Common use of Consumer Liability Clause in Contracts

Consumer Liability. You agree to notify us AT ONCE if you believe your password has been lost or stolen. Telephoning us promptly is the best way to protect yourself from possible losses. If you never tell us, you could lose all of the money in your account (plus your maximum overdraft line of credit). However, if you tell us within 2 business days, you can lose no more than $50 if someone used your password without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your password, and we can prove we could have stopped someone from using your password without your permission if you had told us, you could lose as much as $500. You can see a complete statement of all your funds transfers effected or pending at any time by clicking on the History tab. If your statement shows transfers that you did not make, notify us AT ONCE. If you do not tell us within 60 days after the transfer was posted to your statement, you may not get back any money you lost after the 60 days, if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Consumer Liability. You agree to notify us AT ONCE if you believe your password has been lost or stolen. Telephoning us promptly is the best way to protect yourself from possible losses. If you never tell us, you could lose all of the money in your account (plus your maximum overdraft line of credit). However, if you tell us within 2 business days, you can lose no more than $50 if someone used your password without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your password, and we can prove we could have stopped someone from using your password without your permission if you had told us, you could lose as much as $500. You can see a complete statement of all your funds transfers effected affected or pending at any time by clicking on the History tab. If your statement shows transfers that you did not make, notify us AT ONCEIMMEDIATELY. If you do not tell us within 60 days after the transfer was posted to your statement, you may not get back any money you lost after the 60 days, if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we The Service will extend the time periodsprocess requests for transfers on business days. Our business days are Monday through Friday. Holidays and Bank Holidays are not included.

