal Insurance policies cancelled during the 'Right to Cancel' period will only use your data be subject to an administration charge of £25, in addition to the premium charged by the insurer for the purpose period of cover provided. Your premium detailed in the policy will include Insurance Premium Tax (IPT) at the prevailing rate. Some policies are subject to Value Added Tax (VAT) not IPT. Should the rate of IPT or VAT be amended by the Government, your premium will be amended by the insurer to reflect the change. Additional Charges - Where we are asked to undertake complex and time consuming functions on your behalf, it may be necessary for which it was collectedus to charge additional fees to cover our administration costs. In such cases you will be advised by us of the appropriate fee prior to incurring the charge. We may arrange a policy on which we earn no commission (a 'net-premium policy') and in these cases we will only grant access advise you of the arrangement fee before you take the policy out. Specific charges, which apply to or share your data within individual policies will be confirmed in our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processingQuotation Letter. The Data Protection Xxx 0000 provides specific charge and purpose of any additional charges will always be advised to you with Access Rights that allow in advance, prior to you to gain an understanding on taking the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object policy out. Prior to the processing and conclusion of each insurance contract, or upon renewal, we remind you of your right to place restrictions on processingbe advised of the level of commission which we receive from underwriters. You are entitled, at any time, to request copies information regarding any commission which we may have received as a result of data placing your insurance business through Insurers &/or Premium Finance providers. IMPORTANT - to ensure that your insurance is renewed, payment of the premium must be tendered by you before the expiry date of the current policy. No days of grace are given, unless specifically arranged and agreed by your insurer. Certain documentation will not be released to request deletion you until payment of your datapremium has been made in full. If you require further information on how wee process your data our services are terminated by you, we reserve the right to retain any fees or you wish brokerage received or to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Noticeclaim any that may still be outstanding.

Confidentiality and Data Protection. In To provide our services properly we’ll need to collect information about your dealings personal and financial circumstances. We take your privacy seriously and will only use your personal information to deliver our services. Processing of your personal data is necessary for the performance of our contract for services with you. Generally this is the lawful basis on which we intend to rely for the processing of your data. (Please see the reference to special categories of data below). Our policy is to gather and process only that personal data which is necessary for us you may provide us to conduct our services appropriately with information that may include data that is known as you. We adopt a transparent approach to the processing of your personal data. Where Sometimes, we process may need to pass your personal data we company with statutory data processing requirements as set information to other organisations. If you apply to take out by an insurance product or service we’ll need to pass certain personal details to the Data Protection Xxx 0000. The personal data we will include information relating to your name, address, date of birth and contact details and health and criminal offencesproduct or service providers. We will may engage the services of third party providers of professional services in order to enhance the service we provide to you. These parties may also need to process your personal data to allow us to provide you in the performance of their contract with our services as your insurance broker in quoting for, arranging and administering your insurancesus. Your personal information may be transferred electronically (e.g. by email or over the internet) and we, or any relevant third party, may contact you in future by what we believe to be the most appropriate means of communication at the time (e.g. telephone/ email /letter etc.). The organisations to whom we may pass your details also have their own obligations to deal with your personal information appropriately. Sometimes a product or service may be administered from a country outside Europe. If this is the case, the firm must put a contract in place to ensure that your information is adequately protected. Our Privacy Notice is accessible on our website xxx.xxxxxxxxxx.xx.xx/xxxxxxx-xxxxxx and hardcopy is available on request. This is a separate document which provides more information about the nature of our personal data will also be used processing activities and includes details of our retention and deletion policies as well as your rights of access to manage future communications between ourselvesthe personal information that we hold on you. Where Special categories of personal data: there are certain categories of personal data that are sensitive by nature. The categories include: data revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, trade union membership and data concerning health. Depending on the nature of the products and services that you engage us for we may need to obtain your sensitive personal data particularly in relation to health and convictions. This processing is necessary for insurance purposes. If you are concerned about any aspect of our privacy arrangements please speak to us. We are an independent insurance broker, we can act both as agent of you, the customer, and on behalf of the insurer. We have in place management controls to deal with any conflicts of interest that might arise. Unless we advise you otherwise, we are acting on your behalf. We act on behalf of insurers when collecting premiums under risk transfer and when placing business under a delegated authority scheme. Our services include: advising you on your insurance needs; arranging your insurance cover with insurers to meet your requirements; and helping you with any ongoing changes you have agreed, or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide make. We can also assist you with further information about our wider products and servicesmaking a claim. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, we We will only do so ask questions to enable us to provide our service assess reasonably your insurance requirements, this may include checking information that we already hold about you and your existing insurance arrangements with us and other parties. We will confirm to you the level of service we are providing as part of our sales process. If we use the services of another intermediary to place your insurance we will advise you of the name of the intermediary we use and on the name of the insurer We usually offer advice from a range of insurers, representing a fair analysis of the market, however, under certain circumstances we may only deal with a limited selection of the market, or single insurer. We will confirm, for each individual policy we provide you with, the basis of it being our advice in our Quotation Letter. After speaking with you, we will advise and make a recommendation to you once we have assessed your demands and needs. Our advice will be confirmed in a demands and suitability statement within our Quotation Letter, giving reasons for our recommendation. However, in the public interestsevent that we have not been able to speak with you personally, we would not be in a position to have fully assessed your demands and needs, therefore you would have to make your own decision as to whether the product offered is suitable for you (in any event, this would apply to all Legal Expenses products). We usually receive a commission from an insurer when placing your business and from a finance company when arranging finance for you. The commission we receive is a percentage of the total annual insurance premium, and if you pay by finance, the commission we receive is a percentage of the total interest paid under the finance agreement. In addition, we will only use make the following charges to cover administration of your data insurance:- Clients with a premium spend of £5,000 or less will be charged a client fee of £35 per annum. Arranging new policies £30 Arranging new policies £nil Mid Term Adjustments £nil Mid Term Adjustments £nil Renewals £30 Renewals £nil Replacement Certificates or Cover Notes £nil Replacement Certificates or Cover Notes £nil In respect of Mid Term Cancellations for both Personal and Commercial Insurance policies, we will refund net of our commission. Personal Insurance policies cancelled during the 'Right to Cancel' period will be subject to an administration charge of £30, in addition to the premium charged by the insurer for the purpose for which it was collectedperiod of cover provided. We may arrange a policy on which we earn no commission (a 'net-premium policy') and in these cases we will only grant access advise you of the arrangement fee before you take the policy out. Specific charges, which apply to or share individual policies, will be confirmed in our Quotation Letter. These fees may be subject to change and where this is the case you will always be advised of the actual fee in writing and before you make your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where decision to purchase insurance from us. Where we are entitled asked to do undertake complex and time consuming functions on your behalf, it may be necessary for us to charge additional fees to cover our administration costs. In such cases you will be advised by law under lawful data processingus of the appropriate fee prior to incurring the charge. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processedYou are entitled, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processingat any time, to request copies information regarding any commission which we may have received as a result of data placing your insurance business through Insurers &/or Premium Finance providers. We occasionally receive additional remuneration from insurers, finance providers and other agents for business we place with them. This will be confirmed within our Quotation Letter. Your premium detailed in the policy will include Insurance Premium Tax (IPT) at the prevailing rate. Some policies are subject to request deletion Value Added Tax (VAT) not IPT. Should the rate of IPT or VAT be amended by the Government, your datapremium will be amended by the insurer to reflect the change. If you require further information on how wee process your data our services are terminated by you, we reserve the right to retain any fees or you wish brokerage received or to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Noticeclaim any that may still be outstanding.

