Common use of Credit Report Direct Disputes Clause in Contracts

Credit Report Direct Disputes. If you have a direct dispute with us regarding your liability for a credit account or other debt, terms of a credit account or other debt, your performance or other conduct concerning an Account, or any other information contained in a consumer report regarding a BECU account or relationship that bears on your creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living, provide your direct dispute to us at the following address: BECU Credit Reporting DisputesMailstop 1082-1 P.O. Box 97050 Seattle, WA 98124 Include the following in your direct dispute:‌ a. Sufficient information to identify the Account or relationship that is in dispute, including the Account number and your name, address, and date of birth; b. Specific information that you are disputing and an explanation of the basis for the dispute; and c. All supporting documentation or other information reasonably required to substantiate the basis of your dispute (e.g., a copy of the consumer report containing the allegedly inaccurate information, a police report, affidavits, court order, or Account statements).