Common use of DESCRIPTION OF COVERAGE Clause in Contracts

DESCRIPTION OF COVERAGE. commercial use; medical equipment; used, rebuilt, refurbished or CLAIM FORMS: When the Administrator is told of a claim, the remanufactured goods; shipping, handling, or transportation charges Administrator will give the Insured Person forms for filing Proof of Loss. for the cost of delivery of any Covered Purchase articles in a pair or If these forms are not given to the Insured Person within 15 days the authorize the Administrator to obtain records, reports or any other THE PLAN: As a Financial Institution Program Debit Cardholder, you set, coverage will be limited to no more than the value of any particular Insured Person will meet Proof of Loss requirements by giving the documentation requested necessary to Our investigation or to verify are automatically eligible for Buyer Protection insurance. part or parts unless the articles are unusable individually and cannot Administrator a written description of the covered loss. the claim. ELIGIBILITY: This insurance plan is provided to Financial Institution be replaced individually, regardless of any special value the article CLAIM PROOF OF LOSS: Complete Proof of Loss must be given to CLAIM FORMS: When the Administrator is told of a claim, the Program Debit Cardholders, automatically when the entire cost of the may have had as part of a set or collection; more than one part or the Administrator within 90 days after a covered loss. Administrator will give the Insured Person forms for filing Proof of Loss. Covered Purchase is charged to your Card account while the parts of a pair or set of jewelry or Fine Art. This insurance does not CLAIM PAYMENT: Reimbursement for covered losses will be paid to If these forms are not given to the Insured Person within 15 days the insurance is effective. It is not necessary for you to notify Financial apply to loss or damage of a) Covered Purchase caused directly or the Insured Person within 60 days after the Administrator receives Insured Person will meet Proof of Loss requirements by giving the Institution, the administrator or the Company when items are indirectly by: 1) Theft of i) personal property from vehicles, ii) personal Proof of Loss. Administrator a written description of the covered loss. purchased. property when the Insured Person fails to exercise Due Diligence and EFFECTIVE DATE: Your insurance becomes effective on the latest CLAIM PROOF OF LOSS: Complete Proof of Loss must be given to THE COST: This insurance plan is provided at no additional cost to iii) personal property stolen from public places when the Insured of: the effective date of this policy, the date on which you first meet the the Administrator within 90 days after a covered loss. eligible Financial Institution Program Debit Cardholders. Financial Person fails to exercise Due Diligence; Theft must be reported to the eligibility criteria as the Insured Person or the beginning of the period CLAIM PAYMENT: Reimbursement for covered losses will be paid to Institution pays the full cost of the insurance. police or an appropriate authority within 36 hours; 2) Loss of i) for which required premium is paid for you. Insurance for you the Insured Person within 60 days after the Administrator receives WHEN COVERAGE APPLIES: Coverage applies for 90 days personal property with no evidence of a wrongful act; ii) baggage automatically terminates on the earliest of: the termination date of this Proof of Loss. immediately following a Covered Purchase. and/or its contents unless carried by the Insured Person by hand or policy, the expiration of the period for which required premium has EFFECTIVE DATE: Your insurance becomes effective on the latest COVERAGE: We will reimburse the Insured up to $1,000 for Covered under the Insured Person’s personal supervision or a traveling been paid for you, the date on which you no longer meet the eligibility of: the effective date of this policy, the date on which you first meet the Purchases that are damaged or stolen, except if stolen from vehicles. companion previously known to the Insured Person; 3) Any fraudulent criteria as the Insured Person.