Confidentiality and Data Protection. In your dealings with us you may provide us with information that may include data that is known as personal data. Where we process respect of the personal data you provide to us from time to time, we company with statutory are your data processing requirements as set out by controller for the purposes of the Data Protection Xxx 0000. The personal data we will include information relating to your name, address, date of birth and contact details and health and criminal offences0000 (DPA). We will process your personal data to allow exchange information that you provide us to provide you with insurance companies, other brokers or agents for the purposes of obtaining insurance quotations, arranging cover or dealing with claims and otherwise in accordance with our services DPA licence Z6558751 and/or as your insurance broker outlined in quoting forour customer data security policy, arranging a copy of which is available on request. We will treat all information as private and administering your insurances. Your personal data confidential, and in strict accordance the DPA, even when you are no longer a customer and will also be used to manage future communications between ourselves. Where you have agreed, or in circumstances where only share information if we are required to do so by law or regulation All calls will be recorded for training and monitoring purposes. We operate for the benefit of our clients a dedicated claims team who will assist you with the handling of any claim you need to make. It is essential that you notify us of all incidents or circumstances that could lead to a claim against your insurance policy. Claim conditions under insurance contracts differ from insurer or underwriting syndicate so it is important that you notify us immediately you are aware of circumstances that could lead to a claim. Failure to do so could result in declinature of a claim. The limit of liability is £5,000,000 in aggregate arising from any one claim or any series of claims arising from the same incident in relation to broking services provided by Xxxx X Xxxxxxx Ltd. However, in relation to claims/incidents resulting in personal injury or causing death by our mutual interests, negligence then no limit applies. Increased limits of indemnity may be available on request but we reserve the right to charge for any necessary increase in premium as a result. Your premium detailed in the policy will include IPT and/or in some instances VAT. Should the rates be amended by the Government your personal data premium will be used amended to reflect the change We operate with insurers delegated authority schemes and certain profit share arrangements. These we manage in accordance with our conflicts of interest policy. Where there is potentially a conflict of interest we will notify you accordingly We always aim to provide you with further information about a first class service to our wider products and services. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, clients however in the event we will only do so to enable us fail to provide our this service to you and on the basis of it being in the public interests. We will only use your data for the purpose for which it was collected. We will only grant access to or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled committed to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on resolving the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your datamatter. If you require further information on how wee process your data or you wish to exercise your rightshave a complaint about our service, please contact us In by writing Data Privacy Representative RMCI 0/0 to Xxxx Xxxxxxx, The Compliance Officer, Xxxx X. Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Limited, Xxxxxx XX00 0XX Xxxx, Xxxxxxx, XX0 0XX, telephoning 01603 626155, faxing 01603 610836 or e-mail: xxxxxxxxx@xxxxxxxxxxxx.xx.xx Each complaint will be dealt with promptly and fairly, provided it is made known to us by any reasonable means. Your complaint will be acknowledged promptly and a copy of our complaints procedure will be given to or sent to you. A Director or Senior Manager will be appointed to investigate your complaint. By phone: Telephone: 00000000000 By Ethe end of eight weeks we will issue a final response to your complaint, if it is not possible to complete the investigation within the period, an indication of when we expect to be able to issue the final response. You may, at this point, refer your complaint to the Financial Ombudsman Service. If you are not satisfied with the way in which your complaint is dealt with, you may refer it to the Financial Ombudsman Service. The ombudsman’s leaflet ‘your complaint and the ombudsman’ will be sent to you at the end of eight weeks or with our final response but you may obtain details by visiting the website at http//xxx.xxxxxxxxx-Mail: x.xxxxxxx@xxxx.xx.xx How xxxxxxxxx.xxx.xx We are covered by the Financial Services Compensation Scheme. You may be entitled to compensation from the scheme if we process your data cannot meet our obligations. This depends upon the type of business and the circumstances of the claim. Insurance advising and arranging is detailed within our Privacy Noticecovered for 90% of the claim with no upper limit. For compulsory classes of insurance, advising and arranging is covered for 100% of the claim without any upper limit.

Confidentiality and Data Protection. In your dealings with us you may provide us with information that may include data that is known as personal data. Where we process personal data we company with statutory data processing requirements as set out by the Data Protection Xxx 0000. The personal data we will include information relating to your name, address, date of birth and contact details and health and criminal offences. We will process treat all your personal data information as private and confidential to allow us to provide you with our services as your insurance broker and anyone else involved in quoting for, the normal course of arranging and administering your insurancesinsurance, even when you are no longer a customer. Your We will not give anyone else any personal data will also be used to manage future communications between ourselves. Where you have agreedinformation except on your instructions or authority, or in circumstances where we are required to do so will by law, or by virtue of our regulatory requirements. We may use information we hold about you to provide information to you about other products and services, which we feel may be appropriate to you. Under the Data Protection Act 1998 you have the right to see personal information about you that we hold in our mutual interestsrecords. If you have any queries please write to us at our usual office address. We are an independent insurance intermediary, your personal data who acts on our customers’ behalf in arranging insurance. We will be used to not provide you with further information any advice on the purchase of policies via our website and customers should make their own decision regarding the suitability of products offered. In respect of products purchased via our website, these will be from a single insurer for each type of business, who will be clearly identified in the quotation. In respect of policies purchased through our website you will not receive advice or a recommendation from us and you will then need to make your own choice about our wider products how to proceed. Guidance on the circumstances in which any policy is likely to meet customers needs, will be confirmed in a demands & needs statement with the quotation. We usually receive a commission from the insurance provider with whom we place your business, and servicesin such a case, the commission will be due to us either when we are in receipt of cleared funds from yourself (or the premium finance company, if one has been used) or, when the insurer has received cleared funds from us in respect of the premium due under your policy. You can opt out The individual agreements we have with each insurance provider will determine which of receiving such communications the two methods above is used to make this transfer of commission. In addition, we normally make the following charges to cover the administration of your insurance: Arranging new policies £ 15 Midterm adjustments £ 10 Midterm cancellations and other refunds are refunded NET of commission. We may, in addition, charge a £ 10 administration fee. Renewals £ 5 Replacement/duplicate certificates or cover notes £5 Consumer policies cancelled during the ‘Right to Cancel’ period will be subject to an administration charge of £10, in addition to the premium charged by emailing enquiries @xxxx.xx.xx In processing personal data the insurer for the period of cover provided. Occasionally we may arrange a policy on which we earn no commission (a ‘net-premium policy’) and in these cases we will advise you of the arrangement fee before you take the policy out. Specific charges, which apply to individual policies, will be shown on the Disclosure Document applicable to that policy. The specific charge and purpose of any additional charges will always be advised to you in advance. Prior to the conclusion of any commercial insurance purposes about health contract, or criminal convictionsupon renewal, we will only do so remind commercial customers of your right to enable us to provide our service to you and on be advised of the basis level of it being in the public interestscommission which we receive from underwriters. We will only use your data for the purpose for which it was collected. We will only grant access to or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediariesCommercial customers are entitled, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processingat any time, to request copies information regarding any commission which we may have received as a result of data and to request deletion of placing your data. If you require further information on how wee process your data or you wish to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Noticeinsurance business.

