Common use of Contractor’s Insurance Clause in Contracts

Contractor’s Insurance. 11.1.1 The Contractor shall, at its sole expense, maintain in effect at all times during the performance of Work, insurance coverages with limits not less than those set forth below with insurers and under forms of policies satisfactory to Owner. The Contractor shall deliver to Owner no later than ten (10) days after award of this Agreement but, in any event, prior to execution of this Agreement by Owner and prior to commencing Work on the Project, Certificates of Insurance, IDENTIFIED ON THEIR FACES AS TO PROJECT NAME AND THIS AGREEMENT NUMBER TO WHICH APPLICABLE, as evidence that policies providing such coverage and limits of insurance are in full force and effect, which Certificates shall provide that no less than thirty (30) days advance notice will be given in writing to Owner prior to cancellation, termination or material alteration of said policies or insurance. The subject Certificates and other evidence are subject to the review and approval by the Owner as to form and substance 11.1.2 The Contractor shall purchase and maintain, at its sole cost and expense, in a company or companies to which the Owner has no reasonable objection, insurance for protection from claims which may arise out of or result from the Contractor’s operations under this Agreement for Construction, whether such operations by itself or by any subcontractor, sub-subcontractor or materialman, or by anyone directly or indirectly employed by any of them or by anyone for whose acts any of them may be liable in the amounts and for the coverages required in this Article. Contractor shall not allow any subcontractor to commence work on the Project until such subcontractor has obtained the same insurance coverages and limits as required of Contractor herein. 11.1.3 All insurance shall be carried in companies satisfactory to Owner, shall name Owner as additional insured. Contractor shall not commence the Work under this Agreement until it has obtained all insurance required hereunder and true copies of policies evidencing such insurance have been submitted to and approved by Owner. 11.1.4 The insurance required under this Section shall include the following coverage and limits in the following categories, amounts and detail: 11.1.4.1 Worker’s Compensation and Employers’ Liability Insurance for all employees at the Project, as follows: 11.1.4.1.1 Coverage A (Worker’s Compensation) – Statutory Limits 11.1.4.1.2 Coverage B (Employers’ Liability) – One Million and No/100 U.S. Dollars ($1,000,000.00) each accident 11.1.4.1.2.1 Broad Form All States Endorsement 11.1.4.1.2.2

Contractor’s Insurance. 11.1.1 A.1 The Contractor shall, at its sole expense, maintain in effect at all times during the performance of Work, insurance coverages with limits not less than those set forth below with insurers and under forms of policies satisfactory to Owner. The Contractor shall deliver to Owner no later than ten (10) days after award of this Agreement but, in any event, prior to execution of this Agreement by Owner and prior to commencing Work on the Project, Certificates of Insurance, IDENTIFIED ON THEIR FACES AS TO PROJECT NAME AND THIS AGREEMENT NUMBER TO WHICH APPLICABLE, as evidence that policies providing such coverage and limits of insurance are in full force and effect, which Certificates shall provide that no less than thirty (30) days advance notice will be given in writing to Owner prior to cancellation, termination or material alteration of said policies or insurance. The subject Certificates and other evidence are subject to the review and approval by the Owner as to form and substance 11.1.2 The Contractor shall purchase and maintain, at its sole cost and expense, in a company or companies to which the Owner has no reasonable objection, insurance for protection from claims which may arise out of or result from the Contractor’s operations under this Agreement for Construction, whether such operations by itself or by any subcontractor, sub-subcontractor or materialman, or by anyone directly or indirectly employed by any of them or by anyone for whose acts any of them may be liable in the amounts and for the coverages required in this Article. Contractor shall not allow any subcontractor to commence work on the Project until such subcontractor has obtained the same insurance coverages and limits as required of Contractor herein. 11.1.3 All insurance shall be carried in companies satisfactory to Owner, shall name Owner as additional insured. Contractor CONTRACTOR shall not commence the Work work under this Agreement Contract until he/she/it has obtained all insurance required hereunder under this paragraph and true copies the COUNTY has approved such insurance. The COUNTY requires the following insurance coverage and amounts: (i) Comprehensive General Liability, including personal injury coverage of $1,000,000.00 per occurrence and $2,000,000.00 in the aggregate and property damage coverage in the amount of $500,000.00 per occurrence and $1,000,000.00 in the aggregate. (ii) Automobile coverage with a combined single limit of $1,000,000.00. (iii) Statutory Workers’ Compensation, Disability Coverage, and Unemployment Insurance. (iv) Professional Liability Insurance in the amount of $1,000,000.00 where applicable. (v) Specialty Insurance as noted below: (a) Not Applicable if checked 🖵 (b) Type: Coverage Limit A.2 Such policies evidencing such insurance are to be in the broadest form available on usual commercial terms and shall be written by insurers of recognized financial standing satisfactory to the COUNTY and who have been submitted fully informed as to and approved by Owner. 11.1.4 The insurance required under this Section shall include the following coverage and limits in nature of the following categories, amounts and detail: 11.1.4.1 services to be performed. Except for Worker’s Compensation and Employers’ Liability Insurance professional liability, the COUNTY shall be an additional insured on all such policies with the understanding that any obligations imposed upon the insured (including without limitation, the liability to pay premiums) shall be the sole obligations of the CONTRACTOR and not those of the COUNTY. The CONTRACTOR irrevocably waives all claims against the COUNTY for all employees at losses, damages, claims or expenses resulting from risks commercially insurable under the Project, as follows: 11.1.4.1.1 Coverage A (Worker’s Compensation) – Statutory Limits 11.1.4.1.2 Coverage B (Employers’ Liability) – One Million and No/100 U.S. Dollars ($1,000,000.00) each accident 11.1.4.1.2.1 Broad Form All States Endorsement 11.1.4.1.2.2insurance described in this paragraph. The provision of insurance by the CONTRACTOR shall not in any way limit the CONTRACTOR’S liability under this agreement.