DESCRIPTION OF COVERAGE. commercial use; medical equipment; used, rebuilt, refurbished or CLAIM FORMS: When the Administrator is told of a claim, the remanufactured goods; shipping, handling, or transportation charges Administrator will give the Insured Person forms for filing Proof of Loss. for the cost of delivery of any Covered Purchase articles in a pair or If these forms are not given to the Insured Person within 15 days the authorize the Administrator to obtain records, reports or any other THE PLAN: As a Financial Institution Program Debit Cardholder, you set, coverage will be limited to no more than the value of any particular Insured Person will meet Proof of Loss requirements by giving the documentation requested necessary to Our investigation or to verify are automatically eligible for Buyer Protection insurance. part or parts unless the articles are unusable individually and cannot Administrator a written description of the covered loss. the claim. ELIGIBILITY: This insurance plan is provided to Financial Institution be replaced individually, regardless of any special value the article CLAIM PROOF OF LOSS: Complete Proof of Loss must be given to CLAIM FORMS: When the Administrator is told of a claim, the Program Debit Cardholders, automatically when the entire cost of the may have had as part of a set or collection; more than one part or the Administrator within 90 days after a covered loss. Administrator will give the Insured Person forms for filing Proof of Loss. Covered Purchase is charged to your Card account while the parts of a pair or set of jewelry or Fine Art. This insurance does not CLAIM PAYMENT: Reimbursement for covered losses will be paid to If these forms are not given to the Insured Person within 15 days the insurance is effective. It is not necessary for you to notify Financial apply to loss or damage of a) Covered Purchase caused directly or the Insured Person within 60 days after the Administrator receives Insured Person will meet Proof of Loss requirements by giving the Institution, the administrator or the Company when items are indirectly by: 1) Theft of i) personal property from vehicles, ii) personal Proof of Loss. Administrator a written description of the covered loss. purchased. property when the Insured Person fails to exercise Due Diligence and EFFECTIVE DATE: Your insurance becomes effective on the latest CLAIM PROOF OF LOSS: Complete Proof of Loss must be given to THE COST: This insurance plan is provided at no additional cost to iii) personal property stolen from public places when the Insured of: the effective date of this policy, the date on which you first meet the the Administrator within 90 days after a covered loss. eligible Financial Institution Program Debit Cardholders. Financial Person fails to exercise Due Diligence; Theft must be reported to the eligibility criteria as the Insured Person or the beginning of the period CLAIM PAYMENT: Reimbursement for covered losses will be paid to Institution pays the full cost of the insurance. police or an appropriate authority within 36 hours; 2) Loss of i) for which required premium is paid for you. Insurance for you the Insured Person within 60 days after the Administrator receives WHEN COVERAGE APPLIES: Coverage applies for 90 days personal property with no evidence of a wrongful act; ii) baggage automatically terminates on the earliest of: the termination date of this Proof of Loss. immediately following a Covered Purchase. and/or its contents unless carried by the Insured Person by hand or policy, the expiration of the period for which required premium has EFFECTIVE DATE: Your insurance becomes effective on the latest COVERAGE: We will reimburse the Insured up to $1,000 for Covered under the Insured Person’s personal supervision or a traveling been paid for you, the date on which you no longer meet the eligibility of: the effective date of this policy, the date on which you first meet the Purchases that are damaged or stolen, except if stolen from vehicles. companion previously known to the Insured Person; 3) Any fraudulent criteria as the Insured Person.

DESCRIPTION OF COVERAGE. commercial use; medical equipment; used, rebuilt, refurbished or CLAIM FORMS: When the Administrator is told of a claim, the services provided by the lawyer or legal professional. remanufactured goods; shipping, handling, or transportation charges Administrator will give the Insured Person forms for filing Proof of Loss. (d) Emergency Call Relay. AirMed will receive or transmit emergency for the cost of delivery of any Covered Purchase articles in a pair or If these forms are not given to the Insured Person within 15 days the authorize messages between the Administrator to obtain recordsParticipant, reports or any other their family and their employer. THE PLAN: As a Financial Institution Program Debit Cardholder, you set, coverage will be limited to no more than the value of any particular Insured Person will meet Proof of Loss requirements by giving the documentation requested necessary AirMed is available to Our investigation or to verify the Participant 24/7, every day of the year. are automatically eligible for Buyer Protection insurance. part or parts unless the articles are unusable individually and cannot Administrator a written description of the covered loss. Note: All costs associated with an air ambulance transport are the claim. ELIGIBILITY: This insurance plan is provided to Financial Institution be replaced individually, regardless of any special value the article CLAIM PROOF OF LOSS: Complete Proof of Loss must be given to CLAIM FORMS: When sole responsibility of the Administrator is told of a claim, the Participant and must be paid in full prior to Program Debit Cardholders, automatically when the entire cost of the may have had as part of a set or collection; more than one part or the Administrator within 90 days after a covered loss. Administrator will give AirMed performing the Insured Person forms for filing Proof of Lossair medical transport. Covered Purchase is charged to your Card account while the parts of a pair or set of jewelry or Fine Art. This insurance does not CLAIM PAYMENT: Reimbursement for covered losses will be paid to If these forms are not given to the Insured Person within 15 days the (e) Security Assessments & Foreign Travel Advisories. AirMed will insurance is effective. It is not necessary for you to notify Financial apply to loss or damage of a) Covered Purchase caused directly or the Insured Person within 60 days after the Administrator receives Insured Person will meet Proof of Loss requirements by giving the provide known security assessments and foreign travel advisories in Institution, the administrator or the Company when items are indirectly by: 1) Theft of i) personal property from vehicles, ii) personal Proof of Loss. Administrator effect for a written description of particular international location, as issued by the covered loss. U.S. purchased. property when the Insured Person fails to exercise