Confidentiality and Data Protection. In your dealings with us you may provide us with information 9.1 The parties agree to treat in confidence, also beyond the end of this Agreement, all Confidential Information, of which they obtain knowledge, or which are provided to them prior to or during performance of the contract by the other party, unless such Confidential Information becomes publicly known without a breach of the confidentiality obligation. The parties shall keep and safeguard Confidential Information in a manner that may include data that is known as personal dataexcludes access by third parties. Where we You shall only enable access to Confidential Information for those employees and authorized persons who require such access in order to perform their work responsibilities. Such persons shall be instructed about the confidentiality obligation. 9.2 Where, in the course of providing our contractual obligations under this Agreement, We process personal data we company with statutory data processing requirements as set out by for which You are the Data Protection Xxx 0000. The responsible party or where access to such personal data we will include information relating to is possible, the parties shall in advance enter into an agreement on processing of personal data that complies with the relevant statutory requirements. 9.3 We may use your contact data (name, email address) for sending You emails with information regarding the Software during an active license or evaluation term and a period of 6 month after its end. You can deny this right at the time of the conclusion of this Agreement as well as at any time afterwards by submitting a request via email to xxxxxxxx@xxxxxxxxxx.xxx, date requesting the type of birth information you do not want to receive any more. 9.4 We may name You as a referential customer as of conclusion of this Agreement. You can deny this right at the time of the conclusion of this Agreement as well as at any time afterwards by submitting a request via email to xxxxxxxx@xxxxxxxxxx.xxx, requesting the references to be deleted. Upon receipt of such request, We will remove any reference to You within 30 days and contact details make no further reference to You. 9.5 The information you provide will be used by Us to provide support services, to promote our services and health and criminal offencesto fulfill legal obligations (e.g. accounting). Information about you will not be shared with third parties. We will process hold the personal data you provided to us for 3 years after the expiration of an active license, for 1 year after the expiration of an evaluation license. You have a right to access your personal data to allow us to provide you with our services as your insurance broker in quoting forinformation, arranging and administering your insurances. Your personal data will also be used to manage future communications between ourselves. Where you have agreed, or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide you with further information about our wider products and services. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, we will only do so to enable us to provide our service to you and on the basis of it being in the public interests. We will only use your data for the purpose for which it was collected. We will only grant access to or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing of your personal information, to rectify, to erase, to restrict, to port your personal information and to place restrictions on processingapply to a data protection authority. Any requests or objections regarding data protection issues you may direct to our data protection officer, to request copies of data and to request deletion of your data. If whom you require further information on how wee process your data or you wish to exercise your rights, please may contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Noticefor instance under xxxxxxxxxxx@xxxxxxxxxx.xx.

Confidentiality and Data Protection. We are committed to the observance and fulfilment of the provisions in Singapore's Personal Data Protection Act 2012 (the "PDPA"). All information about you or your business of a sensitive or personal nature will be treated as private and confidential. We will, however, use and disclose the information we have about you in the course of arranging, placing and administering your insurance cover. This may involve passing information about you to our affiliates, related corporations, insurer(s), other intermediaries, risk management assessors, uninsured loss recovery agencies, service providers, industry regulators, law enforcers, our auditors and other third parties involved directly or indirectly in your insurance cover. Please note that you are deemed to have provided consent to us under PDPA when you provide your information to us in the normal course of negotiating, maintaining or renewing of insurance, or for handling of claims. In your dealings with us respect of any personal data of any individuals which you may provide from time to time, disclose to us (“Third Party Personal Data”), you would have prior to disclosing such personal data to us obtained the appropriate consent from the individuals whose personal data are being disclosed for the purpose set out in the Agreement. If you have supplied Third Party Personal Data to us, you must make them aware of how we use it as this is the only basis on which we can accept it from you. Our data protection policy can be found on our website: xxxxx://xxxxxxxxxxxxxxx.xxx/dataprotection Client money is any money that we receive and hold in the course of arranging or administering insurance on your behalf, or which we treat as client money, in accordance with information that may include data that the industry regulations stipulated by MAS. MAS requires us to establish and maintain separate accounts with a bank licensed with MAS in the respect of the carrying on of business which we are registered for. This client money is known as personal datasegregated from our own money. Where we process personal data have agreed in writing with an insurer to receive money as their agent, money received from you or from the insurer, will be the property of the insurer whilst we company with statutory data processing requirements hold it. If you pay a premium to us it will be treated as set out having been received by the Data Protection Xxx 0000insurer, which means you cannot be asked to pay it again, even if we do not pay the premium to the insurer. The personal data Similarly, once we have received the premium, we would be unable to return it to you, for example in the event of the insurer becoming insolvent. Also, if the insurer pays claims money or a return premium to us for onward transmission to you and we do not pay you, then the insurer will include information relating still be liable to your name, address, date of birth and contact details and health and criminal offencesyou. We will process may earn interest on cash amounts held and may benefit from foreign exchange differentials and returns on segregated designated investments. These cash amounts can include premiums and claims amount due to insurers and/or clients. As permitted by MAS, any such interest or investment returns before the agreed credit period with insurers shall belong to us and we shall not be required to account for it to you. We may transfer client money to another person, such as another broker or settlement agent, for the purpose of effecting a transaction on your personal data to allow us to provide you with our services as your insurance broker in quoting for, arranging and administering your insurances. Your personal data will also be used to manage future communications between ourselvesbehalf. Where you have agreed, we act as agent of an insurer for the purposes of holding or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide you with further information about our wider products and services. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health claim payments or criminal convictionsreturning premiums, we will only do so remit them to enable such parties as the insurer directs us to provide our service pay. We may otherwise only pay client money to you or your duly authorised representative if we have your specific instruction or consent. Where an intermediary or settlement agent is outside Singapore, the legal and on regulatory regime applying to the basis of it being intermediary or settlement agent will be different from that applicable in Singapore and, in the public interests. We will only use your data for event of a failure of the purpose for which it intermediary or settlement agent, the client money may be treated differently than if the client money was collected. We will only grant access to held by a broker or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your data. If you require further information on how wee process your data or you wish to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Noticesettlement agent in Singapore.

