Common use of Designer’s Insurance Coverages Clause in Contracts

Designer’s Insurance Coverages. Unless otherwise provided in the Special Provisions of the Agreement, the Designer shall purchase the types of insurance coverages with liability limits not less than as follows: (1) Workers’ Compensation coverage shall be provided in accordance with the statutory coverage required in Alabama. A group insurer must submit a certificate of authority from the Alabama Department of Industrial Relations approving the group insurance plan. A self-insurer must submit a certificate from the Alabama Department of Industrial Relations stating the Designer qualifies to pay its own worker’s compensation claims. The Designer must provide evidence of statutory excess insurance to cover any obligation in excess of the amount allowed to be self-insured by the State of Alabama. (2) Employer’s Liability Insurance limits shall be at least: (a) Bodily Injury by Accident - $1,000,000 each accident (b) Bodily Injury by Disease - $1,000,000 each employee (3) Commercial General Liability Insurance, written on an ISO Occurrence Form (current edition as of the date of this Agreement) or equivalent, which shall include, but need not be limited to, coverage for bodily injury and property damage arising from premises and operations liability, products and completed operations liability, personal injury liability and contractual liability. (a) The Commercial General Liability Insurance shall provide, at minimum, the following limits: Coverage Limit .1 General Aggregate $ 2,000,000.00 .2 Products, Completed Operations Aggregate $ 2,000,000.00 .3 Personal and Advertising Injury $ 1,000,000.00 per Occurrence