Due Diligence and EFFECTIVE DATE: Your insurance becomes effective on government, at the latest CLAIM PROOF OF LOSS: Complete Proof request of Loss must be given a Participant upon the Participant’s calling 000-000-0000, selecting the medical evacuation call-routing AirMed membership is valid for unlimited U.S. and Canadian travel In regard to THE COST: This insurance plan is provided at no additional cost the safety of our pilots and medical crew onboard transport (d) Free Offers - In most cases, to iii) personal property stolen from public places when the Insured of: the effective date qualify for a free offer or option, and making specific request for this information of this policy, the date on which you first meet the the Administrator within an AirMed and international travel with a limit of 90 days after a covered loss. eligible Financial Institution Program Debit Cardholders. Financial Person fails to exercise Due Diligence; Theft of unbroken travel per flights, in conjunction with FAA regulatory standards regarding complimentary item, you must be reported to purchase goods or services from the eligibility criteria as the Insured Person or the beginning of the period CLAIM PAYMENT: Reimbursement for covered losses will be paid to Institution pays the full cost of the insurance. police or an appropriate authority within 36 hours; 2) Loss of i) for which required premium is paid for you. Insurance for you the Insured Person within 60 days after the Administrator receives WHEN COVERAGE APPLIES: Coverage applies for 90 days personal property with no evidence of a wrongful act; ii) baggage automatically terminates on the earliest of: the termination date of this Proof of Loss. immediately following a Covered Purchase. and/or its contents unless carried by the Insured Person by hand or policy, the expiration of the period for which required premium has EFFECTIVE DATE: Your insurance becomes effective on the latest COVERAGE: We will reimburse the Insured up to $1,000 for Covered under the Insured Person’s personal supervision or a traveling been paid for you, the date on which you no longer meet the eligibility of: the effective date of this policy, the date on which you first meet the Purchases that are damaged or stolen, except if stolen from vehicles. companion previously known to the Insured Person; 3) Any fraudulent criteria as the Insured Personrepresentative.

DESCRIPTION OF COVERAGE. commercial use; medical equipment; used, rebuilt, refurbished or the claim. remanufactured goods; shipping, handling, or transportation charges CLAIM FORMS: When the Administrator is told of a claim, the remanufactured goods; shipping, handling, or transportation charges Administrator will give the Insured Person forms for filing Proof of Loss. for the cost of delivery of any Covered Purchase articles in a pair or If these forms are not given to Administrator will give the Insured Person within 15 days the forms for filing Proof of Loss. authorize the Administrator to obtain records, reports or any other THE PLAN: As a Financial Institution Program Debit Cardholder, you set, coverage will be limited to no more than the value of any particular If these forms are not given to the Insured Person will meet Proof of Loss requirements by giving within 15 days the documentation requested necessary to Our investigation or to verify are automatically eligible for Buyer Protection insurance. part or parts unless the articles are unusable individually and cannot Administrator a written description Insured Person will meet Proof of Loss requirements by giving the covered loss. the claim. ELIGIBILITY: This insurance plan is provided to Financial Institution be replaced individually, regardless of any special value the article CLAIM PROOF OF LOSS: Complete Proof Administrator a written description of Loss must be given to the covered loss. CLAIM FORMS: When the Administrator is told of a claim, the Program Debit Cardholders, automatically when the entire cost of the may have had as part of a set or collection; more than one part or the Administrator within 90 days after a covered loss. CLAIM PROOF OF LOSS: Complete Proof of Loss must be given to Administrator will give the Insured Person forms for filing Proof of Loss. Covered Purchase is charged to your Card account while the parts of a pair or set of jewelry or Fine Art. This insurance does not CLAIM PAYMENT: Reimbursement for the Administrator within 90 days after a covered losses will be paid to loss. If these forms are not given to the Insured Person within 15 days the insurance is effective. It is not necessary for you to notify Financial apply to loss or damage of a) Covered Purchase caused directly or the Insured Person within 60 days after the Administrator receives CLAIM PAYMENT: Reimbursement for covered losses will be paid to Insured Person will meet Proof of Loss requirements by giving the Institution, the administrator or the Company when items are indirectly by: 1) Theft of i) personal property from vehicles, ii) personal Proof of Loss. Administrator a written description of the covered loss. purchased. property when the Insured Person fails to exercise Due Diligence and EFFECTIVE DATE: Your insurance becomes effective on the latest CLAIM PROOF OF LOSS: Complete Proof of Loss must be given to THE COST: This insurance plan is provided at no additional cost to iii) personal property stolen from public places when the Insured of: the effective date of this policy, the date on which you first meet the the Administrator within 90 days after a covered loss. eligible Financial Institution Program Debit Cardholders. Financial Person fails to exercise Due Diligence; Theft must be reported to the eligibility criteria as the Insured Person or the beginning of the period CLAIM PAYMENT: Reimbursement for covered losses will be paid to Institution pays the full cost of the insurance. police or an appropriate authority within 36 hours; 2) Loss of i) for which required premium is paid for you. Insurance for you the Insured Person within 60 days after the Administrator receives WHEN COVERAGE APPLIES: Coverage applies for 90 days personal property with no evidence of Administrator a wrongful act; ii) baggage automatically terminates on the earliest of: the termination date of this Proof of Loss. immediately following a Covered Purchase. and/or its contents unless carried by the Insured Person by hand or policy, the expiration written description of the period for which required premium has EFFECTIVE DATE: Your insurance becomes effective on the latest COVERAGE: We will reimburse the Insured up to $1,000 for Covered under the Insured Person’s personal supervision or a traveling been paid for you, the date on which you no longer meet the eligibility of: the effective date of this policy, the date on which you first meet the Purchases that are damaged or stolen, except if stolen from vehicles. companion previously known to the Insured Person; 3) Any fraudulent criteria as the Insured Personcovered loss.