Confidentiality and Data Protection. In 14.1 We, as the controller of your dealings personal data, shall process your personal data during and after your relationship with us in accordance with the Data Protection (Privacy of Personal Information) Act 2008, as amended from time to time. In case you may provide us are an EU resident, we shall also process your personal data in accordance with information that may include Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data that and on the free movement of such data and other applicable data protection laws (‘GDPR’), as amended from time to time. Novox Financial Services Ltd acting as the processor of your personal data shall process your personal data in accordance with GDPR, as amended from time to time. 14.2 We have outsourced a number of processing activities to Novox Financial Services Ltd, which is known therefore acting as the processor of your personal data. Where we Consequently and regardless of your country of residence, Novox Financial Services Ltd shall process your personal data in accordance with GDPR, as amended from time to time. 14.3 By entering into the Agreement, you agree and acknowledge that we company with statutory data processing requirements as set out by the Data Protection Xxx 0000. The shall process your personal data we will include information relating including special categories of personal data (subject to your namedocumented consent), address, date which you provided to us upon registering for an Account and/or in the course of birth and contact details and health and criminal offences. our business relationship. 14.4 We will process your personal data for the purposes of (i) providing our services to allow us to provide you, (ii) providing you with information about us and our services as your insurance broker in quoting forand improving our services from time to time, arranging (iii) maintaining our IT systems, including our administrative and administering your insurances. Your personal data will also be used to manage future communications between ourselves. Where you have agreedclient management systems, (iv) complying with any requirement of law and/or regulation and/or of any competent authority or in circumstances professional body (where to do so will be in our mutual interests, applicable) of which we are a member. 14.5 We process your personal data will be used for the purposes mentioned herein on the lawful basis that (i) you have given consent (where applicable); (ii) the processing is necessary for the performance of our contract and in order to provide you take steps at your request prior to entering into our contract; (iii) the processing is necessary for compliance with further information about our wider products a legal obligation to which we are subject; and services. (iv) the processing is necessary for the purposes of the legitimate interests pursued by us (subject to the relevant individual's fundamental rights and freedoms overriding such interests). 14.6 You can opt out have the right to request from us access to and rectification or erasure of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, we will only do so to enable us to provide our service to restriction of processing concerning you and on the basis of it being in the public interests. We will only use your data for the purpose for which it was collected. We will only grant access to or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions withdraw your consent (where applicable) at any time by notifying us in writing as well as the right to data portability. 14.7 You acknowledge that we shall store your personal data (and records of your dealings with us) for as long as your Account is active and registered with us, we are providing the services to you and/or as required under applicable law. 14.8 We shall disclose your personal data to member companies of the Novox group of companies, marketing companies, business partners, IT service providers and other financial institutions such as payment services providers and banks and third-party introducers (relevant to you), for the purposes described above. In the event that a transfer of personal data is made to countries located outside of the Saint Vincents or the EEA we shall carry out such disclosure to a recipient (i) who is in a country which provides an adequate level of protection for personal data or (ii) under appropriate safeguards pursuant to the provisions of applicable data protection laws (e.g. by an agreement in the form of standard data protection clauses adopted by the European Commission), the form of which is available here. 14.9 Further details of how we process personal data including inter-alia our lawful basis of processing personal data, rights of the data subject and principles and information in respect of transfers of personal data are specified in our Privacy Policy available on processingour Website. 14.10 Novox has designated a Data Protection Officer to, to request copies of inter-alia, oversee and monitor Novox ’s compliance under applicable data protection laws and to request deletion act as the Company’s point of contact for the competent authority. You have the right to lodge a complaint with the office of the Saint Vincents Data Protection Commissioner or with the Cyprus Commissioner for the Protection of Personal Data in case you are an EU resident or the cause of your complaint is in relation to Novox Financial Services Ltd acting as processor of your personal data. If You may contact our Data Protection Officer by email to the address xxxx@xxxxxxx.xxx. 14.11 If, during the course of our business relationship, there is a change in your personal data you require further information on how wee process your data or you wish to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your must ensure that this data is detailed within our Privacy Noticeupdated and accurate by contacting us as soon as practically possible through Novox Novox .