Consumer Liability. You agree to notify Tell us AT ONCE if you believe your password card has been lost or stolenstolen or if you believe that an electronic funds transfer has been made without your permission using information from your check. Telephoning us promptly is the best way to protect yourself from of keeping your possible losseslosses down. If you never tell us, you You could lose all of the money in your account (plus your maximum overdraft line of credit). However, if If you tell us within 2 business daysdays after you learn of the loss or theft of your card or code, you can lose no more than $50 if someone used your password card without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your passwordcard, and we can prove we could have stopped someone from using your password card without your permission if you had told us, you could lose as much as $500. You can see a complete statement of all your funds transfers effected or pending at any time by clicking on the History tab. If Also, if your statement shows transfers that you did not make, notify including those made by card, code or other means, tell us AT ONCEat once. If you do not tell us within 60 days after the transfer statement was posted mailed to your statementyou, you may not get back any money you lost after the 60 days, days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Consumer Liability. You agree to notify Tell us AT ONCE if you believe your password that an electronic fund transfer has been lost or stolenmade without your permission using information from your check. Telephoning us promptly is the best way to protect yourself from of keeping your possible losseslosses down. If you never tell us, you You could lose all of the money in your account (plus your maximum overdraft line of credit). However, if If you tell us within 2 business daysdays after you learn of the unauthorized transfer, you can lose no more than $50 if someone used your password account information without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your password, and we can prove we could have stopped someone from using your password account information without your permission if you had told us, you could lose as much as $500. You can see a complete statement of all your funds transfers effected or pending at any time by clicking on the History tab. If Also, if your statement shows transfers that you did not make, notify including those made by card, code or other means, tell us AT ONCEat once. If you do not tell us within 60 days after the transfer statement was posted mailed to your statementyou, you may not get back any money you lost after the 60 days, days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Consumer Liability. The following applies if you are a “consumer” customer of Bangor Savings Bank, using the Service for your own personal, family or household purposes only. You agree to notify us AT ONCE if you believe your password has been lost or stolen. Telephoning us promptly is the best way to protect yourself from possible losses. If you never tell us, you could lose all of the money in your account (plus your maximum overdraft line of credit). However, if you tell us within 2 business days, you can lose no more than $50 if someone used your password without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your password, and we can prove we could have stopped someone from using your password without your permission if you had told us, you could lose as much as $500. You can see a complete statement of all your funds transfers External Transfers effected or pending at any time by clicking on the History tab. If your statement shows transfers that you did not make, notify us AT ONCE. If you do not tell us within 60 days after the transfer your statement was posted sent or made available to your statementyou, you may not get back any money you lost after the 60 days, if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Consumer Liability. You agree to notify Contact us AT ONCE if you believe your password the Username, password, or PIN you use to access the Service (“Credentials”) has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission. Telephoning us promptly is the best way to protect yourself from of keeping your possible losseslosses down (0-000-000-0000). If you never tell us, you You could lose all of the money in your account (plus your maximum overdraft line of credit). HoweverIf you believe your card and/or code has been lost or stolen, if you tell us within 2 business days, days after the loss or theft and you can lose no more than $50 if someone used your password card and/or code without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your passwordcard and/or code, and we can prove we could have stopped someone from using your password card and/or code without your permission if you had told us, you could lose as much as $500. You can see a complete statement of all your funds transfers effected or pending at any time by clicking on the History tab. If your statement shows transfers that you did not make, notify tell us AT ONCEat once. If you do not tell us within 60 days after the transfer statement was posted mailed to your statementyou, you may not get back any money you lost after the 60 days, days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Consumer Liability. You agree to notify Tell us AT ONCE if you believe your password has mobile device with the App (the “Device”) and/or your Website credentials have been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning us promptly is the best way to protect yourself from of keeping your possible losseslosses down. If you never tell us, you You could lose all of the money in your account (plus your maximum overdraft line of credit)account. However, if If you tell us within 2 business daysdays after you learn of the loss or theft of your Device and/or Website credentials, you can lose no more than $50 if someone used your password Device and/or Website credentials without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your passwordDevice and/or Website credentials, and we can prove we could have stopped someone from using your password Device and/or Website credentials without your permission if you had told us, you could lose as much as $500. You can see a complete statement of all your funds transfers effected or pending at any time by clicking on the History tab. If your Deposit Account statement shows transfers that you did not make, notify including those made by card, code or other means, tell us AT ONCEat once. If you do not tell us within 60 days after the transfer was posted statement is transmitted or made available to your statementyou, you may not get back any money you lost after the 60 days, days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Consumer Liability. You agree to notify Tell us AT ONCE if you believe any part of your password Security Code, including your password, has been lost or stolen. Telephoning us promptly is the best way to protect yourself from of keeping your possible losseslosses down. If you never tell us, you You could lose all of the money in your account with your account holding institution (plus your maximum overdraft line of credit, as applicable). However, if If you tell us within 2 4 business daysdays after you learn of the loss or theft of any part of your Security Code, including your password, you can lose no more than $50 if someone used your password Security Code without your permission. If you do NOT tell us within 2 4 business days after you learn of the loss or theft of any part of your Security Code, including your password, and we can prove that we could have stopped someone from using your password the Security Code without your permission if had you had told us, you could lose as much as $500. You can see a complete Also, if the statement of all your funds transfers effected or pending at any time by clicking on the History tab. If your statement Third Party Depository Institution provides you shows transfers using the Security Code that you did not make, notify make tell us AT ONCEat once. If you do not tell us within 60 90 days after the transfer statement was posted mailed to your statementyou, you may not get back any money funds you lost after the 60 days, 90 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or trip, a hospital stay) , or delay due to your initial attempt to notify your account holding financial institution), kept you from telling us, we will extend the time periods.

Consumer Liability. You agree to notify Contact us AT ONCE if you believe your password the Username, password, or PIN you use to access the Service (“Credentials”) has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission. Telephoning us promptly is the best way to protect yourself from of keeping your possible losseslosses down (1-800-274-4482). If you never tell us, you You could lose all of the money in your account (plus your maximum overdraft line of credit). HoweverIf you believe your card and/or code has been lost or stolen, if you tell us within 2 business days, days after the loss or theft and you can lose no more than $50 if someone used your password card and/or code without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your passwordcard and/or code, and we can prove we could have stopped someone from using your password card and/or code without your permission if you had told us, you could lose as much as $500. You can see a complete statement of all your funds transfers effected or pending at any time by clicking on the History tab. If your statement shows transfers that you did not make, notify tell us AT ONCEat once. If you do not tell us within 60 days after the transfer statement was posted mailed to your statementyou, you may not get back any money you lost after the 60 days, days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Consumer Liability. You agree to notify Tell us AT ONCE if you believe your password Service User ID and/or Password has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning us promptly is the best way to protect yourself from of keeping your possible losseslosses down. If you never tell us, you You could lose all of the money in your account (plus your maximum overdraft line of credit). However, if If you tell us within 2 business days, you can lose no more than $50 if someone used your password without your permission. If you do NOT tell us within 2 two (2) business days after you learn of the loss or theft of your passwordUser ID and/or Password, you can lose no more than $50.00 if someone used your User ID and/or Password without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your User ID and/or Password, and we can prove that we could have stopped someone from using your password User ID and/or Password without your permission if you had told us, you could lose as much as $500500.00. You can see a complete statement of all your funds transfers effected or pending at any time by clicking on the History tab. If Also, if your statement shows transfers transactions that you did not make, notify including those made by card, code or other means, tell us AT ONCEat once. If you do not tell us within 60 sixty (60) days after the transfer statement was posted mailed to your statementyou, you may not get back any money you lost after the 60 days, sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will may extend the time periods.