DESCRIPTION OF COVERAGE. commercial use; medical equipment; used, rebuilt, refurbished or CLAIM FORMS: When the Administrator is told of a claim, the with phone capability, which is used as a communication device. A remanufactured goods; shipping, handling, or transportation charges Administrator will give the Insured Person forms for filing Proof of Loss. Cellular Wireless Telephone may consist of a handset, standard for the cost of delivery of any Covered Purchase articles in a pair or If these forms are not given to the Insured Person within 15 days the authorize the Administrator to obtain recordsbattery, reports or any other and Subscriber Identity Module (SIM) Card, it does not include THE PLAN: As a Financial Institution Program Debit Cardholder, you set, coverage will be limited to no more than the value of any particular Insured Person will meet Proof of Loss requirements by giving the documentation requested necessary to Our investigation or to verify accessories such as, but not limited to, wrists straps, carry cases, are automatically eligible for Buyer Protection insurance. part or parts unless the articles are unusable individually and cannot Administrator a written description of the covered loss. memory cards or styluses which are not integral to the claimdevice. “Debit ELIGIBILITY: This insurance plan is provided to Financial Institution be replaced individually, regardless of any special value the article CLAIM PROOF OF LOSS: Complete Proof of Loss must be given to CLAIM FORMS: When Card” means a payment medium that takes the Administrator is told form of a claimdebit, the plate Program Debit Cardholders, automatically when the entire cost of the may have had as part of a set or collection; more than one part or the Administrator within 90 days after a covered loss. Administrator will give the Insured Person forms for filing Proof of Loss. Covered Purchase is charged to your Card account while the parts of a pair or set of jewelry or Fine Art. This insurance does not CLAIM PAYMENT: Reimbursement for covered losses will be paid to If these forms are not given or other identification card or device, issued to the Primary Insured Person within 15 days the insurance who is effective. It is not necessary for you to notify Financial apply to loss or damage of a) Covered Purchase caused directly or the Insured Person within 60 days after the Administrator receives Insured Person will meet Proof of Loss requirements by giving the Institution, the administrator or the Company when items are indirectly by: 1) Theft of i) personal property from vehicles, ii) personal Proof of Loss. Administrator a written description of the covered loss. purchased. property when the Insured Person fails to exercise Due Diligence and EFFECTIVE DATE: Your insurance becomes effective on the latest CLAIM PROOF OF LOSS: Complete Proof of Loss must be given to THE COST: This insurance plan is provided at no additional cost to iii) personal property stolen from public places when the Insured of: the effective date of this policy, the date on which you first meet the the Administrator within 90 days after a covered loss. eligible Financial Institution Program Debit Cardholders. Financial Person fails to exercise Due Diligence; Theft must be reported to the eligibility criteria as the Insured Person or the beginning of the period CLAIM PAYMENT: Reimbursement for covered losses will be paid to Institution pays the full cost of the insurance. police or an appropriate authority within 36 hours; 2) Loss of i) for which required premium is paid for you. Insurance for you the Insured Person within 60 days after the Administrator receives WHEN COVERAGE APPLIES: Coverage applies for 90 days personal property with no evidence owner of a wrongful act; ii) baggage automatically terminates on the earliest of: the termination date of this Proof of Loss. immediately following a Covered Purchase. and/or its contents unless carried deposit Account maintained by the Insured Person by hand or policy, the expiration of the period for which required premium has EFFECTIVE DATE: Your insurance becomes effective on the latest COVERAGE: We will reimburse the Insured up to $1,000 for Covered under the Insured Person’s personal supervision or a traveling been paid for you, the date on which you no longer meet the eligibility of: the effective date of this policy, the date on which you first meet the Purchases that are damaged or stolen, except if stolen from vehicles. companion previously known to the Insured Person; 3) Any fraudulent criteria as the Insured Personissuer.