Confidentiality and Data Protection. In your dealings with us We will exchange the information that you may provide to us with insurance companies and other brokers or agents for the purpose of obtaining quotations and arranging cover, this may result in a credit check to confirm your identity and minimise the risk of fraud. This may also involve disclosure of information that may include data that is known to any Government body. We will treat all information as personal data. Where we process personal data we company private and confidential, and in strict accordance with statutory data processing requirements as set out by the Data Protection Xxx 0000Act 1998 (DPA), even when you are no longer a customer and only share information if we are required to do so by law, or regulation. Under the DPA you have the right to a copy of any personally identifiable information about you that we hold in our records. You can obtain details by writing to us at our usual address. A nominal charge may apply in providing the information to you. We may, in addition, use information for marketing similar products or services by us and carefully selected companies. Contact may include SMS text, post, telephone or e-mail. If you do not want us to use your information in this way, please let us know. OUR SERVICE We can act both as agent of the insurer, and on behalf of you, the customer. We have in place management controls to deal with any conflicts of interest that might arise. Unless we advise you otherwise, we are acting on your behalf. We also act on behalf of insurers when collecting premiums under risk transfer. Our service includes advising you on your insurance needs, arranging insurance cover with insurers or other intermediaries to meet your requirements and assisting you with any ongoing changes that you may have to make. As part of our service we will assist you with any claim that you need to make. If we use the services of another intermediary to place your insurance we will advise you of the name of the intermediary we use and the name of the insurer. Where it is agreed that we will only provide advice, or are appointed to act for you in respect of a particular aspect or aspects of risk we will make this clear in any correspondence with you and cannot be held liable for inadequacies in any other risk prevention measures you may have in place. If you mislay your policy at any time, we will arrange a replacement policy document, if you request it. We may make a charge for this. OUR FEES, COMMISSION AND CHARGES We usually receive a commission from the insurance provider with whom we place your business, and in such a case, the commission will be due to us either when we are in receipt of cleared funds from you (or the premium finance company, if one has been used) or, when the insurer has received cleared funds from us in respect of the premium due under your policy. The personal data individual agreements we have with each insurance provider will determine which of the two methods above is used to make this transfer of commission. Commissions are based on the premium you pay, net of any IPT (see below). We also receive commission for arranging finance agreements for the payment of insurance premiums and this is usually expressed as a percentage of the individual loan and is paid to us directly by the premium finance provider. We may also receive a commission or fee for passing introductions to other professional firms. In addition, we may make a charge to cover the administration of your insurance as follows: Standard Charges: Arranging or renewing a policy £25 Mid-term adjustments (MTA) £25 Refunds £25 (we refund NET of our commission) Copy Documents £15 Any such fee will be notified to you prior to any transaction. Policies voided or cancelled from inception by insurers will be treated as a cancellation and we will retain any commission and fees before returning the net premium to you. By accepting these terms of business, you agree that we may retain the portion of the premium that relates to the entire commission that would have been due to us. Occasionally we may arrange a policy on which we earn no commission (a ‘net-premium policy’) and in these cases, we will advise you of the arrangement fee before you take the policy out. Specific charges, which apply to individual policies, will be advised to you prior to the commencement of each contract applicable to that policy. The amount and purpose of any additional charges will always be advised to you in advance. You are entitled, at any time, to request information regarding any commission which we may have received as a result of placing your insurance business. The contract is considered formed when you instruct us to bind the risk with Insurers which may or may not be the date the insurance period commences but is usually prior to it. This is the material point at which our entire remuneration is due. It may comprise of commission paid by Insurers and fees from you. Although the commission is paid by Insurers it is your instructions to enter into the contract with them that enables us to earn it. The commission and fees are charged in respect of the services that we provide as your broker and in the event that you do not proceed with the contract, we reserve the right to recover the amount of any commission or fee that would have been due to us from you. RETURN PREMIUMS These arise where a policy is amended resulting in a reduction in the premium or where a policy is cancelled. In these cases, we pay a refund to the insurer of part of our original commission. This amount will be deducted from the final amount refunded to you. OUR SELECTION (FAIR ANALYSIS) We offer products from a wide range of insurance companies and other insurance intermediaries. Our selection usually involves presenting to a reasonable number of insurance companies that will insure for the risk at hand, and this is called a fair analysis of the market available to us. Sometimes we may only approach two or three insurers and this is a limited panel, or in some cases, we may only approach one insurer, in either case we will tell you the basis as part of our selling process. You can request a list of the companies that form the panel we have approached. FINANCIAL STRENGTH We regularly assess the financial strength of the Insurance Companies and other intermediaries that we deal with. The process usually involves general observation of the financial ratings applied by independent rating agencies such as Standard & Poor’s and AM Best published with other readily available information within industry guides, newsletters and press releases. Whilst we take care to deal with companies that maintain reasonable solvency margins, we cannot guarantee their financial ability to pay claims. MONEY We will hold money that you pay to us in accordance with the regulator’s rules or under a risk transfer agreement with insurers. This will include information relating holding your money in the following ways: A statutory trust client bank account in relation to your namepayments received by Butterworth Xxxxxxxx Commercial Ltd. and Butterworth Xxxxxxxx Professional Risks Ltd. This only allows us to use the money held in trust on behalf of a customer for paying that customer’s premium to an insurance company and to pay premium refunds or claims we receive from that insurance company to the customer, address, date of birth and contact details and health and criminal offencesonce the premium has been received from that insurance company. We will process your personal data cannot use that customer’s money to allow pay another customer’s premium or refund. Also for this reason it is not possible for you to offset the refund against premiums owed on another policy. We do not pay any interest on premiums held by us to provide you with our services as your insurance broker in quoting for, the course of arranging and administering your insurancesinsurance, unless, in the case of consumer transactions we receive more than £20 per transaction, and then we will ask for your permission to retain the interest. Your personal data Unless you tell us otherwise, you are consenting to us holding your money in this way. A non-statutory trust insurer bank account in relation to payments received by Butterworth Xxxxxxxx Facilities Ltd in accordance with our agreements with Insurance Companies that transfer the risk of money we receive from customers to them, these agreements deem any money you pay to us, to be received by them and they will bear the risk of any losses in the event that our firm becomes insolvent. This includes claims money or premium refunds we receive prior to being paid to you. Holding your money in these ways means that in the event that this firm becomes insolvent your money remains protected. In arranging your insurance we may employ the services of other intermediaries who are regulated by the FCA and your premium may be passed to these intermediaries for payment to insurers. These firms are also required to hold clients’ money in a separate trust account. We will also inform you if at any time we are required to pass your premium to firms that operate outside the UK where the protection may be used different. Should you not wish us to manage future communications between ourselvespass premiums to a firm outside of the UK, please inform us. Where you have agreed, or in circumstances where to do so PAYMENT OPTIONS We will be in our mutual interests, your personal data will be used to provide you with further information about our wider products full details of all the payment options available to you when we provide you with your insurance premium. If you choose to enter into a finance arrangement, your details will be passed to a third party (insurer or lender) to enable them to contact you and servicesyou should contact us at the address given in this document if you do not want your details passed to that party. This finance arrangement will be subject to interest charges that we will confirm to you when providing the full details. Importantly, the arrangement you will enter into will be with the finance company not us. It is an entirely separate contract irrespective of the insurance contract. In the event of your failure to meet with the contractual obligations regarding payment the finance provider could approach the insurer to seek a termination of the insurance contract to recoup their outstanding finance arrears. You can opt out will be liable to pay their costs and charges if you do not keep up your repayments and cover is cancelled under your policy. This is because the agreement is between you, the policyholder and the finance company direct, not us or the insurer. It is important that you read any finance agreement that is sent to you before you agree to enter into such an agreement. We do not charge any fees to you for introducing you to a credit provider. Please note: - Your policy cover will cease if you fail to keep up payments on an instalment agreement or premium finance facility related to it. If you are a consumer as defined under the Consumer Credit Act, you will have the benefit of a 14 day cooling off period. YOUR RIGHT TO CANCEL (APPLICABLE TO CONSUMERS ONLY) Please contact us if you wish to cancel any policy that we have arranged for you. Customers acting outside their trade or profession (Consumers) will usually have a legal right to cancel policies for any reason, subject to no claims having occurred, within 14 days of receiving such communications the full terms & conditions. A charge may apply for the period of cover provided and, in addition, an administration charge will apply as shown in the charges section above. Cancellation under this Right must be in writing, prior to expiry of the cancellation period, to our usual office address. COMPLAINTS Our aim is always to provide our customers with a first-class service; however, we are aware that, occasionally, it is possible that we may fail to meet your expectations. If for any reason we have not met your expectations, let us know as soon as possible, by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health calling our main office telephone 0000 000 0000, or criminal convictionswrite to Xxxxxx Xxxxxx, Xxxxxxxxxxx Xxxxxxxx Insurance Brokers, 00-00 Xxxxxxx Xxxx, Xxxxxxxxx Technology Park, Wavertree, Xxxxxxxxx, X00 0XX. If we are unable to resolve the issue to your satisfaction by the end of the following business day following the receipt of your complaint, we will only do so to enable us to provide formally investigate the matter. You will receive a prompt acknowledgement of the matter together with a copy of our service to you and on the basis of it being in the public interestscomplaints process within 5 working days. We will only use your data for then aim to investigate and provide a resolution as quickly as possible, informing you of the purpose for which it was collected. We will only grant access to or share your data within our firm or other firmness associated with us position at no later than 4 weeks and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your dataa final response no later than 8 weeks. If you require further are not happy with our response, or the position after a period of 8 weeks, you may be eligible to refer your complaint to the Financial Ombudsman Service (FOS) for an independent assessment and opinion. The FOS Consumer Helpline is on 0800 023 4567 (free for people phoning from a "fixed line" (for example, a landline at home) or 0000 000 0000 (free for mobile-phone users paying monthly charge for calls to No’s starting 01 or 02). Alternatively you can contact them at Financial Ombudsman Service, South Quay Plaza, 000 Xxxxx Xxxx, London, E14 9SR. xxx.xxxxxxxxx-xxxxxxxxx.xxx.xx A full copy of our complaints procedure is available on request. FINANCIAL SERVICES COMPENSATION SCHEME (FSCS) If we are unable to meet our obligations, you may be entitled to compensation from the FSCS. If we have advised or arranged insurance for you this will be covered for 90% of a claim, without any upper limit, however claims under compulsory insurance, professional indemnity insurance and certain claims for injury, sickness or infirmity of the policyholder are protected at 100%. Further information is available from the FSCS helpline on how wee process 0800 678 1100 or 020 7741 4100 and xxx.xxxx.xxx.xx. The FSCS is the UK’s statutory fund of last resort for customers of authorised financial services firms. Compensation is usually payable if an authorised firm is unable or unlikely to pay claims usually because it has ceased trading or become insolvent INSURANCE PREMIUM TAX (IPT) Your premium detailed in the policy will include IPT at the prevailing rate. Should the rate of IPT be amended by the Government, your data or you wish premium will be amended by the insurer to exercise reflect the change. Some polices are subject to Value Added Tax (VAT) not IPT and should the rate of VAT be amended by the Government, your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Noticepremium will be amended by the insurer to reflect the change.