Consumer Liability. You agree to notify us AT ONCE if you believe your password has been lost or stolen. Telephoning us promptly is the best way to protect yourself from possible losses. If you never tell us, you could lose all of the money in your account Account (plus your maximum overdraft line of credit). However, if you tell us within 2 two (2) business days, you can lose no more than Fifty Dollars ($50 50) if someone used your password without your permission. If you do NOT tell us within 2 two (2) business days after you learn of the loss or theft of your password, and we can prove we could have stopped someone from using your password without your permission if you had told us, you could lose as much as Five Hundred Dollars ($500). You can see a complete statement of all your funds transfers effected or pending at any time by clicking on the History tab. If your statement shows transfers that you did not make, notify us AT ONCE. If you do not tell us within 60 sixty (60) days after the transfer was posted to your statement, you may not get back any money you lost after the 60 sixty (60) days, if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Consumer Liability. You agree to notify (1) Generally, tell us AT ONCE if you believe your password card and/or code has been lost or stolen. Telephoning us promptly is the best way to protect yourself from of keeping your possible losseslosses down. If you never tell us, you You could lose all of the money in your account accounts (plus your maximum overdraft line of credit). However, if If you tell us within 2 two business days, you can lose no more than $50 if someone used your password without your permission. (If you believe your card and/or code has been lost or stolen, and you tell us within two business days after you learn of the loss or theft, you can lose no more than $50 if someone used your card and/or code without your permission.) If you do NOT tell contact us within 2 business days after you learn of the loss loss, theft, compromise, or theft unauthorized use of your password, and we can prove we could have stopped someone from using your password to access your accounts without your permission if you had told us, you could lose as much as $500. You can see a complete statement of all your funds transfers effected or pending at any time by clicking on the History tab. If Also, if your statement shows transfers that you did not make, notify tell us AT ONCEat once. If you do not tell us within 60 days after the transfer statement was posted mailed to your statementyou, you may not get back any money you lost after the 60 days, days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept dept you from telling us, we will extend the time periodsperiod.

Consumer Liability. You agree to notify us AT ONCE if you believe your password has Digital Banking credentials have been lost or stolen. Telephoning us promptly is the best way to protect yourself from possible losses. If you never tell us, you could lose all of the money in your account (plus your maximum overdraft line of credit). However, if you tell us within 2 business days, you can lose no more than $50 if someone used your password without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your password, and we can prove we could have stopped someone from using your password without your permission if you had told us, you could lose as much as $500. You can see a complete statement of all your funds transfers effected or pending at any time by clicking on the History Activity tab. If your statement shows transfers that you did not make, notify us AT ONCE. If you do not tell us within 60 days after we mailed the transfer was posted to your statementstatement showing the transfer, you may not get back any money you lost after the 60 days, if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.

Consumer Liability. You agree to notify us AT ONCE if you believe your password has been lost or stolen. Telephoning us promptly is the best way to protect yourself from possible losses. If you never tell us, you could lose all of the money in your account (plus your maximum overdraft line of credit). However, if you tell us within 2 business days, you can lose no more than $50 if someone used your password without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your password, and we can prove we could have stopped someone from using your password without your permission if you had told us, you could lose as much as $500. You can see a complete statement of all your funds transfers effected or pending at any time by clicking on the History Activity tab. If your statement shows transfers that you did not make, notify us AT ONCE. If you do not tell us within 60 days after the transfer was posted to your statement, you may not get back any money you lost after the 60 days, if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods.