Common use of Damage to Property of Others Clause in Contracts

Damage to Property of Others. At your request, we will pay up to $250 each time an insured person causes property damage to someone else’s property. At our option, we will pay the cost to either repair or replace the property damaged by an insured person, without deduction for depreciation. We will not pay for property damage: a) to property covered under Section I of this policy; b) to property intentionally damaged by an insured person who has attained the age of 13; c) to property owned by or rented to an insured person, any tenant of an insured person, or any resident in your household; or d) arising out of: 1) past or present business activities; 2) any act or omission in connection with a premises, other than an insured premises, owned, rented or controlled by an insured person; or 3) the ownership or use of a motorized land vehicle, trailer, aircraft or watercraft.

Damage to Property of Others. At your request, we will pay up to $250 1,000 each time an insured person causes property damage to someone else’s property. At our option, we will pay the cost to either repair or replace the property damaged by an insured person, without deduction for depreciation. We will not pay for property damage: a) to property covered under Section I of this policy; b) to property intentionally damaged by an insured person who has attained the age of 13; c) to property owned by or rented to an insured person, any tenant of an insured person, or any resident in your household; or d) arising out of: 1) past or present business activities; 2) any act or omission in connection with a premises, other than an insured premises, owned, rented or controlled by an insured person; or 3) the ownership or use of a motorized land vehicle, trailer, aircraft or watercraft.

Damage to Property of Others. At your request, we will pay up to $250 1,000 each time an insured person causes property damage to someone else’s 's property. At our option, we will pay the cost to either repair or replace the property damaged by an insured person, without deduction for depreciation. We will not pay for property damage: a) to property covered under Section I of this policy; b) to property intentionally damaged by an insured person who has attained the age of 13; c) to property owned by or rented to an insured person, any tenant of an insured person, or any resident in your household; or d) arising out of: 1) past or present business activities; 2) any act or omission in connection with a premises, other than an insured premises, owned, rented or controlled by an insured person; or 3) the ownership or use of a motorized land vehicle, trailer, aircraft aircraft, hovercraft or watercraft.

Damage to Property of Others. At your request, we will pay up to $250 500 each time an insured person causes property damage to someone else’s property. At our option, we will pay the cost to either repair or replace the property damaged by an insured person, without deduction for depreciation. We will not pay for property damage: a) to property covered under Section I of this policy; b) to property intentionally damaged by an insured person who has attained the age of 13; c) to property owned by or rented to an insured person, any tenant of an insured person, or any resident in your household; or d) arising out of: 1) past or present business activities; 2) any act or omission in connection with a premises, other than an insured premises, owned, rented or controlled by an insured person; or 3) the ownership or use of a motorized land vehicle, trailer, aircraft or watercraft.

Damage to Property of Others. At your request, we will pay up to $250 500 each time an insured person causes property damage to someone else’s property. At our option, we will pay the cost to either repair or replace the property damaged by an insured person, without deduction for depreciation. We will not pay for property damage: a) to property covered under Section I of this policy; b) to property intentionally damaged by an insured person who has attained the age of 13; c) to property owned by or rented to an insured person, any tenant of an insured person, or any resident in your household; or d) arising out of: 1) past or present business activities; 2) any act or omission in connection with a premises, other than an insured premises, owned, rented or controlled by an insured person; or 3) the ownership or use of a motorized land vehicle, trailer, aircraft aircraft, hovercraft or watercraft.