Confidentiality and Data Protection. We will keep all of your personal information private and confidential, even when you are no longer a client, except where disclosure is made at your request or with your consent or where we are legally obliged to do so. In order to process an insurance, investment or mortgage on your dealings behalf it may be necessary to disclose some or all of your information to third parties. You agree that personal information held by us may be disclosed on a confidential basis and in accordance with the Data Protection Act 1998, to any such third parties. Some of these parties may hold this information indefinitely. You also agree that this information may be transferred electronically (e.g. by email) and you agree that we may contact you in the future by any means of communication which we consider appropriate at that time. Under the terms of the Data Protection Act, you have the right to view personal data we may keep on you. When offering independent financial advice, occasions can arise where we, or one of our other clients, may have some form of interest in the business that we are transacting for you. If this happens, or we become aware that our interests conflict with your interest, we will inform you in writing and ask for your consent to carry out your instructions. If you wish to register a complaint please contact us: The Managing Director Two Six Financial Xxxxx Xxxxxx Centre, 0 Xxxxxxxx Xxxxx, Xxxxxxx, XX0 0XX Tel: 00000 000000 We will deal with it in accordance with the FCA rules. You can ask us for a copy of our Complaints Procedures and we will provide this. If you cannot settle your complaint with us you may be entitled to refer it to the Financial Ombudsman Service. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. A full explanation of the scheme is available on request. Cash deposits in UK Banks and Building Societies are usually covered up to £85,000 per person per authorized firm. Most types of investment business are covered up to 100% of the first £50,000. Insurance advising and arranging is covered for 90% of the claim, without any upper limit. For compulsory classes of insurance, insurance advising and arranging is covered for 100% of the claim, without any upper limit. Further information about the compensation scheme arrangements is available from the FSCS at xxx.xxxx.xxx.xx Two Six Financial cannot adequately perform its duties and responsibility to its clients unless it receives a client’s full co-operation. A client therefore agrees to provide us with any information that may include data that is known as personal dataTwo Six Financial can reasonably expect to receive in order to discuss objectives and needs. Where we process personal data we company with statutory data processing requirements as set out by the Data Protection Xxx 0000. The personal data we will include information relating You should keep Two Six Financial informed of any changes to your name, address, date circumstances which may affect the suitability of birth any product or on-going service level agreed at the outset. You should read all documents provided by us and contact details and health and criminal offences. We will process your personal data to allow notify us to provide immediately should there be any factual inaccuracies or if you with our services as your insurance broker in quoting for, arranging and administering your insurances. Your personal data will also be used to manage future communications between ourselves. Where you have agreed, or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide you with further information about our wider products and servicesare unclear on any matter. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health accept or criminal convictions, we will only do so to enable us to provide our service to you and on the basis of it being reject completely or in the public interestspart any recommendation from Two Six Financial. We will only use your data for are required by anti-money laundering regulations to verify the identity of our clients. For this purpose for which it was collected. We will only grant access we may employ various methods of identity and address verification and we may conduct these checks from time to or share your data within time throughout our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your data. If you require further information on how wee process your data or you wish to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Noticerelationship.

Confidentiality and Data Protection. In your We will treat any personal data or other information we receive from you as confidential. We are registered under the Data Protection Act 1998 and undertake to comply with the Act in all our dealings with us you may provide us with information that may include data that is known as personal data. Where we process any personal data you provide to us, in arranging and administering insurance contracts with Insurers and others on your behalf or in providing related services. Your personal information will be kept secure at all times. We will process any personal information we company obtain in the course of providing our services to you in accordance with statutory data processing requirements as set out by the Data Protection Xxx 0000. The personal data we In administering your insurances it will include be necessary for us to pass such information relating to your name, address, date insurers and other product or service providers which may also provide us with business and compliance support. We may also disclose details to relevant parties as necessary to comply with regulatory or legal requirements. We may contact you in order to promote products or services which may be of birth and contact details and health and criminal offencesinterest to you. We will process not otherwise use or disclose the personal information we hold without your consent. Other firms involved in arranging your insurance (insurers or other intermediaries) may use checks from public and personal data from a variety of sources. The information is used to allow help tailor a price and to help prevent fraud. If you have any questions about this or any other matter please do not hesitate to contact us. Some of the details you may be asked to give us such as information about offences or medical conditions are defined by the Act as sensitive personal data. . By giving us such information, you signify your consent to provide you with our services as your insurance broker its being processed by us in quoting for, arranging and administering your insurances. Your Subject to certain exceptions you will be entitled to have access to your personal and sensitive personal data for which you will also be used to manage future communications between ourselvescharged a fee of £10. Where If at any time you have agreedwish us, or in circumstances where any company associated with us to do so will be in our mutual interests, cease processing any of your personal data will be used or sensitive personal data we hold or to provide cease contacting you with further information about our wider products and services. You can opt services please email us at xxxxxxxxx@xxxx.xx.xx or write to us at the address set out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, we will only do so to enable us to provide our service to you and on the basis of it being in the public interests. We will only use your data for the purpose for which it was collected. We will only grant access to or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your data. If you require further information on how wee process your data or you wish to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy NoticeSection 13.

Confidentiality and Data Protection. In 14.1 We, as the controller of your dealings personal data, shall process your personal data during and after your relationship with us in accordance with the Data Protection (Privacy of Personal Information) Act 2008, as amended from time to time. In case you may provide us are an EU resident, we shall also process your personal data in accordance with information that may include Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data that and on the free movement of such data and other applicable data protection laws (‘GDPR’), as amended from time to time. Venture Financial Markets Ltd acting as the processor of your personal data shall process your personal data in accordance with GDPR, as amended from time to time. 14.2 We have outsourced a number of processing activities to third party entities, which is known therefore act as the processor of your personal data. Where we Consequently and regardless of your country of residence, VFM Brokers shall process your personal data in accordance with GDPR, as amended from time to time. 14.3 By entering into the Agreement, you agree and acknowledge that we company with statutory data processing requirements as set out by the Data Protection Xxx 0000. The shall process your personal data we will include information relating including special categories of personal data (subject to your namedocumented consent), address, date which you provided to us upon registering for an Account and/or in the course of birth and contact details and health and criminal offences. our business relationship. 14.4 We will process your personal data for the purposes of (i) providing our services to allow us to provide you, (ii) providing you with information about us and our services as your insurance broker in quoting forand improving our services from time to time, arranging (iii) maintaining our IT systems, including our administrative and administering your insurances. Your personal data will also be used to manage future communications between ourselves. Where you have agreedclient management systems, (iv) complying with any requirement of law and/or regulation and/or of any competent authority or in circumstances professional body (where to do so will be in our mutual interests, applicable) of which we are a member. 14.5 We process your personal data will be used for the purposes mentioned herein on the lawful basis that (i) you have given consent (where applicable); (ii) the processing is necessary for the performance of our contract and in order to provide you take steps at your request prior to entering into our contract; (iii) the processing is necessary for compliance with further information about our wider products a legal obligation to which we are subject; and services. (iv) the processing is necessary for the purposes of the legitimate interests pursued by us (subject to the relevant individual's fundamental rights and freedoms overriding such interests). 14.6 You can opt out have the right to request from us access to and rectification or erasure of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, we will only do so to enable us to provide our service to restriction of processing concerning you and on the basis of it being in the public interests. We will only use your data for the purpose for which it was collected. We will only grant access to or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions withdraw your consent (where applicable) at any time by notifying us in writing as well as the right to data portability. 14.7 You acknowledge that we shall store your personal data (and records of your dealings with us) for as long as your Account is active and registered with us, we are providing the services to you and/or as required under applicable law. 14.8 We shall disclose your personal data to member companies of the VFM Brokers group of companies, marketing companies, business partners, IT service providers and other financial institutions such as payment services providers and banks and third-party introducers (relevant to you), for the purposes described above. In the event that a transfer of personal data is made to countries located outside of the Saint Xxxxxxx and the Grenadines or the EEA we shall carry out such disclosure to a recipient (i) who is in a country which provides an adequate level of protection for personal data or (ii) under appropriate safeguards pursuant to the provisions of applicable data protection laws (e.g. by an agreement in the form of standard data protection clauses adopted by the European Commission). 14.9 Further details of how we process personal data including inter-alia our lawful basis of processing personal data, rights of the data subject and principles and information in respect of transfers of personal data are specified in our Privacy Policy available on processingour Website. 14.10 VFM Brokers has designated a Data Protection Officer to, to request copies of inter-alia, oversee and monitor VFM Brokers’ compliance under applicable data protection laws and to request deletion act as the Company’s point of contact for the competent authority. You may contact our Data Protection Officer by email to the address xxxxxxx@xxxxxxxxxx.xxx. 14.11 If, during the course of our business relationship, there is a change in your data. If personal data you require further information on how wee process your data or you wish to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your must ensure that this data is detailed within our Privacy Noticeupdated and accurate by contacting us as soon as practically possible through VFM Brokers online portal.

Confidentiality and Data Protection. In We are a data controller and our data protection officer is Mr X X Xxx We act as your dealings with agent in obtaining quotations and will treat all your personal information as private and confidential to us you may provide us with information that may include data that is known as personal data. Where we process personal data we company with statutory data processing requirements as set out by and anyone else involved in the Data Protection Xxx 0000. The personal data we will include information relating to normal course of arranging and administering your name, address, date of birth and contact details and health and criminal offencesinsurance. We will process your collect data, which will include personal data information and risk details required to allow us to provide you with our services as your effect the policy, solely for the purpose of obtaining and providing insurance broker in quoting forquotations, arranging and administering your insurancesinsurance. Provision of data to us is under a contractual requirement and we will be unable to offer any quotation for insurance if you refuse to provide certain personal data, including health, financial and criminal records data where these would affect the provision of cover and/or performance of insurance contracts. Your personal data information will be shared with insurers, which could include reputable providers in other countries, to enable them to provide accurate terms and they will also be used to manage future communications between ourselvesobtain data about you and your insurance history from various insurance anti-fraud databases, such as the Claims and Underwriting Exchange (CLUE) as well as publicly available websites and credit referencing agencies. Where you have agreedWe will not give anyone else any personal information except on your instructions or authority, or in circumstances where we are required to do so by law, or by virtue of our regulatory requirements. Information about you and your insurances will be in our mutual interests, held while you are a client and for three years after expiry of your policies. Under the Data Protection Act 1998 data subjects have the right to see personal data information about them that we hold. A charge of £10 will be used made to cover our administration. Please write to our data protection officer at our usual office address. We are an independent insurance intermediary, who acts on our customers’ behalf in arranging insurance. Our services include: advising You on Your insurance needs; arranging Your insurance cover with insurers to meet Your requirements; and helping You with any ongoing changes You have to make. As part of our service, We will assist You with any claim You need to make and tell You what Your responsibilities are in relation to making claims. We only offer the credit facilities of insurers and/or Close Brothers Finance and We will not provide you with further information about our wider products and services. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, we will only do so to enable us to provide our service to you and any advice on the basis suitability of it being in the public interestscredit facilities to Your needs. We may use providers who will only use your data for the purpose for conduct a credit check, which it was collectedwill be recorded on Your credit record. We will only grant access to or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your data. If you require further information on how wee process your data or you wish to exercise your rights, please Please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within if You do NOT consent to a credit check being undertaken, however this may affect our Privacy Noticeability to offer instalment facilities to You.

Confidentiality and Data Protection. In your dealings with us you may provide us with information that may include data that is known as personal data. Where we process We will treat any personal data we company with statutory data processing requirements or other information We receive from You as set out by confidential. We are registered under the Data Protection Xxx 0000. The 0000 (“DPA”) and undertake to comply with the Act in all Our dealings with any personal data we You provide to Us, in arranging and administering insurance contracts with Insurers and others on Your behalf or in providing related services. Your personal information will include information relating to your name, address, date of birth and contact details and health and criminal offencesbe kept secure at all times. We will process any personal information We obtain in the course of providing Our services to You in accordance with the DPA. In administering Your insurances it will be necessary for Us to pass such information to insurers and other product or service providers which may also provide Us with business and compliance support. We may also disclose details to relevant parties as necessary to comply with regulatory or legal requirements. We may contact You in order to promote products or services which may be of interest to You. We will not otherwise use or disclose the personal information We hold without Your consent. Other firms involved in arranging your insurance (Insurers or other intermediaries) may use checks from public and personal data from a variety of sources. The information is used to allow us help tailor a price and to provide you with our services help prevent fraud. If You have any questions about this or any other matter please do not hesitate to contact Us. Some of the details You may be asked to give Us such as your insurance broker information about offences or medical conditions are defined by the DPA as sensitive personal data. By giving Us such information, You signify Your consent to it being processed by Us in quoting for, arranging and administering your Your insurances. Subject to certain exceptions You will be entitled to have access to Your personal and sensitive personal data for which You will be charged a fee of £10.00. If at any time You wish Us, or any company associated with Us to cease processing any of Your personal data will or sensitive personal data We hold or to cease contacting You about products and services please email Us at xxxxxxxxx@xxxx.xx.xx or write to Us at the address set out in Section 13 of these Terms of Business. By continuing to browse and use the Year Abroad Insurance website You consent to the collection and use of personal data as set out in Our privacy policy and website terms of use. The data that We collect from You may be transferred to, and stored at, a destination outside the European Economic Area ("EEA"). It may also be used to manage future communications between ourselvesprocessed by staff operating outside the EEA who work for Us or for one of Our suppliers. Where you have agreedSuch staff maybe engaged in, or in circumstances where to do so will be in our mutual interestsamong other things, your personal data will be used to provide you with further information about our wider products the fulfilment of Your order, the processing of Your payment details and the provision of support services. By submitting Your personal data, You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health agree to this transfer, storing or criminal convictions, we will only do so to enable us to provide our service to you and on the basis of it being in the public interestsprocessing. We will only use your take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with Our privacy policy. All information you provide to us is stored on our secure servers. Where We have given You (or where You have chosen) a password which enables you to access certain parts of Our site, You are responsible for the purpose for which it was collectedkeeping this password confidential. We will only grant access ask You not to or share your data within our firm or other firmness associated a password with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your data. If you require further information on how wee process your data or you wish to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Noticeanyone.

Confidentiality and Data Protection. In your dealings with us you may provide us with information that may include data that is known as personal data. Where we process personal data data, we company comply with statutory data processing requirements as set out by the Data Protection Xxx 0000Act 2018 and the UK-retained provisions of the EU General Data Protection Regulation (UK GDPR). The personal data we will collect will include information relating to your name, address, date of birth and contact details details, and health and ‘health’ or ‘criminal offences. .’ We will process your personal data to allow us to provide you with our services as your insurance broker in quoting for, arranging and administering your insurancesinsurances (and in arranging insurance premium finance. Your personal data will also be used to manage future communications between ourselves. Where you have agreed, or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide you with further information about our wider products and services. You can opt out of from receiving such communications by emailing enquiries @xxxx.xx.xx e-mailing xxxxxxxxx@xxxxxxxxxxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictionsoffences, we will only do so to enable us to provide our service to you and on the basis of it being in the public interestsinterest. We will only use your data for the purpose for which it was collected. We will only grant access to or share your data within our firm or other firmness associated with us and with other firm, authorised third parties and product and service providers such as insurer’ insurers and other intermediaries, premium finance providers where we are entitled to do so by law under lawful data processing. The Data Protection Xxx 0000 Act 2018 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period periods, to object to the processing and to place restrictions on the processing, to request copies of your data and to request the deletion of your data. If you require further information on how wee we process your data or you wish to exercise your rights, please contact us In Xxxx Xxxxxxx by e-mailing xxxxxxxxx@xxxxxxxxxxxx.xx.xx or by writing Data Privacy Representative RMCI 0/0 Xxxxxxx to IBA Insurance Services Ltd, 000 Xxxx Xxxxxx, Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx 1DA or by telephoning 01553 770112. How we process your personal data is detailed further within our Privacy Notice. xxxxx://xxx.xxxxxxxxxxxx.xx.xx/wp- content/uploads/2019/06/gdpr_privacy-policy.pdf.

