Direct Deposit Plus Account. If you enroll for an Account and are approved by us, and we have confirmed that your Account has received a direct deposit of funds totaling $500.00 or more into the Account, your Account becomes a Direct Deposit Plus Account within twenty-four (24) hours of the direct deposit funds posting to your account. You may use the Temporary Card or the Personalized Card, as applicable, to access the Account. Your Account will remain a Direct Deposit Plus Account with a qualifying deposit of $500.00 or more every 35 days. The Monthly Maintenance fee will be waived and certain other fees will be waived or reduced. Consult your Fee Schedule for details. Bill pay is available to you. In addition, under the Direct Deposit Plus Account the following additional features may be available to you: (i) for qualifying direct deposits in the Account, those funds may be available to you up to two days earlier than your normal pay date (see section above entitled “Early ACH Deposits” for more details), (ii) purchase cushion, and (iii) if you opt-in, overdraft protection. These features are described in more detail above.