Contractor’s Insurance. 11.1.1 General Requirements during the Construction Phase: Unless provided by the AOC under the terms of section 11.2, Contractor shall maintain insurance issued by an insurance company or companies that are rated “A-VII” or higher by A. M. Best’s key rating guide, and are authorized to do business in the State of California. For all insurance polices required by this section 11.1 the Contractor shall declare any deductible or self-insured retention (SIR). Any deductible or SIR shall be clearly stated on the appropriate certificate of insurance. If self-insured, the Contractor agrees to administer its self-insurance program in a commercially reasonable manner so as to ensure the availability of funds to cover losses required to be insured against by Contractor under the terms of this Section 11.1. The Contractor shall, prior to commencement of the Construction Phase, provide the AOC certificates of insurance, on forms acceptable to the AOC, as evidence that the required insurance is in full force and effect. Where applicable, each certificate of insurance shall specifically provide verification that the State of California, Judicial Council of California, Administrative Office of the Courts, and their respective elected and appointed officials, judges, officers, employees and agents have been added as an additional insured on the insurance policy being referenced. The Certificates of Insurance shall be addressed as follows: (Name) (Address) All insurance policies required under this Section 11.1shall be in force until the end of the term of this Contract or Acceptance of the Work, whichever comes later and the Contractor and the AOC have agreed in writing that the Work is covered under the AOC’s programs of insurance or self-insurance designed for the purpose of providing coverage for the accepted Work once occupied. The completed operations insurance required under Section 11.1.2.1 shall extend for a period of five (5) years past the Acceptance, termination or cancellation of the Work. If the insurance expires during the term of the Construction Phase, the Contractor shall immediately renew or replace the required insurance and provide a new current certificate of insurance or be declared in breach of Contract. The AOC reserves the right to withhold all progress and retention payments until the breach is cured to the satisfaction of the AOC. Renewal insurance certificates must be tendered to the AOC at its sole expenseleast ten (10) days following the expiration of the previous insurance certificate The insurance required by Section 11.1.2.1, maintain 11.1.2.2, and 11.1.2.4 as well as any excess liability or umbrella liability insurance that the Contractor maintains in compliance with the terms of this Section 11.1 shall include the State of California, Judicial Council of California, Administrative Office of the Courts, and their respective elected and appointed officials, judges, officers, employees and agents as additional insureds, but only with respect to liability assumed by the Contractor under the terms of this Contract or liability arising out of the performance of the Services. The Contractor, and any insurer providing insurance required under the terms of this Section 11.1 shall waive any right of recovery or subrogation it may have against the State of California or the AOC, including their respective elected and appointed officials, judges, officers, employees and agents for direct physical loss or damage to the Work, or for any liability arising out of the Services performed by the Contractor under this Contract. All insurance policies required under this Section 11.1 shall contain a provision that coverage will not be materially changed or cancelled without thirty (30) days prior written notice to the AOC. The Contractor shall be responsible for and may not recover from the AOC or the State of California any deductible or self-insured retention that is connected to the insurance required under this Section 11.1. In the event the Contractor fails to keep in effect at all times during the performance of Workspecified insurance coverage, insurance coverages with limits not less than those set forth below with insurers and under forms of policies satisfactory to Owner. The Contractor shall deliver to Owner no later than ten (10) days after award of this Agreement butthe AOC may, in addition to any other remedies it may have, terminate this Contract upon the occurrence of such event, prior to execution of this Agreement by Owner and prior to commencing Work on the Project, Certificates of Insurance, IDENTIFIED ON THEIR FACES AS TO PROJECT NAME AND THIS AGREEMENT NUMBER TO WHICH APPLICABLE, as evidence that policies providing such coverage and limits of insurance are in full force and effect, which Certificates shall provide that no less than thirty (30) days advance notice will be given in writing to Owner prior to cancellation, termination or material alteration of said policies or insurance. The subject Certificates and other evidence are subject to the review and approval by the Owner as to form and substance 11.1.2 The Contractor shall purchase and maintain, at its sole cost and expense, in a company or companies to which the Owner has no reasonable objection, insurance for protection from claims which may arise out provisions of or result from the Contractor’s operations under this Agreement for Construction, whether such operations by itself or by any subcontractor, sub-subcontractor or materialman, or by anyone directly or indirectly employed by any of them or by anyone for whose acts any of them may be liable in the amounts and for the coverages required in this ArticleContract. Contractor shall not allow any subcontractor to commence work on the Project until such subcontractor has obtained the same insurance coverages and limits as required of Contractor herein. 11.1.3 All insurance shall be carried in companies satisfactory to Owner, shall name Owner as additional insured. Contractor shall not commence the Work under this Agreement until it has obtained all insurance required hereunder and true copies of policies evidencing such insurance have been submitted to and approved by Owner. 11.1.4 The Any insurance required under this Section 11.1 shall include be endorsed to be primary and non-contributing with any insurance or self-insurance maintained by the following coverage and limits in AOC or the following categories, amounts and detail: 11.1.4.1 Worker’s Compensation and Employers’ Liability Insurance for all employees at State of California. The AOC reserves the Project, as follows: 11.1.4.1.1 Coverage A (Worker’s Compensation) – Statutory Limits 11.1.4.1.2 Coverage B (Employers’ Liability) – One Million and No/100 U.S. Dollars ($1,000,000.00) each accident 11.1.4.1.2.1 Broad Form All States Endorsement 11.1.4.1.2.2right to request certified copies of any of the insurance policies required under this Section 11.1.