Common use of Consumer Liability for Unauthorized Transactions Clause in Contracts

Consumer Liability for Unauthorized Transactions. Tell us AT ONCE if you believe your PIN or any code used to access your Account has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account. If you tell us within 2 business days after you learn of the loss or theft of your PIN or any code used to access your Account, you can lose no more than $50 if someone used your PIN or any code used to access your Account without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your PIN or any code used to access your Account, and we can prove we could have stopped someone from using your PIN or any code used to access your Account without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within 60 days after the statement was sent to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Consumer Liability for Unauthorized Transactions. Tell us AT ONCE if you believe your Card, PIN or any code used to access your Account has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your accountaccount (plus your maximum overdraft line of credit). If you tell us within 2 business days after you learn of the loss or theft of your Card, PIN or any code used to access your Account, you can lose no more than $50 if someone used your Card, PIN or any code used to access your Account without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your Card, PIN or any code used to access your Account, and we can prove we could have stopped someone from using your Card, PIN or any code used to access your Account without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within 60 days after the statement was sent mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Consumer Liability for Unauthorized Transactions. Tell us AT ONCE if you believe your Card, PIN or any code used to access your Account has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account. If you tell us within 2 business days after you learn of the loss or theft of your Card, PIN or any code used to access your Account, you can lose no more than $50 if someone used your Card, PIN or any code used to access your Account without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your Card, PIN or any code used to access your Account, and we can prove we could have stopped someone from using your Card, PIN or any code used to access your Account without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within 60 days after the statement was sent mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Consumer Liability for Unauthorized Transactions. Tell us AT ONCE if you believe your PIN or any code used to access your Account has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account. If you tell us within 2 business days after you learn of the loss or theft of your PIN or any code used to access your Account, you can lose no more than $50 if someone used your PIN or any code used to access your Account without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your PIN or any code used to access your Account, and we can prove we could have stopped someone from using your PIN or any code used to access your Account without your permission if you had told us, you could lose as much as $500. DRAFT Also, if your statement shows transfers that you did not make, including those made by card, code or other means, tell us at once. If you do not tell us within 60 days after the statement was sent to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.