Confidentiality and Data Protection. In your dealings with us you may provide us with information that may include We are a data that controller and our data protection officer is known as personal data. Where we process personal data we company with statutory data processing requirements as set out by the Data Protection Xxx 0000. The personal data we will include information relating to your name, address, date of birth and contact details and health and criminal offencesXx Xxxxx Xxxxxxx. We act as Your agent and will process your collect data, including personal data to allow us to provide you with our services as your insurance broker in quoting forinformation and risk details, arranging and administering your insurances. Your personal data will also be used to manage future communications between ourselves. Where you have agreed, or in circumstances where to do so will be in our mutual interests, your personal data will be used to provide you with further information about our wider products and services. You can opt out of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictions, we will only do so solely to enable us to obtain and provide insurance quotations, arrange and administer Your insurance. Data collected by us is contractual, and for our service legitimate business interests as an insurance broker and we will be unable to you offer any quotation or insurance if You refuse to provide certain personal data, including health, financial and on criminal records data which is collected under the lawful basis of it being public interest, where these would affect the provision of cover and/or performance of insurance contracts. Your information will be held securely by us and shared with insurers, and anyone else involved in the public interestsnormal course of arranging and administering Your insurance which could include reputable providers outside the EU, to enable them to provide accurate terms and they will also obtain data about You and Your insurance history from various insurance anti-fraud databases, such as the Claims and Underwriting Exchange (CUE) as well as publicly available websites and credit referencing agencies. We will only use your data for the purpose for also share Your contact information with Zywave, who provide an online platform with useful resources to our clients. Zywave may send you information which it was collected. We we believe will only grant access be useful to you, but we will not give anyone else any personal information except on Your instructions or share your data within our firm authority, or other firmness associated with us and with other authorised third parties and service providers such as insurer’ and other intermediaries, where we are entitled required to do so by law under lawful data processinglaw, or our regulatory requirements. The Information about You and Your insurances will be held while You are a client and for a minimum of three years, and in certain circumstances up to six years, after expiry of Your policies. Under the Data Protection Xxx 0000 provides you with Access Rights Act data subjects have the right to see, and correct, personal information about them that allow you we hold. Please write to gain an understanding on the our data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your data. If you require further information on how wee process your data or you protection officer at our usual office address if You wish to exercise your rightsYour rights or have a complaint about our use of Your data. We are an independent insurance intermediary, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phonewho acts on our customers’ behalf in arranging insurance. Our services include: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within advising You on Your insurance needs; arranging Your insurance cover with insurers to meet Your requirements; and helping You with any ongoing changes You have to make. As part of our Privacy Noticeservice, We will assist You with any claim You need to make and tell You what Your responsibilities are in relation to making claims.

Confidentiality and Data Protection. In your dealings 41.1 We may obtain information (including personal data) from you during the course of our relationship with us you. This section describes some of the key issues in relation to how we process this personal data, which you should be aware of. Please note that this description is not comprehensive and additional information may provide us with information that may include be found in our Privacy Policy, which is available on our Website and which should be read alongside this clause 41 as it sets out types of personal data that is known as which we collect about you and additional ways in which we safeguard and use such personal data. Where We will take reasonable measures to safeguard your personal information. 41.2 In accordance with Applicable Law, and subject to the following, we process will treat all information we hold about you as private and confidential, even when you are no longer a customer. You agree that we, or any member of the ADSS Group, may: (a) use your information to (i) determine your identity and background before and during the term of these Terms for money laundering and regulatory purposes, (ii) administer and operate your Account and monitor and analyse its conduct, (iii) provide services to you, (iv) improve any of our operations, procedures, products and/or services during the term of these Terms, (v) assess any credit limit or other credit decision (and the interest rate, fees and other charges to be applied to your Account) and (vi) carry out statistical and other analysis; (b) use your personal data we company with statutory data processing requirements as set out by the Data Protection Xxx 0000. The personal data we will include information relating to including your namecontact details, address, date of birth and contact application details and health details of the service we provide you and criminal offences. We will process how you use them, to decide what products and services may be of interest to you; (c) contact you by telephone (including automated calls), post, email and other electronic messages such as short text, video and picture messaging, and fax, with information, news, events and seminars and generally for the purpose of promoting our services and those of the ADSS Group and other selected third party service providers to you; and (d) use your personal data to allow us comply and cooperate with the requirements of regulators and the courts and to provide you comply with our services as your insurance broker in quoting for, arranging legal obligations. 41.3 You hereby specifically and administering your insurances. Your personal data will also be used to manage future communications between ourselves. Where you have agreed, or in circumstances where to do so will be in our mutual interests, explicitly agree that we may share your personal data will be used to provide with any of our Service Providers in connection with providing you with further services under or in connection with these Terms, including but not limited to, data processors, information about our wider products technology service providers, platform providers, marketing services providers, credit card related services providers, or any member of the ADSS Group who may only use it for the same purposes as us. Such purposes include the processing of Orders and services. You can opt out the generation of receiving such communications by emailing enquiries @xxxx.xx.xx In processing personal data for insurance purposes about health or criminal convictionsconfirmations of Transactions, we will only do so to enable us to provide our service to you the operation of control systems and on the basis operation of it being in the public interestsmanagement information systems. We will only take appropriate measures to protect the security of your personal data. 41.4 In order to comply with our obligations under various legislative and regulatory requirements we may be required to make certain disclosures relating to you or your Account, which may or may not involve disclosing your identity. In addition to complying with such obligations, we may comply with any request for information pertaining to you from any relevant regulatory or government authority. You agree that such compliance does not constitute a ADSS Margin Terms of Business October 2016 breach of any obligation of confidentiality, which we owe you pursuant to these Terms. 41.5 You shall not disclose to any third party any information relating to our business, finances, investments or other matters of a confidential nature which you may obtain possession of and you shall use your data for the purpose for which it was collected. We will only grant access best endeavours to or share your data within our firm or other firmness associated with us and with other authorised third parties and service providers prevent any such as insurer’ and other intermediaries, where we are entitled to do by law under lawful data processing. The Data Protection Xxx 0000 provides you with Access Rights that allow you to gain an understanding on the data being processed, who we share it with, for what purpose, why we need to retain it and retention period to object to the processing and to place restrictions on processing, to request copies of data and to request deletion of your data. If you require further information on how wee process your data or you wish to exercise your rights, please contact us In writing Data Privacy Representative RMCI 0/0 Xxxxxxx Xxxxx Xxxxxxx Xxxx Xxxx Xxxxxx XX00 0XX By phone: Telephone: 00000000000 By E-Mail: x.xxxxxxx@xxxx.xx.xx How we process your data is detailed within our Privacy Noticedisclosure.