For Personal Accounts Sample Clauses

For Personal Accounts. Only Each time you use the Services to process a transfer or payment transaction, you warrant that you are an owner or authorized signatory on the account from which the funds are being drawn to make such transfer or payment. The Bank is entitled to act on instructions received using your Access Information and you agree that the use of your Access Information will have the same effect as your signature authorizing the transaction. If we do not complete a transfer or payment from your account on time or in the correct amount in accordance with our agreement with you, we will be liable only for your actual losses. We shall not be liable for any indirect loss, damage, consequential loss, failure or delay in completing any such transaction if: (i) to make the transfer or payment, or the transfer or payment would exceed any applicable overdraft protection for such account; (ii) The Services, your computer, mobile device or software was not functioning properly at the time you attempted to initiate the transaction and it was evident to you at the time you began the transaction; (iii)Circumstances beyond our control prevent us from making the transfer government authority, terrorist acts, acts of public enemy or war, riot, civil telecommunications failure, severe adverse weather conditions, postal strikes, or other causes beyond our reasonable control;

For Personal Accounts. Tell us at ONCE if you believe your Pathfinder ATM or Debit card or your PIN has been lost or stolen. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account, plus your maximum overdraft line of credit and/or Overdraft Privilege amount, if you have either. If you tell us within 2 business days, you can lose no more than $50.00 if someone used your Pathfinder ATM or Debit card or PIN without permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your Pathfinder ATM or Debit Card or PIN and we can prove we could have stopped someone from using your Pathfinder ATM or Debit Card or PIN without your permission if you had told us, you could lose as much as $500.00. Also, if your statement shows transfers that you did not make, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you will be liable for up to $500.00 of loss that occurs during such 60-day period and you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking money if you had told us in time. If a good reason (such as a long trip or hospital stay) kept you from telling us, we will extend the time periods to a reasonable time.

For Personal Accounts